Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 41 days

    440 Churchill Avenue

    Delhi·Norfolk, ON·N4B 2P9·Near James # 3 Hwy to Connaught to Churchill

    • 3 beds
    Norfolk real estate›X13070014
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Right in the heart of Delhi, this solid brick bungalow brings together space, comfort, and flexibility in a way that just feels right. Featuring 3generously sized bedrooms and an expansive main floor layout, there's plenty of room for both everyday living and entertaining. The double car garage adds convenience, while the backyard pool sets the stage for summer afternoons well spent. Downstairs, a huge partially finished basement offers endless potential-whether you envision a rec room, play area, home gym, or a second living space that grows with your needs over time.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Right in the heart of Delhi, this solid brick bungalow brings together space, comfort, and flexibility in a way that just feels right.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 1, 2026ListedCurrentFor sale$574,900 —X13070014This page
    Apr 1, 2026Previously listedTer$584,900 —X12944064View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Radiant
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 440 Churchill Avenue
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,824
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $279
    0.58% mill rate · ON
    The market

    How this home sits in the Norfolk market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Norfolk market right now

    Average sold price, days on market, and closed-transaction count for Norfolk — sourced from MLS®.

    • Avg sold price
      $671,140
      Last 30 days
    • Median sold price
      $585,000
      Middle of the market
    • Days on market
      54 d
      Avg from list to close
    • Closed last 30d
      147
      MLS® transactions
    Full Norfolk market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 440 Churchill Avenue — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 440 Churchill Avenue and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 440 Churchill Avenue listed for?

      440 Churchill Avenue is listed at $574,900 on the MLS® (listing X13070014). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 440 Churchill Avenue have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2000-2500 sqft
  3. Detached
  4. Asking
    $574,900
    $0 / sqft · MLS® X13070014
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $671,140
    $617,449Confidence range$724,831
    Asking vs estimate
    ↓below
    −$96,240
    (-14.3%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Norfolk sell in about 54 days — this one has been listed 41 days.

    Avg sold price
    $671,140
    Median sold
    $585,000
    Avg days on market
    54
    Recently sold
    147
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    The double car garage adds convenience, while the backyard pool sets the stage for summer afternoons well spent.
  6. Downstairs, a huge partially finished basement offers endless potential-whether you envision a rec room, play area, home gym, or a second living space that grows with your needs over time.
  7. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    5
    Driveway
    Private Triple
  9. Interior

    4
    Basement
    Partially Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    3
  10. Exterior & construction

    4
    Exterior
    Aluminum Siding, Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Pool
    Above Ground
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Dining Room
      12.0 × 12.0 ft
    • Bedroom
      12.0 × 14.0 ft
    • Living Room
      16.0 × 20.0 ft
    • Bathroom
      4 Pc Bath
      10.3 × 6.3 ft
    • Bedroom
      12.0 × 14.0 ft
    • Primary Bedroom
      12.0 × 13.0 ft
    • Kitchen
      Eat-in Kitchen
      16.0 × 17.0 ft
    • Other
      12.0 × 6.0 ft

    Basement level

    3 rooms
    • Game Room
      38.0 × 22.0 ft
    • Laundry
      18.0 × 14.0 ft
    • Bathroom
      3 Pc Bath
      7.5 × 7.4 ft
    Combined estimate
    $3,103
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,824
    /mo
    based on the purchase price of $574,900
    $114,980 cash
    $459,920 financed
    $387,373 total interest
    Monthly payment$2,824/ month
    Principal54%$459,920
    Interest46%$387,373

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Norfolk

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 2831 Lakeshore Road
      Sold
      Sign in for price
      2831 Lakeshore Road
      Detached
    • 477 Church Street
      Sold
      Sign in for price
      477 Church Street
      Detached
    • 168 Montclair Crescent
      Sold
      Sign in for price
      168 Montclair Crescent
      Detached
    • 721 CHARLOTTVILLE RD 8 Road
      Sold
      Sign in for price
      721 CHARLOTTVILLE RD 8 Road
      Detached
    • 7 Adams Street
      Sold
      Sign in for price
      7 Adams Street
      Detached
    • 890 GOSHEN Road
      Sold
      Sign in for price
      890 GOSHEN Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    440 Churchill AvenueThis home3 / 220,002,500$574,900ask———
    2831 Lakeshore Road2 / 1700—
    477 Church Street2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Norfolk

    Active listings within ±20% of this asking price.

    • 866 Norfolk County Road 28 Road
      $639,900
      866 Norfolk County Road 28 Road
      Detached 4 1
    • 21 Long Point Boulevard
      $519,900
      21 Long Point Boulevard
      Detached 2 2
    • 2 Normandy Court
      $579,000
      2 Normandy Court
      Detached 3 2
    • 6 Price Street
      $575,000
      6 Price Street
      Detached 4 2
    • 88 Hillside Avenue
      $589,000
      88 Hillside Avenue
      Detached 3 2
    • 47 Lansdowne Avenue
      $499,900
      47 Lansdowne Avenue
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of EXP REALTY · displayed on Summitly per MLS® data-share rules

    440 Churchill Avenue is a 3-bedroom, 2-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 440 Churchill Avenue built?

    The year built for 440 Churchill Avenue isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for 440 Churchill Avenue?

    The 'Property tax' tab in the History section shows the most recent annual tax for 440 Churchill Avenue plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 440 Churchill Avenue?

    The affordability calculator on this page shows an estimated monthly mortgage for $574,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 440 Churchill Avenue been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 440 Churchill Avenue with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 440 Churchill Avenue in?

    440 Churchill Avenue is in Delhi, Norfolk. The 'Neighbourhood' section below links to the live Norfolk real estate hub with average sold price, days on market, and current inventory.

  22. Is Norfolk a good place to live?

    Norfolk is one of ON's actively-tracked Summitly markets. The full Norfolk real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 168 Montclair Crescent
    3 / 2
    700
    —
    721 CHARLOTTVILLE RD 8 Road7 / 33,000—
    7 Adams Street3 / 11,100—
    890 GOSHEN Road3 / 21,500—