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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 140 daysPrice drop · $257,000 off (-16.6%)

    1185 Killarney Bay Road

    Fenelon·Kawartha Lakes, ON·K0M 1G0·Near Glenarm Road and Killarney Bay Rd

    Kawartha Lakes real estate›X12370520
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Situated perfectly on the site of the original homestead is an incredible one and 3/4 story 2016 built home complete with wrap around covered deck. The attention to detail and quality of the finishes will bring a smile to anyone's face that enters the home. The great room has full height cathedral ceiling that is accented with vintage beams from the original homestead and a wood stove nestled in one corner to offer a modern rustic feel. Hickory wide plank hardwood flooring adds to the country farmhouse charm. The kitchen, adjacent to the great room in this open concept design, features knotty alder wood cabinets over granite counter tops and an amazing hammered copper farm sink. Stainless steel appliances and a food prep island complete this beautiful kitchen. A rear entrance opens to the laundry room and leads to a three piece bath with heated floor. A custom staircase leads to the second floor and a cozy sitting space that overlooks the great room. The master bedroom, second bedroom and a large shared 4 piece bathroom complete with heated tile floor with a second entrance from the master bedroom completes the second floor design. Basement has in floor radiant heating. The farm property has many desirable features including 40' X 100' coverall, 40' X 100' original log barn, approximately 90 workable acres that have been kept in hay, fenced paddocks one with electric perimeter fence and trails throughout the property. Security system roughed in. This spectacular home and farm property is ideal for the hobbyist or the serious farm business. The property is located close to Lindsay, Fenelon Falls and public Balsam Lake swimming area just down the road.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 24, 2026Price reducedCurrentReduced$1,290,000−$257,000 (16.6%)X12370520This page
    Aug 29, 2025ListedCurrentFor sale$1,547,000 —X12370520This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1185 Killarney Bay Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Hospital
    • Golf
    • School Bus Route
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,337
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $407
    0.38% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $679,937
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      341
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1185 Killarney Bay Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1185 Killarney Bay Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1185 Killarney Bay Road listed for?

      1185 Killarney Bay Road is listed at $1,290,000 on the MLS® (listing X12370520). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1185 Killarney Bay Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 beds
  2. 3 baths
  3. 1500-2000 sqft
  4. Farm
  5. 50-99.99 ac lot
  6. Asking
    $1,290,000
    $0 / sqft · MLS® X12370520
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $679,937
    $625,542Confidence range$734,332
    Asking vs estimate
    ↑↑well-above
    +$610,063
    (+89.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 41 days — this one has been listed 140 days.

    Avg sold price
    $679,937
    Median sold
    $625,000
    Avg days on market
    41
    Recently sold
    341
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Hickory wide plank hardwood flooring adds to the country farmhouse charm.
    • The kitchen, adjacent to the great room in this open concept design, features knotty alder wood cabinets over granite counter tops and an amazing hammered copper farm sink.
    • Stainless steel appliances and a food prep island complete this beautiful kitchen.
    • A custom staircase leads to the second floor and a cozy sitting space that overlooks the great room.
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    8
    Driveway
    Available
  9. Interior

    5
    Basement
    Separate Entrance
    Family room
    N
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
  10. Exterior & construction

    5
    Exterior
    Stone
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Clear, Meadow, Panoramic, Pasture
    Pool
    Above Ground
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    1 1/2 Storey
    Property class
    Farm
  12. Room-by-room · 2 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    2 rooms
    • Great Room
      21.7 × 25.3 ft
    • Dining Room
      4.9 × 6.6 ft
  13. Sloping
  14. Combined estimate
    $6,744
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,337
    /mo
    based on the purchase price of $1,290,000
    $258,000 cash
    $1,032,000 financed
    $869,215 total interest
    Monthly payment$6,337/ month
    Principal54%$1,032,000
    Interest46%$869,215

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable farms that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 792 Palestine Road
      Sold
      Sign in for price
      792 Palestine Road
      Farm
    • 145 Long Beach Road
      Sold
      Sign in for price
      145 Long Beach Road
      Farm
    • 341 County Rd 46
      Sold
      Sign in for price
      341 County Rd 46
      Farm
    • 777 Cambray Road
      Sold
      Sign in for price
      777 Cambray Road
      Farm
    • 1201 Salem Road
      Sold
      Sign in for price
      1201 Salem Road
      Farm
    AddressBd / BaSqftSold$/sqft% of askSold
    1185 Killarney Bay RoadThis home3 / 315,002,000$1,290,000ask———
    792 Palestine Road3 / 21,100—
    145 Long Beach Road5 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More farms in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 534 Meadowview Road
      $1,125,000
      534 Meadowview Road
      Farm 4 3
    • 402 Mount Horeb Road
      $1,059,000
      402 Mount Horeb Road
      Farm 3 1
    • 513 Taylors Road
      $1,049,900
      513 Taylors Road
      Farm 4 3
    • 408 Portage Road
      $1,098,000
      408 Portage Road
      Farm 3 2
    • 191 Long Beach Road
      $1,048,000
      191 Long Beach Road
      Farm 5 3
    • 4925 Highway 7
      $1,300,000
      4925 Highway 7
      Farm 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of BALL REAL ESTATE INC. · displayed on Summitly per MLS® data-share rules

    1185 Killarney Bay Road is a 3-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 1185 Killarney Bay Road built?

    The year built for 1185 Killarney Bay Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 1185 Killarney Bay Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1185 Killarney Bay Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 1185 Killarney Bay Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,290,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 1185 Killarney Bay Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1185 Killarney Bay Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 1185 Killarney Bay Road in?

    1185 Killarney Bay Road is in Fenelon, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  24. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 341 County Rd 46
    3 / 3
    2,000
    —
    777 Cambray Road3 / 22,000—
    1201 Salem Road5 / 53,000—