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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 17 days

    513 Havelock Drive

    Waterloo, ON·N2L 4N8·Near Northfield Dr W & Havelock Dr

    • 3 beds
    • 2 baths
    Waterloo real estate›X13434804
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to Lakeshore Village - One of Waterloo's Most Desirable Neighborhoods! This well-maintained 3+2 bedroom, 2 full bathroom home is perfectly situated in a sought-after, family-friendly community. Freshly painted in April 2025, the home features a custom wood kitchen with granite countertops and a functional layout ideal for everyday living. Enjoy the warmth of a wood-burning fireplace and the added versatility of a finished basement with a separate entrance, offering excellent potential for extended family or additional living space. A standout feature is the large detached garage/workshop (18' x 25') An additional garden shed provides even more utility. The large driveway offers ample parking. Step outside to a landscaped yard, perfect for relaxing or entertaining. Located just steps from the Laurel Trail system and within walking distance to public and Catholic elementary schools, this home is also minutes from Laurel Creek Conservation Area, Conestoga Mall, St. Jacobs Market, LRT, YMCA, and the expressway. A new hospital is currently being built nearby, adding future value and convenience. Additional features include a camera/security system and public transit just minutes away. A solid opportunity in a prime Waterloo location-book your showing today!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 11, 2026ListedCurrentFor sale$829,900 —X13434804This page
    Apr 21, 2026Previously listedTer$879,000 —X13028082View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 513 Havelock Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Park
    • Public Transit
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,077
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $365
    0.53% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $774,608
      Last 30 days
    • Median sold price
      $705,000
      Middle of the market
    • Days on market
      27 d
      Avg from list to close
    • Closed last 30d
      308
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 513 Havelock Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 513 Havelock Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 513 Havelock Drive listed for?

      513 Havelock Drive is listed at $829,900 on the MLS® (listing X13434804). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 513 Havelock Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 700-1100 sqft
  2. Detached
  3. Built 51-99
  4. Not Applicable ac lot
  5. Asking
    $829,900
    $0 / sqft · MLS® X13434804
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $774,608
    $712,639Confidence range$836,577
    Asking vs estimate
    ↑above
    +$55,292
    (+7.1%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 27 days — this one has been listed 17 days.

    Avg sold price
    $774,608
    Median sold
    $705,000
    Avg days on market
    27
    Recently sold
    308
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
  7. Freshly painted in April 2025, the home features a custom wood kitchen with granite countertops and a functional layout ideal for everyday living.
  8. Enjoy the warmth of a wood-burning fireplace and the added versatility of a finished basement with a separate entrance, offering excellent potential for extended family or additional living space.
  9. A standout feature is the large detached garage/workshop (18' x 25') An additional garden shed provides even more utility.
  10. The large driveway offers ample parking.
  11. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  12. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    5
    Driveway
    4
  13. Interior

    5
    Basement
    Separate Entrance, Full, Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
  14. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  15. Lot & land

    1
    Year built
    51-99
  16. Listing & possession

    4
    Possession
    2026-06-30T00:00:00.000-00:00
    Occupancy
    Negotiable
    Property style
    Bungalow-Raised
    Property class
    Detached
  17. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Kitchen
      granite counters · stainless steel appl
      13.1 × 11.3 ft
    • Bedroom 3
      Closet
      11.5 × 10.0 ft
    • Bedroom 2
      Closet
      11.5 × 8.0 ft
    • Bathroom
      3 Pc Bath
      6.9 × 6.7 ft
    • Living Room
      combined w/dining · laminate
      13.5 × 11.3 ft
    • Primary Bedroom
      Closet
      11.4 × 10.2 ft
    • Foyer
      Closet
      7.7 × 5.0 ft
    • Dining Room
      combined w/living · laminate
      9.9 × 8.4 ft

    Basement level

    5 rooms
    • Common Room
      fireplace · above grade window
      19.4 × 15.2 ft
    • Bathroom
      3 pc bath · above grade window
      8.5 × 4.7 ft
    • Exercise Room
      Above Grade Window
      11.3 × 7.9 ft
    • Bedroom
      closet · above grade window
      11.7 × 10.9 ft
    • Laundry
      above grade window · concrete floor
      15.6 × 7.3 ft
    Combined estimate
    $4,442
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,077
    /mo
    based on the purchase price of $829,900
    $165,980 cash
    $663,920 financed
    $559,195 total interest
    Monthly payment$4,077/ month
    Principal54%$663,920
    Interest46%$559,195

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 625 Pine Island Crescent
      Sold
      Sign in for price
      625 Pine Island Crescent
      Detached
    • 74 Homewood Avenue
      Sold
      Sign in for price
      74 Homewood Avenue
      Detached
    • 520 Chablis Drive
      Sold
      Sign in for price
      520 Chablis Drive
      Detached
    • 387 Stillmeadow Circle
      Sold
      Sign in for price
      387 Stillmeadow Circle
      Detached
    • 613 Dogwood Lane
      Sold
      Sign in for price
      613 Dogwood Lane
      Detached
    • 221 Willowdale Avenue
      Sold
      Sign in for price
      221 Willowdale Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    513 Havelock DriveThis home3 / 27,001,100$829,900ask———
    625 Pine Island Crescent4 / 31,500—
    74 Homewood Avenue3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Waterloo

    Active listings within ±20% of this asking price.

    • 597 Sundew Drive
      $975,000
      597 Sundew Drive
      Detached 5 4
    • 682 Glen Forrest Boulevard
      $699,900
      682 Glen Forrest Boulevard
      Detached 3 2
    • 138 Water Street
      $950,000
      138 Water Street
      Detached 2 2
    • 491 Sandbanks Crescent
      $875,000
      491 Sandbanks Crescent
      Detached 4 4
    • 464 Northlake Drive
      $949,900
      464 Northlake Drive
      Detached 3 3
    • 217 Mayfield Avenue
      $875,000
      217 Mayfield Avenue
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  18. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  19. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  20. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  21. Public listing courtesy of MANOR HILL REALTY INC. · displayed on Summitly per MLS® data-share rules

    513 Havelock Drive is a 3-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  22. When was 513 Havelock Drive built?

    513 Havelock Drive was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  23. What is the property tax for 513 Havelock Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for 513 Havelock Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  24. How much would the monthly mortgage be on 513 Havelock Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $829,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  25. Has 513 Havelock Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 513 Havelock Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  26. What neighbourhood is 513 Havelock Drive in?

    513 Havelock Drive is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  27. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  28. 520 Chablis Drive
    3 / 4
    1,100
    —
    387 Stillmeadow Circle4 / 42,500—
    613 Dogwood Lane3 / 1700—
    221 Willowdale Avenue3 / 1700—