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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 39 days

    628 Vine Street

    Vine/Linwell·St. Catharines, ON·L2M 3V5·Near Vine Street/Lakeshore Road

    • 3 beds
    St. Catharines real estate›X13114342
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this beautifully maintained North-end St. Catharines side-split, ideally located just minutes from Lake Ontario, Sunset Beach, scenic trails, parks, shopping, and top-rated schools. This home offers the perfect balance of comfort, lifestyle, and convenience for families and downsizers alike. Lovingly cared for by the same family for nearly 40 years, pride of ownership is evident throughout. The bright open-concept main floor creates a warm and inviting space where everyday living and entertaining come together effortlessly. The living room features an electric fireplace with ambient lighting and flows seamlessly into the updated kitchen, complete with quartz countertops, stainless steel appliances, custom cabinetry, and a large island perfect for gathering with family and friends. Upstairs offers three spacious bedrooms and a beautifully updated spa-inspired bathroom with modern finishes. The finished lower level provides additional living space with a cozy recreation room centered around a wood-burning fireplace with granite surround, along with a stunning oversized custom shower, heated floors in the basement bathroom and hallway, ceiling speakers, and pot lights for added comfort. This home has also seen numerous important updates over the years including stucco exterior (2023), garage doors and openers (2023), furnace and A/C (2021), roof (2019), owned tankless water heater, and newer windows and doors. Step outside to enjoy a private fenced backyard featuring a covered porch, patio, decorative pond with lighting and heater, vegetable garden, and over 20 manicured shrubs. An interlocking circular driveway provides parking for up to five vehicles, while the heated two-car garage with summer kitchen offers incredible flexibility. A wonderful opportunity to own a thoughtfully updated home in one of St. Catharines' most desirable north-end communities.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 11, 2026ListedCurrentFor sale$749,900 —X13114342This page
    Mar 10, 2026Previously listedTer$774,900 —X12866150View
    Feb 25, 2025Previously listedExp$799,000 —X11989952View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 628 Vine Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Park
    • Public Transit
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,684
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $367
    0.59% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 628 Vine Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 628 Vine Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 628 Vine Street listed for?

      628 Vine Street is listed at $749,900 on the MLS® (listing X13114342). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 628 Vine Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Asking
    $749,900
    $0 / sqft · MLS® X13114342
    Chat Zara
  5. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for St. Catharines.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Catharines side-split, ideally located just minutes from Lake Ontario, Sunset Beach, scenic trails, parks, shopping, and top-rated schools.
    • Upstairs offers three spacious bedrooms and a beautifully updated spa-inspired bathroom with modern finishes.
    • Step outside to enjoy a private fenced backyard featuring a covered porch, patio, decorative pond with lighting and heater, vegetable garden, and over 20 manicured shrubs.
    • An interlocking circular driveway provides parking for up to five vehicles, while the heated two-car garage with summer kitchen offers incredible flexibility.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2.5
    Parking spaces
    7
    Driveway
    Circular Drive, Private Triple
  7. Interior

    4
    Basement
    Finished, Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    3
  8. Exterior & construction

    4
    Exterior
    Stucco (Plaster)
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Pool
    None
  9. Lot & land

    1
    Zoning
    R1
  10. Listing & possession

    3
    Occupancy
    Flexable
    Property style
    Sidesplit
    Property class
    Detached
  11. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Living Room
      california shutters · carpet free · electric fireplace
      19.8 × 11.3 ft
    • Kitchen
      custom counter · custom backsplash · quartz counter
      10.2 × 8.8 ft
    • Dining Room
      california shutters · carpet free · overlooks backyard
      9.1 × 8.8 ft

    Second level

    4 rooms
    • Bedroom 2
      Carpet Free
      8.6 × 9.4 ft
    • Primary Bedroom
      Carpet Free
      8.9 × 13.3 ft
    • Bathroom
      4 pc bath · bidet
      8.1 × 6.3 ft
    • Bedroom
      Carpet Free
      8.9 × 10.0 ft

    Basement level

    2 rooms
    • Recreation
      carpet free · california shutters · fireplace
      17.8 × 15.5 ft
    • Bathroom
      3 pc bath · heated floor
      8.9 × 5.0 ft
    Combined estimate
    $4,051
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,684
    /mo
    based on the purchase price of $749,900
    $149,980 cash
    $599,920 financed
    $505,290 total interest
    Monthly payment$3,684/ month
    Principal54%$599,920
    Interest46%$505,290

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 10 Ridgeview Avenue
      Sold
      Sign in for price
      10 Ridgeview Avenue
      Detached
    • 13 RUSHOLME Crescent
      Sold
      Sign in for price
      13 RUSHOLME Crescent
      Detached
    • 178 Rykert Street
      Sold
      Sign in for price
      178 Rykert Street
      Detached
    • 21 Hilda Street
      Sold
      Sign in for price
      21 Hilda Street
      Detached
    • 28 Grantham Avenue
      Sold
      Sign in for price
      28 Grantham Avenue
      Detached
    • 3 GOVERNOR SIMCOE Drive
      Sold
      Sign in for price
      3 GOVERNOR SIMCOE Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    628 Vine StreetThis home3 / 27,001,100$749,900ask———
    10 Ridgeview Avenue3 / 1700—
    13 RUSHOLME Crescent3 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Catharines

    Active listings within ±20% of this asking price.

    • 24 Juliana Crescent
      $799,000
      24 Juliana Crescent
      Detached 4 2
    • 15 Black Friars Road
      $799,900
      15 Black Friars Road
      Detached 3 2
    • 37 Coronation Boulevard
      $699,000
      37 Coronation Boulevard
      Detached 2 2
    • 24 Grosvenor Street
      $679,000
      24 Grosvenor Street
      Detached 3 2
    • 12 Andrea Drive
      $659,999
      12 Andrea Drive
      Detached 3 1
    • 6 Cedar Court
      $889,000
      6 Cedar Court
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of BOLDT REALTY INC., BROKERAGE · displayed on Summitly per MLS® data-share rules

    628 Vine Street is a 3-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 628 Vine Street built?

    The year built for 628 Vine Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 628 Vine Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 628 Vine Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 628 Vine Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $749,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 628 Vine Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 628 Vine Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 628 Vine Street in?

    628 Vine Street is in Vine/Linwell, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  21. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 178 Rykert Street
    6 / 5
    2,500
    —
    21 Hilda Street4 / 21,100—
    28 Grantham Avenue2 / 2700—
    3 GOVERNOR SIMCOE Drive3 / 2700—