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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    948 Line 3 Road

    Virgil·Niagara-on-the-Lake, ON·L0S 1T0·Near Concession 4 and Line 3

    • 2 beds
    Niagara-on-the-Lake real estate›X13518110
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Escape to the country with this expansive brick bungalow in highly desirable Niagara-on-the-Lake! Nestled on a premium, ultra-deep 275 x 215 ft lot with incredible potential to expand, this property boasts over 1,400 sq ft of main-level comfort. The heart of the home features a generous country kitchen and sunlit living room anchored by a large bay window overlooking lush, picturesque graperies. Designed for versatile living, the main floor offers 2 bedrooms and 3 bathrooms.The fully finished lower level significantly expands your living space, featuring 2 additional large bedrooms, a cozy family room, and a spacious games room. Step outside to your private backyard oasis, complete with a classic in-ground concrete swimming pool. A true standout feature of this property is the 2,000+ sq ft barn and garage combo. Complete with 3 garage doors, and a spacious loft, it is perfect for a workshop, vehicle storage, or hobbyists. Enjoy an unbeatable location that perfectly balances ultimate privacy and space with absolute convenience-remaining just minutes from world-class wineries, golf courses, premium shopping, and major amenities. A rare opportunity with endless outdoor potential!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 3, 2026ListedCurrentFor sale$848,000 —X13518110This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Baseboard
      Air conditioning
      Window Unit(s)
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 948 Line 3 Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Arts Centre
    • Beach
    • Greenbelt/Conservation
    • Lake Access
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,166
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $448
    0.63% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,173,691
      Last 30 days
    • Median sold price
      $1,050,000
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      99
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 948 Line 3 Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 948 Line 3 Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 948 Line 3 Road listed for?

      948 Line 3 Road is listed at $848,000 on the MLS® (listing X13518110). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 948 Line 3 Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. .50-1.99 ac lot
  6. Asking
    $848,000
    $0 / sqft · MLS® X13518110
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $856,794
    $788,251Confidence range$925,338
    Asking vs estimate
    ≈in-line
    −$8,794
    (-1.0%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 51 days — this one has been listed 4 days.

    Avg sold price
    $1,173,691
    Median sold
    $1,050,000
    Avg days on market
    51
    Recently sold
    99
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Nestled on a premium, ultra-deep 275 x 215 ft lot with incredible potential to expand, this property boasts over 1,400 sq ft of main-level comfort.
  8. Step outside to your private backyard oasis, complete with a classic in-ground concrete swimming pool.
  9. A true standout feature of this property is the 2,000+ sq ft barn and garage combo.
  10. Complete with 3 garage doors, and a spacious loft, it is perfect for a workshop, vehicle storage, or hobbyists.
  11. Ask Zara a follow-up
    Septic
  12. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    3
    Parking spaces
    20
    Driveway
    17
  13. Interior

    7
    Basement
    Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
    Elevator
    N
    Accessibility
    N
  14. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    View
    Vineyard
    Pool
    Inground
  15. Lot & land

    2
    Year built
    51-99
    Zoning
    Rural (A)
  16. Listing & possession

    3
    Occupancy
    Vacant
    Property style
    Bungalow
    Property class
    Detached
  17. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    5 rooms
    • Living Room
      Bay Window
      15.7 × 11.8 ft
    • Dining Room
      10.5 × 11.5 ft
    • Kitchen
      9.2 × 11.0 ft
    • Bedroom
      15.7 × 11.8 ft
    • Bedroom 2
      11.0 × 8.5 ft

    Basement level

    3 rooms
    • Den
      11.0 × 7.5 ft
    • Bedroom 4
      17.7 × 14.3 ft
    • Bedroom 3
      21.5 × 12.7 ft

    In Between level

    2 rooms
    • Utility Room
      11.5 × 11.0 ft
    • Laundry
      20.6 × 12.4 ft
  18. Lake/Pond
  19. Clear View
  20. Combined estimate
    $4,614
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,166
    /mo
    based on the purchase price of $848,000
    $169,600 cash
    $678,400 financed
    $571,391 total interest
    Monthly payment$4,166/ month
    Principal54%$678,400
    Interest46%$571,391

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 199 Niagara Street
      Sold
      Sign in for price
      199 Niagara Street
      Detached
    • 672 East West Line
      Sold
      Sign in for price
      672 East West Line
      Detached
    • 54 Kirkwood Drive
      Sold
      Sign in for price
      54 Kirkwood Drive
      Detached
    • 12 OAK Drive
      Sold
      Sign in for price
      12 OAK Drive
      Detached
    • 2 Seyval Place
      Sold
      Sign in for price
      2 Seyval Place
      Detached
    • 12 Stoneridge Crescent
      Sold
      Sign in for price
      12 Stoneridge Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    948 Line 3 RoadThis home2 / 37,001,100$848,000ask———
    199 Niagara Street3 / 52,000—
    672 East West Line3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 46 Pinot Trail
      $900,000
      46 Pinot Trail
      Detached 4 3
    • 428 Line 2 Road
      $975,000
      428 Line 2 Road
      Detached 4 2
    • 1320 Niagara Stone Road
      $749,000
      1320 Niagara Stone Road
      Detached 3 2
    • 848 East And West Line Road
      $799,000
      848 East And West Line Road
      Detached 4 2
    • 8 Clarence Street
      $799,000
      8 Clarence Street
      Detached 2 3
    • 639 Penner Street
      $679,000
      639 Penner Street
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  21. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  22. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  23. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  24. Public listing courtesy of ROYAL LEPAGE NRC REALTY · displayed on Summitly per MLS® data-share rules

    948 Line 3 Road is a 2-bedroom, 3-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  25. When was 948 Line 3 Road built?

    948 Line 3 Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  26. What is the property tax for 948 Line 3 Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 948 Line 3 Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  27. How much would the monthly mortgage be on 948 Line 3 Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $848,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  28. Has 948 Line 3 Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 948 Line 3 Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  29. What neighbourhood is 948 Line 3 Road in?

    948 Line 3 Road is in Virgil, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  30. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  31. 54 Kirkwood Drive
    3 / 3
    2,000
    —
    12 OAK Drive3 / 31,500—
    2 Seyval Place2 / 31,100—
    12 Stoneridge Crescent2 / 32,000—