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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

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For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 56 days

    638-640 Bellows Bay Pt Road

    Rideau Lakes (South Burgess) Twp·Rideau Lakes, ON·K0G 1V0·Near Hwy 15 in Portland

    • 3 beds
    Rideau Lakes real estate›X13173584
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    On Big Rideau Lake in a quiet bay is lovely upgraded cottage with 1.3 private acres and 210 ft lakefront. Facing south, in the morning you have glorious sunrises over the lake. During the day, you can watch the sun move across the sky. Evenings bring the amazing sunsets. The cottage is most inviting with its robin-egg blue trim and honey-hued wood siding. Inside is as welcoming as outside with quality finished pine floors and vaulted ceiling of matching warm pine. Fresh white walls create bright airy sense of space while enhancing the wood decor. The open living, dining and kitchen all have full views of the lake through big windows. The kitchen is a delight with its decorative accent and u-shaped design. Kitchen offers prep areas, two-door 2023 Samsung refrigerator and 5-burner Jenn Air stove. Contemporary patio doors open to the expansive wrap-about wide deck. Three restful bedrooms with warm pine accents and soothing décor. Three-piece bathroom has a shower. New windows and doors installed approx two years ago. Durable metal roof installed 2012. Tucked into one corner of the deck is newly built 2024 change cabin with attractive cedar-shake siding and sturdy metal roof. The cabin is perfect for kids to change out of wet swim suits, before entering the cottage. For visiting guests, extra space provided in the endearing bunkie that blends beautifully into the surroundings. Under the deck is enclosed storage and workshop area. Two firepits for evening stargazing and s'mores. Birds love being here too, including osprey, herons, geese and ducks. The lake is full of large & small mouth bass, pike, walleye and lake trout. Bass spawning beds are near the bay's shoreline. The cottage's 1.3 woodland acres consists of two separate lots, each with their own legal description. Surveys available for the cottage lot and vacant lot. Starlink available. Access to cottage is by boat only; approx 1 km across bay is Bayview Yacht Habour with boat slip & boat storage, in Portland.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 26, 2026ListedCurrentFor sale$749,000 —X13173584This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 638-640 Bellows Bay Pt Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake/Pond
    • Waterfront
    • Wooded/Treed
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,680
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $437
    0.70% mill rate · ON
    The market

    How this home sits in the Rideau Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Rideau Lakes market right now

    Average sold price, days on market, and closed-transaction count for Rideau Lakes — sourced from MLS®.

    • Avg sold price
      $549,982
      Last 30 days
    • Median sold price
      $500,000
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      73
      MLS® transactions
    Full Rideau Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 638-640 Bellows Bay Pt Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 638-640 Bellows Bay Pt Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 638-640 Bellows Bay Pt Road listed for?

      638-640 Bellows Bay Pt Road is listed at $749,000 on the MLS® (listing X13173584). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 638-640 Bellows Bay Pt Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Rural Residential
  4. .50-1.99 ac lot
  5. Asking
    $749,000
    $0 / sqft · MLS® X13173584
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $549,982
    $505,983Confidence range$593,981
    Asking vs estimate
    ↑↑well-above
    +$199,018
    (+36.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Rideau Lakes sell in about 41 days — this one has been listed 56 days.

    Avg sold price
    $549,982
    Median sold
    $500,000
    Avg days on market
    41
    Recently sold
    73
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Fresh white walls create bright airy sense of space while enhancing the wood decor.
    • The open living, dining and kitchen all have full views of the lake through big windows.
    • The kitchen is a delight with its decorative accent and u-shaped design.
    • Contemporary patio doors open to the expansive wrap-about wide deck.
    Ask Zara a follow-up
    Septic
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    0
    Driveway
    Other
  8. Interior

    4
    Basement
    Other
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  9. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Metal
    Foundation
    Post & Pad
    View
    Lake, Trees/Woods
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    1
    Zoning
    RW (Residential Waterfront)
  11. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Bungalow
    Property class
    Rural Residential
  12. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Living Room
      vaulted ceiling(s) · overlook water · w/o to deck
      11.9 × 11.7 ft
    • Dining Room
      vaulted ceiling(s) · overlook water · w/o to deck
      11.6 × 9.3 ft
    • Bedroom 2
      Closet
      11.5 × 8.7 ft
    • Primary Bedroom
      Closet
      11.5 × 10.3 ft
    • Bedroom 3
      8.3 × 7.8 ft
    • Bathroom
      3 Pc Bath
      8.0 × 5.2 ft
    • Kitchen
      vaulted ceiling(s) · overlook water
      8.3 × 8.1 ft
    Combined estimate
    $4,117
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,680
    /mo
    based on the purchase price of $749,000
    $149,800 cash
    $599,200 financed
    $504,684 total interest
    Monthly payment$3,680/ month
    Principal54%$599,200
    Interest46%$504,684

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable rural residentials that just sold in Rideau Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 0 Walnut Island
      Sold
      Sign in for price
      0 Walnut Island
      Rural Residential
    • 4712 Briton Houghton Bay Road
      Sold
      Sign in for price
      4712 Briton Houghton Bay Road
      Rural Residential
    • 34 Russgus Lane
      Sold
      Sign in for price
      34 Russgus Lane
      Rural Residential
    • 630 Lake Street
      Sold
      Sign in for price
      630 Lake Street
      Rural Residential
    • 2750 15 Highway
      Sold
      Sign in for price
      2750 15 Highway
      Rural Residential
    • 814 Plumhollow Road
      Sold
      Sign in for price
      814 Plumhollow Road
      Rural Residential
    AddressBd / BaSqftSold$/sqft% of askSold
    638-640 Bellows Bay Pt RoadThis home3 / 27,001,100$749,000ask———
    0 Walnut Island6 / 1700—
    4712 Briton Houghton Bay Road2 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of COLDWELL BANKER FIRST OTTAWA REALTY · displayed on Summitly per MLS® data-share rules

    638-640 Bellows Bay Pt Road is a 3-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 638-640 Bellows Bay Pt Road built?

    The year built for 638-640 Bellows Bay Pt Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for 638-640 Bellows Bay Pt Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 638-640 Bellows Bay Pt Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 638-640 Bellows Bay Pt Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $749,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 638-640 Bellows Bay Pt Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 638-640 Bellows Bay Pt Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 638-640 Bellows Bay Pt Road in?

    638-640 Bellows Bay Pt Road is in Rideau Lakes (South Burgess) Twp, Rideau Lakes. The 'Neighbourhood' section below links to the live Rideau Lakes real estate hub with average sold price, days on market, and current inventory.

  22. Is Rideau Lakes a good place to live?

    Rideau Lakes is one of ON's actively-tracked Summitly markets. The full Rideau Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 34 Russgus Lane
    2 / 3
    1,100
    —
    630 Lake Street3 / 11,100—
    2750 15 Highway3 / 1700—
    814 Plumhollow Road4 / 22,000—