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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 96 daysPrice drop · $22,900 off (-3.6%)

    420 Victoria Street

    Minto·Minto, ON·N0G 2P0·Near Victoria and James

    • 2 beds
    Minto real estate›X12936068
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Nestled on a quiet street in the welcoming town of Palmerston, 420 Victoria St. is a bright and inviting semi-detached home that blends modern comfort with small-town charm. Built in 2019, everything here is fresh, functional, and move-in ready. Inside, the open-concept main floor is filled with natural light, creating a warm and welcoming atmosphere. The kitchen shines with new appliances (2022), crisp cabinetry, and a layout that makes both weeknight meals and weekend entertaining a breeze. Upstairs, you'll find two comfortable bedrooms and a spacious 5-piece bathroom that adds a touch of everyday luxury. Downstairs, the fully finished basement extends your living space with a recreation area, home office, and an additional bedroom with its own 4-piece bathroom. Whether you're working from home, hosting movie nights, or creating a play space, this level adapts to whatever you need.The attached garage is another highlight. Extra wide and tall, it provides plenty of room for a vehicle plus storage for bikes, tools, or outdoor gear. When its time to step outside, the backyard is designed for easy enjoyment. Picture summer BBQs on the deck (2022), evenings around the fire pit, afternoons in the fully fenced yard, or storing tools and toys in the shed (2022). If you're looking for a modern, move-in-ready home in a friendly small-town setting, 420 Victoria St. checks all the boxes. Book your private showing today and come see for yourself!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 3, 2026Price reducedCurrentReduced$617,000−$22,900 (3.6%)X12936068This page
    Mar 30, 2026ListedCurrentFor sale$639,900 —X12936068This page
    Oct 14, 2025Previously listedTer$639,900 —X12459561View
    Sep 11, 2025Previously listedTer$639,900 —X12396210View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 420 Victoria Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Library
    • Rec./Commun.Centre
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,031
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $289
    0.56% mill rate · ON
    The market

    How this home sits in the Minto market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Minto market right now

    Average sold price, days on market, and closed-transaction count for Minto — sourced from MLS®.

    • Avg sold price
      $638,476
      Last 30 days
    • Median sold price
      $525,000
      Middle of the market
    • Days on market
      52 d
      Avg from list to close
    • Closed last 30d
      44
      MLS® transactions
    Full Minto market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 420 Victoria Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 420 Victoria Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 420 Victoria Street listed for?

      420 Victoria Street is listed at $617,000 on the MLS® (listing X12936068). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 420 Victoria Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Semi-Detached
  4. Asking
    $617,000
    $0 / sqft · MLS® X12936068
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $466,087
    $428,800Confidence range$503,374
    Asking vs estimate
    ↑↑well-above
    +$150,913
    (+32.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Minto sell in about 52 days — this one has been listed 96 days.

    Avg sold price
    $638,476
    Median sold
    $525,000
    Avg days on market
    52
    Recently sold
    44
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Downstairs, the fully finished basement extends your living space with a recreation area, home office, and an additional bedroom with its own 4-piece bathroom.
    • Whether you're working from home, hosting movie nights, or creating a play space, this level adapts to whatever you need.The attached garage is another highlight.
    • When its time to step outside, the backyard is designed for easy enjoyment.
    • Picture summer BBQs on the deck (2022), evenings around the fire pit, afternoons in the fully fenced yard, or storing tools and toys in the shed (2022).
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private Double
  7. Interior

    4
    Basement
    Full
    Family room
    N
    Kitchens
    1
    Total rooms
    13
  8. Exterior & construction

    4
    Exterior
    Brick Veneer
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  9. Listing & possession

    3
    Possession
    2026-06-04T00:00:00.000-00:00
    Property style
    Bungalow
    Property class
    Semi-Detached
  10. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Dining Room
      14.3 × 5.5 ft
    • Bedroom
      12.2 × 13.2 ft
    • Foyer
      4.9 × 13.7 ft
    • Kitchen
      14.7 × 13.1 ft
    • Living Room
      14.3 × 13.4 ft
    • Bathroom
      5 Pc Bath
      8.4 × 7.9 ft
    • Laundry
      11.8 × 5.5 ft
    • Bedroom
      9.3 × 11.0 ft

    Basement level

    5 rooms
    • Bedroom
      8.1 × 13.9 ft
    • Den
      8.0 × 14.1 ft
    • Common Room
      17.6 × 32.9 ft
    • Utility Room
      13.6 × 11.5 ft
    • Bathroom
      4 Pc Bath
      6.4 × 8.1 ft
    Combined estimate
    $3,320
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,031
    /mo
    based on the purchase price of $617,000
    $123,400 cash
    $493,600 financed
    $415,741 total interest
    Monthly payment$3,031/ month
    Principal54%$493,600
    Interest46%$415,741

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in Minto

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 104 Thackeray Way
      Sold
      Sign in for price
      104 Thackeray Way
      Semi-Detached
    • 371 Main Street
      Sold
      Sign in for price
      371 Main Street
      Semi-Detached
    • 22 Ann Street
      Sold
      Sign in for price
      22 Ann Street
      Semi-Detached
    • 695 Younge Street
      Sold
      Sign in for price
      695 Younge Street
      Semi-Detached
    • 102 Milton Seiler Crescent
      Sold
      Sign in for price
      102 Milton Seiler Crescent
      Semi-Detached
    • 121 Bridge Crescent
      Sold
      Sign in for price
      121 Bridge Crescent
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    420 Victoria StreetThis home2 / 211,001,500$617,000ask———
    104 Thackeray Way2 / 21,100—
    371 Main Street3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More semi-detacheds in Minto

    Active listings within ±20% of this asking price.

    • 115 Milton Seiler Crescent
      $615,000
      115 Milton Seiler Crescent
      Semi-Detached 2 3
    • 12 Brown Street
      $559,900
      12 Brown Street
      Semi-Detached 2 3
    • 110 MILTON SEILER Crescent
      $599,000
      110 MILTON SEILER Crescent
      Semi-Detached 2 3
    • 105 Milton Seiler Crescent
      $599,999
      105 Milton Seiler Crescent
      Semi-Detached 2 3
    • 130A Miller Crescent
      $539,000
      130A Miller Crescent
      Semi-Detached 3 2
    • 108 Stephenson Way
      $624,900
      108 Stephenson Way
      Semi-Detached 2 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of Bosley Real Estate Ltd. · displayed on Summitly per MLS® data-share rules

    420 Victoria Street is a 2-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 420 Victoria Street built?

    The year built for 420 Victoria Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 420 Victoria Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 420 Victoria Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 420 Victoria Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $617,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 420 Victoria Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 420 Victoria Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 420 Victoria Street in?

    420 Victoria Street is in Minto, Minto. The 'Neighbourhood' section below links to the live Minto real estate hub with average sold price, days on market, and current inventory.

  20. Is Minto a good place to live?

    Minto is one of ON's actively-tracked Summitly markets. The full Minto real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 22 Ann Street
    3 / 1
    1,100
    —
    695 Younge Street3 / 31,500—
    102 Milton Seiler Crescent2 / 21,100—
    121 Bridge Crescent4 / 41,500—