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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 17 days

    54 Kirkwood Drive N

    Town·Niagara-on-the-Lake, ON·L0S 1J0·Near Niagara Stone Road/Balmoral

    • 3 beds
    Niagara-on-the-Lake real estate›X13450536
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    This beautiful end-unit townhome is located in the exclusive St. Andrews Glen Community, tucked away in the highly sought-after Old Town District known for its charm, amenities and desirable lifestyle. This high quality home is sure to impress with 3 bedrooms and 2 1/2 baths and has a large private side yard surrounded by mature trees and pretty gardens and an interlock patio to entertain family and friends. Spacious and bright this floor plan boasts many details such as hardwood flooring, gas fireplace, lovely trim, recessed lighting and interior window shutters. Bright kitchen with marble counters, tile backsplash, sliders to composite private back deck, stainless appliances and walk in pantry and laundry. There is a nice size office/den on the main level as well as a 2-piece bath for guests. Special features include main floor primary bedroom, french doors to side patio and detached 1.5 car garage. Primary bedroom has plenty of windows complete with 4-pc ensuite and walk in closet. 2 large additional bedrooms are on the second level with a 4-pc bath. There is also a bright open bonus room to serve many functions such as a tv room, playroom or home gym. There is also a small office nearby. The unfinished large basement has endless possibilities and has a rough-in for a bathroom as well as a cold pantry. The garage is at the rear of the home as well as a separate interlock driveway and walkway. Embrace the best of Niagara living in this desirable community, conveniently located near Lake Ontario and the Niagara River. Spend your days exploring local wineries, golfing, boating, dining at charming restaurants, or taking advantage of the nearby medical center, community center and library. Perfect for empty nesters or family living. This comfortable lifestyle and beautiful home are waiting for you to enjoy!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 15, 2026ListedCurrentFor sale$869,000 —X13450536This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 54 Kirkwood Drive N
    What's nearby

    Points of interest classified by the MLS® feed.

    • Cul de Sac/Dead End
    • Library
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,269
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $658
    0.91% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,173,691
      Last 30 days
    • Median sold price
      $1,050,000
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      99
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 54 Kirkwood Drive N — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 54 Kirkwood Drive N and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 54 Kirkwood Drive N listed for?

      54 Kirkwood Drive N is listed at $869,000 on the MLS® (listing X13450536). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 54 Kirkwood Drive N have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2000-2500 sqft
  3. Detached
  4. Asking
    $869,000
    $0 / sqft · MLS® X13450536
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,173,691
    $1,079,796Confidence range$1,267,586
    Asking vs estimate
    ↓below
    −$304,691
    (-26.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 51 days — this one has been listed 17 days.

    Avg sold price
    $1,173,691
    Median sold
    $1,050,000
    Avg days on market
    51
    Recently sold
    99
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • This high quality home is sure to impress with 3 bedrooms and 2 1/2 baths and has a large private side yard surrounded by mature trees and pretty gardens and an interlock patio to entertain family and friends.
    • Spacious and bright this floor plan boasts many details such as hardwood flooring, gas fireplace, lovely trim, recessed lighting and interior window shutters.
    • Bright kitchen with marble counters, tile backsplash, sliders to composite private back deck, stainless appliances and walk in pantry and laundry.
    • Special features include main floor primary bedroom, french doors to side patio and detached 1.5 car garage.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private
  7. Interior

    4
    Basement
    Full, Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
  8. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Pool
    None
  9. Lot & land

    1
    Zoning
    SE
  10. Listing & possession

    3
    Occupancy
    30 DAYS
    Property style
    2-Storey
    Property class
    Detached
  11. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Primary Bedroom
      14.0 × 12.0 ft
    • Den
      12.0 × 9.0 ft
    • Kitchen
      12.0 × 9.0 ft
    • Bathroom
      4 Pc Ensuite
      0.0 × 0.0 ft
    • Living Room
      21.0 × 13.0 ft
    • 2 Pc Bath
      0.0 × 0.0 ft

    Second level

    4 rooms
    • 4 Pc Bath
      0.0 × 0.0 ft
    • Other
      22.0 × 11.0 ft
    • Bedroom
      11.0 × 11.0 ft
    • Bedroom
      11.0 × 10.0 ft
    Combined estimate
    $4,927
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,269
    /mo
    based on the purchase price of $869,000
    $173,800 cash
    $695,200 financed
    $585,541 total interest
    Monthly payment$4,269/ month
    Principal54%$695,200
    Interest46%$585,541

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 199 Niagara Street
      Sold
      Sign in for price
      199 Niagara Street
      Detached
    • 672 East West Line
      Sold
      Sign in for price
      672 East West Line
      Detached
    • 12 OAK Drive
      Sold
      Sign in for price
      12 OAK Drive
      Detached
    • 2 Seyval Place
      Sold
      Sign in for price
      2 Seyval Place
      Detached
    • 12 Stoneridge Crescent
      Sold
      Sign in for price
      12 Stoneridge Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    54 Kirkwood Drive NThis home3 / 320,002,500$869,000ask———
    199 Niagara Street3 / 52,000—
    672 East West Line3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 948 Line 3 Road
      $848,000
      948 Line 3 Road
      Detached 2 3
    • 46 Pinot Trail
      $900,000
      46 Pinot Trail
      Detached 4 3
    • 428 Line 2 Road
      $975,000
      428 Line 2 Road
      Detached 4 2
    • 1320 Niagara Stone Road
      $749,000
      1320 Niagara Stone Road
      Detached 3 2
    • 848 East And West Line Road
      $799,000
      848 East And West Line Road
      Detached 4 2
    • 8 Clarence Street
      $799,000
      8 Clarence Street
      Detached 2 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of REVEL Realty Inc., Brokerage · displayed on Summitly per MLS® data-share rules

    54 Kirkwood Drive N is a 3-bedroom, 3-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 54 Kirkwood Drive N built?

    The year built for 54 Kirkwood Drive N isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 54 Kirkwood Drive N?

    The 'Property tax' tab in the History section shows the most recent annual tax for 54 Kirkwood Drive N plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 54 Kirkwood Drive N?

    The affordability calculator on this page shows an estimated monthly mortgage for $869,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 54 Kirkwood Drive N been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 54 Kirkwood Drive N with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 54 Kirkwood Drive N in?

    54 Kirkwood Drive N is in Town, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  21. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 12 OAK Drive
    3 / 3
    1,500
    —
    2 Seyval Place2 / 31,100—
    12 Stoneridge Crescent2 / 32,000—