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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 58 daysPrice drop · $15,100 off (-2.1%)

    55 Creek Drive

    Fitzroy·Fitzroy Harbour, ON·K0A 1X0·Near Creek and Frome

    • 3 beds
    Fitzroy Harbour real estate›X13016080
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this beautifully maintained high ranch bungalow in the heart of Fitzroy Harbour, where small-town charm meets modern comfort. This inviting home features an open concept main floor with an updated kitchen complete with new appliances, perfect for both everyday living and entertaining.The main floor offers three generously sized bedrooms, each with ample closet space. The spacious primary bedroom includes a private en suite, creating a relaxing retreat at the end of the day. Downstairs, you'll find a fully finished basement with an expansive family room-ideal for gatherings, movie nights, or a growing family-along with a fourth bedroom that offers flexibility for guests, a home office, or hobby space.Step outside and discover everything this property has to offer. Enjoy warm summer days on the composite deck with a hot tub, and take advantage of the detached two-car garage that is fully insulated and heated-perfect for year-round use. An additional 8 x 12 shed with a lean-to provides even more storage and functionality.Located in a welcoming subdivision, this home lets you experience the best of Fitzroy Harbour living, known for its strong sense of community and picturesque surroundings.So much to love-inside and out!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 14, 2026Price reducedCurrentReduced$699,900−$15,100 (2.1%)X13016080This page
    Apr 18, 2026ListedCurrentFor sale$715,000 —X13016080This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Other
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 55 Creek Drive
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,438
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $295
    0.51% mill rate · ON
    The market

    How this home sits in the Fitzroy Harbour market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Fitzroy Harbour market right now

    Average sold price, days on market, and closed-transaction count for Fitzroy Harbour — sourced from MLS®.

    • Avg sold price
      $555,914
      Last 30 days
    • Median sold price
      $525,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      7
      MLS® transactions
    Full Fitzroy Harbour market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 55 Creek Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 55 Creek Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 55 Creek Drive listed for?

      55 Creek Drive is listed at $699,900 on the MLS® (listing X13016080). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 55 Creek Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 16-30
  5. Asking
    $699,900
    $0 / sqft · MLS® X13016080
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $555,914
    $511,441Confidence range$600,387
    Asking vs estimate
    ↑↑well-above
    +$143,986
    (+25.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Fitzroy Harbour sell in about 43 days — this one has been listed 58 days.

    Avg sold price
    $555,914
    Median sold
    $525,000
    Avg days on market
    43
    Recently sold
    7
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    The spacious primary bedroom includes a private en suite, creating a relaxing retreat at the end of the day.
  7. Enjoy warm summer days on the composite deck with a hot tub, and take advantage of the detached two-car garage that is fully insulated and heated-perfect for year-round use.
  8. Ask Zara a follow-up
    Septic
  9. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    4
  10. Interior

    5
    Basement
    Finished, Full
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Lower Level
  11. Exterior & construction

    4
    Exterior
    Aluminum Siding
    Roof
    Metal
    Foundation
    Concrete
    Pool
    None
  12. Lot & land

    2
    Year built
    16-30
    Zoning
    V1
  13. Listing & possession

    3
    Occupancy
    TBA
    Property style
    Bungalow-Raised
    Property class
    Detached
  14. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Living Room
      Hardwood Floor
      14.8 × 14.0 ft
    • Kitchen
      centre island · quartz counter
      12.3 × 11.3 ft
    • Bedroom 2
      hardwood floor · closet
      11.2 × 9.5 ft
    • Primary Bedroom
      hardwood floor · 4 pc ensuite
      11.9 × 14.1 ft
    • Bedroom 3
      hardwood floor · closet
      11.2 × 9.5 ft
    • Dining Room
      hardwood floor · overlook patio
      12.3 × 7.4 ft

    Lower level

    2 rooms
    • Bedroom 4
      12.7 × 13.2 ft
    • Recreation
      Gas Fireplace
      25.9 × 22.8 ft
    Combined estimate
    $3,733
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,438
    /mo
    based on the purchase price of $699,900
    $139,980 cash
    $559,920 financed
    $471,600 total interest
    Monthly payment$3,438/ month
    Principal54%$559,920
    Interest46%$471,600

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Fitzroy Harbour

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1982 Galetta Side Road
      Sold
      Sign in for price
      1982 Galetta Side Road
      Detached
    • 2090 Old Birch Road
      Sold
      Sign in for price
      2090 Old Birch Road
      Detached
    • 206 Old Pakenham Road
      Sold
      Sign in for price
      206 Old Pakenham Road
      Detached
    • 4868 Ferry Road
      Sold
      Sign in for price
      4868 Ferry Road
      Detached
    • 2345 Fitzroy Street
      Sold
      Sign in for price
      2345 Fitzroy Street
      Detached
    • 5165 Canon Smith Drive
      Sold
      Sign in for price
      5165 Canon Smith Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    55 Creek DriveThis home3 / 211,001,500$699,900ask———
    1982 Galetta Side Road3 / 31,500—
    2090 Old Birch Road3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Fitzroy Harbour

    Active listings within ±20% of this asking price.

    • 184 Old Pakenham Road
      $689,000
      184 Old Pakenham Road
      Detached 3 3
    • 266 Clifford Campbell Street
      $649,900
      266 Clifford Campbell Street
      Detached 3 3
    • 162 JACK LOUGHEED Way
      $699,900
      162 JACK LOUGHEED Way
      Detached 3 2
    • 140 Creek Drive
      $829,900
      140 Creek Drive
      Detached 3 2
    • 161 Old Pakenham Road
      $789,000
      161 Old Pakenham Road
      Detached 3 2
    • 2208 Fitzroy Street
      $599,000
      2208 Fitzroy Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of RIVINGTON-HOWIE REALTY LTD. · displayed on Summitly per MLS® data-share rules

    55 Creek Drive is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 55 Creek Drive built?

    55 Creek Drive was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  20. What is the property tax for 55 Creek Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for 55 Creek Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 55 Creek Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $699,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 55 Creek Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 55 Creek Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 55 Creek Drive in?

    55 Creek Drive is in Fitzroy, Fitzroy Harbour. The 'Neighbourhood' section below links to the live Fitzroy Harbour real estate hub with average sold price, days on market, and current inventory.

  24. Is Fitzroy Harbour a good place to live?

    Fitzroy Harbour is one of ON's actively-tracked Summitly markets. The full Fitzroy Harbour real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 206 Old Pakenham Road
    2 / 2
    1,500
    —
    4868 Ferry Road3 / 2700—
    2345 Fitzroy Street3 / 1700—
    5165 Canon Smith Drive3 / 32,000—