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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 25 days

    21 Hilda Street

    Western Hill·St. Catharines, ON·L2S 1Z7·Near Corner of Union Street & Hilda Street

    • 4 beds
    St. Catharines real estate›X13154016
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 21 Hilda Street, where space, style and convenience come together! Nestled in the heart of West St. Catharines, this charming 1.5 storey home is an absolute gem that truly delivers more than first impressions suggest. With 4 above-grade bedrooms, 2 full bathrooms, a lovely updated eat-in kitchen, a fully finished basement, a double car garage, and your very own backyard oasis, this home checks every box and then some. From the moment you step inside, you're welcomed by a bright and inviting living room, two main floor bedrooms, and updated 4 piece bath. Head upstairs where there are two additional bedrooms, offering flexibility for families, guests, or a home office setup. The heart of the home, the eat-in kitchen was thoughtfully updated in 2016 and features stainless steel appliances and stylish interlocking vinyl plank flooring. The lower level features a separate side entrance leading to the finished rec room with electric fireplace, a wet bar, large windows, spacious 3-piece bath and a finished laundry room. Step outside to your fully fenced, private backyard retreat, complete with an above-ground pool and patio area, ready for summer fun! The rear of the lot provides direct access to the impressive 24 x 24 detached garage, equipped with hydro and complemented by a double-wide asphalt driveway. All of this is situated on a corner lot, placing you just minutes from the downtown core, hospital, highway, GO Station, and all major amenities. Whether you're a first-time buyer, growing family or savvy investor, this is the opportunity you've been waiting for. Don't miss it!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 21, 2026ListedCurrentFor sale$524,900 —X13154016This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 21 Hilda Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,579
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $253
    0.58% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      $580,380
      Last 30 days
    • Median sold price
      $555,000
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      463
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 21 Hilda Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 21 Hilda Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 21 Hilda Street listed for?

      21 Hilda Street is listed at $524,900 on the MLS® (listing X13154016). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 21 Hilda Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $524,900
    $0 / sqft · MLS® X13154016
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $684,848
    $630,061Confidence range$739,636
    Asking vs estimate
    ↓below
    −$159,948
    (-23.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Catharines sell in about 38 days — this one has been listed 25 days.

    Avg sold price
    $580,380
    Median sold
    $555,000
    Avg days on market
    38
    Recently sold
    463
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • With 4 above-grade bedrooms, 2 full bathrooms, a lovely updated eat-in kitchen, a fully finished basement, a double car garage, and your very own backyard oasis, this home checks every box and then some.
    • The heart of the home, the eat-in kitchen was thoughtfully updated in 2016 and features stainless steel appliances and stylish interlocking vinyl plank flooring.
    • The lower level features a separate side entrance leading to the finished rec room with electric fireplace, a wet bar, large windows, spacious 3-piece bath and a finished laundry room.
    • Step outside to your fully fenced, private backyard retreat, complete with an above-ground pool and patio area, ready for summer fun!
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    4
    Driveway
    Private Double
  8. Interior

    5
    Basement
    Full, Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Lower Level
  9. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Pool
    Above Ground
  10. Lot & land

    2
    Year built
    51-99
    Zoning
    R2
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    1 1/2 Storey
    Property class
    Detached
  12. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Kitchen
      Eat-in Kitchen
      11.5 × 11.5 ft
    • Bedroom
      10.1 × 11.5 ft
    • Living Room
      12.8 × 11.5 ft
    • Bedroom
      10.1 × 11.5 ft

    Second level

    2 rooms
    • Bedroom 3
      11.9 × 11.6 ft
    • Bedroom 4
      11.3 × 11.6 ft

    Basement level

    2 rooms
    • Recreation
      electric fireplace · wet bar
      29.8 × 20.3 ft
    • Laundry
      8.0 × 6.0 ft
    Combined estimate
    $2,832
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,579
    /mo
    based on the purchase price of $524,900
    $104,980 cash
    $419,920 financed
    $353,683 total interest
    Monthly payment$2,579/ month
    Principal54%$419,920
    Interest46%$353,683

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 3 Monique Crescent
      Sold
      Sign in for price
      3 Monique Crescent
      Detached
    • 10 Ridgeview Avenue
      Sold
      Sign in for price
      10 Ridgeview Avenue
      Detached
    • 13 Cornwell Circle
      Sold
      Sign in for price
      13 Cornwell Circle
      Detached
    • 40 Longfellow Avenue
      Sold
      Sign in for price
      40 Longfellow Avenue
      Detached
    • 13 RUSHOLME Crescent
      Sold
      Sign in for price
      13 RUSHOLME Crescent
      Detached
    • 178 Rykert Street
      Sold
      Sign in for price
      178 Rykert Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    21 Hilda StreetThis home4 / 211,001,500$524,900ask———
    3 Monique Crescent3 / 21,100—
    10 Ridgeview Avenue3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Catharines

    Active listings within ±20% of this asking price.

    • 34 Crestcombe Road
      $599,000
      34 Crestcombe Road
      Detached 3 2
    • 24 Fitzgerald Street
      $529,900
      24 Fitzgerald Street
      Detached 3 2
    • 83 Park Avenue
      $595,000
      83 Park Avenue
      Detached 3 2
    • 124 Village Road
      $599,900
      124 Village Road
      Detached 3 2
    • 105 Hillview Road
      $579,900
      105 Hillview Road
      Detached 3 2
    • 412 Welland Avenue
      $459,900
      412 Welland Avenue
      Detached 4 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of REAL BROKER ONTARIO LTD. · displayed on Summitly per MLS® data-share rules

    21 Hilda Street is a 4-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 21 Hilda Street built?

    21 Hilda Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 21 Hilda Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 21 Hilda Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 21 Hilda Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $524,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 21 Hilda Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 21 Hilda Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 21 Hilda Street in?

    21 Hilda Street is in Western Hill, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  22. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 13 Cornwell Circle
    3 / 2
    700
    —
    40 Longfellow Avenue3 / 41,100—
    13 RUSHOLME Crescent3 / 31,500—
    178 Rykert Street6 / 52,500—