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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 11 days

    706 Ontario Street

    Cobourg·Cobourg, ON·K9A 3C5·Near South from Elgin Street W

    • 2 beds
    Cobourg real estate›X13475622
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Stunning Stallwood homes built bungalow with 2+1 bedrooms and fully finished top to bottom providing over 1850 sqf of finished living space. Gorgeous open concept design with 9 foot coffered ceilings, engineered hardwood flooring throughout the main level, 3 full baths, indoor garage access, huge primary bedroom with full 4 piece ensuite bath and walk-in closet. Main floor laundry with new butcher block counter and additional cupboard space. Large kitchen with quartz counters and custom back-splash, large breakfast bar and stainless appliances. Beautiful custom-built deck with glass railings and gazebo. Custom-built garden shed for additional outdoor storage. Beautifully finished basement with large rec room - perfect for entertaining with pot lighting, additional bedroom and full bathroom with large jacuzzi tub. Brand new sump pump with water powered back-up system, water softener with reverse osmosis, furnace with HEPA filter system and full HRV. Lovely covered front porch with brand new outdoor carpeting. This 2017 built home has it all. Excellent location close to all amenities and only minutes to the 401. This home is a 10! Move-in ready and immaculate! Do not wait.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 22, 2026ListedCurrentFor sale$649,900 —X13475622This page
    Mar 4, 2026Previously listedTer$675,000 —X12843640View
    Sep 17, 2025Previously listedTer$689,900 —X12409086View
    Jul 7, 2025Previously listedTer$699,900 —X12267203View
    Jun 19, 2025Previously listedTer$719,900 —X12233179View
    May 15, 2025Previously listedTer$719,900 —X12150194View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 706 Ontario Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Golf
    • Hospital
    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,193
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $351
    0.65% mill rate · ON
    The market

    How this home sits in the Cobourg market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cobourg market right now

    Average sold price, days on market, and closed-transaction count for Cobourg — sourced from MLS®.

    • Avg sold price
      $654,103
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      35 d
      Avg from list to close
    • Closed last 30d
      109
      MLS® transactions
    Full Cobourg market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 706 Ontario Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 706 Ontario Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 706 Ontario Street listed for?

      706 Ontario Street is listed at $649,900 on the MLS® (listing X13475622). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 706 Ontario Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Semi-Detached
  4. Built 6-15
  5. Not Applicable ac lot
  6. Asking
    $649,900
    $0 / sqft · MLS® X13475622
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $477,495
    $439,296Confidence range$515,695
    Asking vs estimate
    ↑↑well-above
    +$172,405
    (+36.1%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cobourg sell in about 35 days — this one has been listed 11 days.

    Avg sold price
    $654,103
    Median sold
    $625,000
    Avg days on market
    35
    Recently sold
    109
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Large kitchen with quartz counters and custom back-splash, large breakfast bar and stainless appliances.
  8. Beautiful custom-built deck with glass railings and gazebo.
  9. Custom-built garden shed for additional outdoor storage.
  10. Beautifully finished basement with large rec room - perfect for entertaining with pot lighting, additional bedroom and full bathroom with large jacuzzi tub.
  11. Ask Zara a follow-up
    Sewer
  12. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private
  13. Interior

    5
    Basement
    Full, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    5
    Laundry level
    Main Level
  14. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  15. Lot & land

    1
    Year built
    6-15
  16. Listing & possession

    3
    Occupancy
    30-60 Days/TBA
    Property style
    Bungalow
    Property class
    Semi-Detached
  17. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bedroom 2
      hardwood floor · closet · window
      9.3 × 10.0 ft
    • Primary Bedroom
      walk-in closet(s) · 4 pc ensuite · hardwood floor
      10.9 × 14.5 ft
    • Kitchen
      hardwood floor · stainless steel appl · quartz counter
      13.3 × 11.2 ft
    • Dining Room
      hardwood floor · ceiling fan(s) · large window
      14.9 × 9.0 ft
    • Foyer
      hardwood floor · closet · access to garage
      7.3 × 6.3 ft
    • Laundry
      ceramic floor · laundry sink · separate room
      5.6 × 6.0 ft
    • Living Room
      hardwood floor · walk-out · pot lights
      13.0 × 11.4 ft

    Basement level

    3 rooms
    • Bedroom 3
      laminate · pot lights · above grade window
      11.9 × 15.2 ft
    • Recreation
      laminate · pot lights · open concept
      23.5 × 30.2 ft
    • Utility Room
      unfinished · separate room
      12.3 × 12.3 ft
  18. School Bus Route
  19. Fenced Yard
  20. Combined estimate
    $3,544
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,193
    /mo
    based on the purchase price of $649,900
    $129,980 cash
    $519,920 financed
    $437,909 total interest
    Monthly payment$3,193/ month
    Principal54%$519,920
    Interest46%$437,909

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in Cobourg

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 116 James Street
      Sold
      Sign in for price
      116 James Street
      Semi-Detached
    • 833 Leslie Street
      Sold
      Sign in for price
      833 Leslie Street
      Semi-Detached
    • 868 Mcmurdo Drive
      Sold
      Sign in for price
      868 Mcmurdo Drive
      Semi-Detached
    • 228 Ruttan Terrace
      Sold
      Sign in for price
      228 Ruttan Terrace
      Semi-Detached
    • 162 Queen Street
      Sold
      Sign in for price
      162 Queen Street
      Semi-Detached
    • 158 Queen Street
      Sold
      Sign in for price
      158 Queen Street
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    706 Ontario StreetThis home2 / 311,001,500$649,900ask———
    116 James Street1 / 2700—
    833 Leslie Street2 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More semi-detacheds in Cobourg

    Active listings within ±20% of this asking price.

    • 186 Durham Street
      $749,900
      186 Durham Street
      Semi-Detached 3 3
    • 286 Morgan Street
      $670,000
      286 Morgan Street
      Semi-Detached 2 3
    • 914 Kerr Street
      $749,900
      914 Kerr Street
      Semi-Detached 1 2
    • 169 Sutherland Crescent
      $624,900
      169 Sutherland Crescent
      Semi-Detached 3 2
    • 844 Wilkins Gate
      $730,000
      844 Wilkins Gate
      Semi-Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  21. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  22. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  23. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  24. Public listing courtesy of RE/MAX Jazz INC. · displayed on Summitly per MLS® data-share rules

    706 Ontario Street is a 2-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  25. When was 706 Ontario Street built?

    706 Ontario Street was built in 6-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  26. What is the property tax for 706 Ontario Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 706 Ontario Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  27. How much would the monthly mortgage be on 706 Ontario Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $649,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  28. Has 706 Ontario Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 706 Ontario Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  29. What neighbourhood is 706 Ontario Street in?

    706 Ontario Street is in Cobourg, Cobourg. The 'Neighbourhood' section below links to the live Cobourg real estate hub with average sold price, days on market, and current inventory.

  30. Is Cobourg a good place to live?

    Cobourg is one of ON's actively-tracked Summitly markets. The full Cobourg real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  31. 868 Mcmurdo Drive
    2 / 3
    1,100
    —
    228 Ruttan Terrace1 / 2700—
    162 Queen Street4 / 31,100—
    158 Queen Street4 / 31,100—