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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 9 days

    90 Golden Shores Road

    Herschel Ward·Bancroft, ON·K0L 1C0·Near South Baptiste Lk Rd

    • 3 beds
    Bancroft real estate›X13477920
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Gorgeous 3 bedroom home with eastern exposure and fantastic view on Baptiste Lake. Gentle slope to a shallow entry waterfront. Main floor living with a abundance of oak cupboards and in-floor heating in kitchen area. Large living space with walkout to a Trex flooring deck and glass railing overlooking the lake makes a great spot to sit with your morning coffee and watch the sunrise. Master bedroom overlooks the lake and has a 2pc ensuite and walk-in closet. Main floor laundry with lots of storage cupboards. Large 4pc bathroom. Walk out lower level with large family room, 2nd bedroom with 3 pc bathroom and large 3rd bedroom, all rooms having a great waterfront view. There is an approx. 28x45 garage a the roadside with a separate entrance to attached workshop. This property would make a great place for year round living or second home on Baptiste Lake which is part of a 3 lake chain and over 90 km to tour. Close to town.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 23, 2026ListedCurrentFor sale$975,000 —X13477920This page
    Sep 2, 2025Previously listedExp$1,090,000 —X12375294View
    Feb 10, 2025Previously listedExp$1,090,000 —X11965366View
    Nov 6, 2024Previously listedExp$1,250,000 —X10415006View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 90 Golden Shores Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Hospital
    • Lake Access
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,790
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $498
    0.61% mill rate · ON
    The market

    How this home sits in the Bancroft market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Bancroft market right now

    Average sold price, days on market, and closed-transaction count for Bancroft — sourced from MLS®.

    • Avg sold price
      $450,304
      Last 30 days
    • Median sold price
      $403,000
      Middle of the market
    • Days on market
      61 d
      Avg from list to close
    • Closed last 30d
      55
      MLS® transactions
    Full Bancroft market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 90 Golden Shores Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 90 Golden Shores Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 90 Golden Shores Road listed for?

      90 Golden Shores Road is listed at $975,000 on the MLS® (listing X13477920). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 90 Golden Shores Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 16-30
  5. Asking
    $975,000
    $0 / sqft · MLS® X13477920
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $450,304
    $414,280Confidence range$486,328
    Asking vs estimate
    ↑↑well-above
    +$524,696
    (+116.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Bancroft sell in about 61 days — this one has been listed 9 days.

    Avg sold price
    $450,304
    Median sold
    $403,000
    Avg days on market
    61
    Recently sold
    55
    See comparable sales
    Gorgeous 3 bedroom home with eastern exposure and fantastic view on Baptiste Lake.
  7. Main floor living with a abundance of oak cupboards and in-floor heating in kitchen area.
  8. Large living space with walkout to a Trex flooring deck and glass railing overlooking the lake makes a great spot to sit with your morning coffee and watch the sunrise.
  9. Master bedroom overlooks the lake and has a 2pc ensuite and walk-in closet.
  10. Ask Zara a follow-up
    Septic
  11. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    5
    Driveway
    Private
  12. Interior

    4
    Basement
    Finished with Walk-Out, Full
    Family room
    N
    Kitchens
    1
    Total rooms
    11
  13. Exterior & construction

    6
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Lake
    Waterfront
    Y
    Pool
    None
  14. Lot & land

    2
    Year built
    16-30
    Zoning
    SR
  15. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Bungalow-Raised
    Property class
    Detached
  16. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      tile floor · combined w/dining
      18.4 × 14.2 ft
    • Primary Bedroom
      laminate · 2 pc ensuite · walk-in closet(s)
      13.5 × 12.8 ft
    • Living Room
      Laminate
      24.0 × 18.6 ft
    • Laundry
      Tile Floor
      6.9 × 8.5 ft
    • Foyer
      Tile Floor
      9.6 × 4.0 ft

    Lower level

    4 rooms
    • Recreation
      Laminate
      19.3 × 24.0 ft
    • Bedroom
      laminate · 3 pc bath
      12.9 × 12.5 ft
    • Bedroom
      Laminate
      13.1 × 15.0 ft
    • Utility Room
      11.5 × 11.1 ft
  17. School Bus Route
  18. Waterfront
  19. Combined estimate
    $5,288
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,790
    /mo
    based on the purchase price of $975,000
    $195,000 cash
    $780,000 financed
    $656,965 total interest
    Monthly payment$4,790/ month
    Principal54%$780,000
    Interest46%$656,965

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Bancroft

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 63 Buckhill Road
      Sold
      Sign in for price
      63 Buckhill Road
      Detached
    • 32178 Highway 28
      Sold
      Sign in for price
      32178 Highway 28
      Detached
    • 34 Wilson Lane
      Sold
      Sign in for price
      34 Wilson Lane
      Detached
    • 76 Rock Lake Court
      Sold
      Sign in for price
      76 Rock Lake Court
      Detached
    • 40 Bentley Place
      Sold
      Sign in for price
      40 Bentley Place
      Detached
    • 74 Golden Shores Road
      Sold
      Sign in for price
      74 Golden Shores Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    90 Golden Shores RoadThis home3 / 311,001,500$975,000ask———
    63 Buckhill Road3 / 21,500—
    32178 Highway 284 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Bancroft

    Active listings within ±20% of this asking price.

    • 24B Buck Hill Road
      $1,099,900
      24B Buck Hill Road
      Detached 3 3
    • 26547 HIGHWAY 62
      $820,000
      26547 HIGHWAY 62
      Detached 4 3
    • 203 Faradale Drive
      $799,000
      203 Faradale Drive
      Detached 3 1
    • 253 Faradale Drive
      $859,000
      253 Faradale Drive
      Detached 3 2
    • 1535 North Baptiste Lake Road
      $1,049,000
      1535 North Baptiste Lake Road
      Detached 3 2
    • 1056 Lippert Lane
      $1,049,999
      1056 Lippert Lane
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  20. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  21. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  22. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  23. Public listing courtesy of Royal LePage Frank Real Estate · displayed on Summitly per MLS® data-share rules

    90 Golden Shores Road is a 3-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  24. When was 90 Golden Shores Road built?

    90 Golden Shores Road was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  25. What is the property tax for 90 Golden Shores Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 90 Golden Shores Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  26. How much would the monthly mortgage be on 90 Golden Shores Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $975,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  27. Has 90 Golden Shores Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 90 Golden Shores Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  28. What neighbourhood is 90 Golden Shores Road in?

    90 Golden Shores Road is in Herschel Ward, Bancroft. The 'Neighbourhood' section below links to the live Bancroft real estate hub with average sold price, days on market, and current inventory.

  29. Is Bancroft a good place to live?

    Bancroft is one of ON's actively-tracked Summitly markets. The full Bancroft real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  30. 34 Wilson Lane
    3 / 3
    1,100
    —
    76 Rock Lake Court3 / 1700—
    40 Bentley Place3 / 1700—
    74 Golden Shores Road2 / 2700—