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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 170 days

    540 Kirkfield Road

    Eldon·Kawartha Lakes, ON·K0M 2T0·Near Glenarm and Kirkfield Road

    • 3 beds
    Kawartha Lakes real estate›X12683918
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to an exceptional 103-acre equestrian and agricultural property offering privacy, versatility, and income potential. A scenic tree-lined driveway leads to this peaceful countryside setting, surrounded by expansive open fields ideal for horses, cattle, sheep, or mixed livestock. The property is well equipped for equestrian use with a brand-new three-stall stable featuring 12' x 12' stalls and a concrete walkway, with capacity to add additional stalls. A 60' x 100' arena built in 2022 offers excellent space for riding, training, and lessons, while also providing outstanding flexibility for agricultural use. The arena is well suited for livestock handling, winter feeding, lambing or calving, equipment storage, or other multi-purpose farm uses. Multiple paddocks with electric fencing and three run-in shelters support efficient grazing and herd management. The acreage offers strong potential for rotational grazing, with approximately 30 acres already in hay production, supporting scalable livestock operations while maintaining a premium equestrian setup. The upgraded log home blends rustic charm with modern comfort, featuring an open-concept eat-in kitchen with granite countertops, island, and walkout to a deck overlooking gardens and fields. The dining room includes a propane fireplace and large picture windows. The primary bedroom offers a three-piece ensuite and two additional bedrooms. The lower level features a separate entrance, family room, and potential bedroom, ideal for an in-law suite or added living space. A rare opportunity to own a versatile farm combining equestrian and livestock potential with peaceful country living.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jan 10, 2026ListedCurrentFor sale$1,298,888 —X12683918This page
    May 5, 2025Previously listedExp$1,399,880 —X12124758View
    Jan 7, 2025Previously listedExp$1,448,108 —X11911643View
    May 1, 2024Previously listedExp$1,498,880 —X8294394View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Heat Pump
      Air conditioning
      Wall Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 540 Kirkfield Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,381
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $229
    0.21% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $688,270
      Last 30 days
    • Median sold price
      $630,000
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      344
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 540 Kirkfield Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 540 Kirkfield Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 540 Kirkfield Road listed for?

      540 Kirkfield Road is listed at $1,298,888 on the MLS® (listing X12683918). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 540 Kirkfield Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Farm
  4. Built 31-50
  5. 100 + ac lot
  6. Asking
    $1,298,888
    $0 / sqft · MLS® X12683918
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $688,270
    $633,208Confidence range$743,332
    Asking vs estimate
    ↑↑well-above
    +$610,618
    (+88.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 40 days — this one has been listed 170 days.

    Avg sold price
    $688,270
    Median sold
    $630,000
    Avg days on market
    40
    Recently sold
    344
    See comparable sales
    AI highlights by Zara
    • A 60' x 100' arena built in 2022 offers excellent space for riding, training, and lessons, while also providing outstanding flexibility for agricultural use.
    • The upgraded log home blends rustic charm with modern comfort, featuring an open-concept eat-in kitchen with granite countertops, island, and walkout to a deck overlooking gardens and fields.
    • The dining room includes a propane fireplace and large picture windows.
    • The primary bedroom offers a three-piece ensuite and two additional bedrooms.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    10
    Driveway
    Circular Drive
  9. Interior

    4
    Basement
    Partially Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    4
  10. Exterior & construction

    4
    Exterior
    Log
    Roof
    Metal
    Foundation
    Block
    Pool
    None
  11. Lot & land

    2
    Year built
    31-50
    Zoning
    Agricultural
  12. Listing & possession

    3
    Occupancy
    Spring
    Property style
    1 1/2 Storey
    Property class
    Farm
  13. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      combined w/dining · w/o to deck · granite counters
      22.6 × 11.5 ft
    • Den
      w/o to patio · vaulted ceiling(s)
      13.4 × 14.0 ft
    • Mud Room
      combined w/living · w/o to porch
      6.1 × 7.7 ft
    • Bathroom
      3 Pc Bath
      6.9 × 5.9 ft
    • Living Room
      17.4 × 11.5 ft

    Second level

    2 rooms
    • Bathroom
      l-shaped room · 4 pc bath · semi ensuite
      8.5 × 5.2 ft
    • Bedroom
      Semi Ensuite
      13.8 × 11.5 ft
    Combined estimate
    $6,610
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,381
    /mo
    based on the purchase price of $1,298,888
    $259,778 cash
    $1,039,110 financed
    $875,203 total interest
    Monthly payment$6,381/ month
    Principal54%$1,039,110
    Interest46%$875,203

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable farms that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 792 Palestine Road
      Sold
      Sign in for price
      792 Palestine Road
      Farm
    • 145 Long Beach Road
      Sold
      Sign in for price
      145 Long Beach Road
      Farm
    • 341 County Rd 46
      Sold
      Sign in for price
      341 County Rd 46
      Farm
    • 777 Cambray Road
      Sold
      Sign in for price
      777 Cambray Road
      Farm
    • 1201 Salem Road
      Sold
      Sign in for price
      1201 Salem Road
      Farm
    • 1185 Killarney Bay Road
      Sold
      Sign in for price
      1185 Killarney Bay Road
      Farm
    AddressBd / BaSqftSold$/sqft% of askSold
    540 Kirkfield RoadThis home3 / 211,001,500$1,298,888ask———
    792 Palestine Road3 / 21,100—
    145 Long Beach Road5 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More farms in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 534 Meadowview Road
      $1,125,000
      534 Meadowview Road
      Farm 4 3
    • 402 Mount Horeb Road
      $1,059,000
      402 Mount Horeb Road
      Farm 3 1
    • 513 Taylors Road
      $1,049,900
      513 Taylors Road
      Farm 4 3
    • 408 Portage Road
      $1,098,000
      408 Portage Road
      Farm 3 2
    • 191 Long Beach Road
      $1,048,000
      191 Long Beach Road
      Farm 5 3
    • 4925 Highway 7
      $1,300,000
      4925 Highway 7
      Farm 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of ROYAL HERITAGE REALTY LTD. · displayed on Summitly per MLS® data-share rules

    540 Kirkfield Road is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 540 Kirkfield Road built?

    540 Kirkfield Road was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 540 Kirkfield Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 540 Kirkfield Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 540 Kirkfield Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,298,888 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 540 Kirkfield Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 540 Kirkfield Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 540 Kirkfield Road in?

    540 Kirkfield Road is in Eldon, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  23. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 341 County Rd 46
    3 / 3
    2,000
    —
    777 Cambray Road3 / 22,000—
    1201 Salem Road5 / 53,000—
    1185 Killarney Bay Road3 / 31,500—