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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 89 daysPrice drop · $25,000 off (-5.3%)

    99 Teddy Bear Lane

    South Bruce Peninsula·South Bruce Peninsula, ON·N0H 2T0·Near Hwy 6 and Teddy Bear Lane

    South Bruce Peninsula real estate›X12945900
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Discover your perfect waterfront retreat at 99 Teddy Bear Lane on Berford Lake-a delightful cottage tucked along the desirable North Shore, offering serene surroundings and picturesque lake views. Enjoy your morning coffee from the custom-designed covered porch, where stunning sunrises create a peaceful start to each day.With its calm, inviting waters, Berford Lake is ideal for swimming, boating, and a full range of water activities, making this property a haven for outdoor enthusiasts. Inside, the warm and inviting living area features a vaulted ceiling that adds both charm and a sense of spaciousness, along with a queen-size sofa bed for added flexibility.The refreshed kitchen is well-equipped for hosting, while three generous decks provide ample space for outdoor cooking, dining, and relaxation. The property also includes a cozy bunkie for additional guests, a storage shed complete with a composting toilet, a handy boat caddy, and a large fire pit area-perfect for gathering and unwinding by the water.Whether you're looking for a tranquil escape or a lively summer getaway, this inviting Berford Lake cottage offers an exceptional lakeside experience. New septic installed June 2026.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 28, 2026Price reducedCurrentReduced$449,900−$25,000 (5.3%)X12945900This page
    Apr 1, 2026ListedCurrentFor sale$474,900 —X12945900This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Other
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 99 Teddy Bear Lane
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,210
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $255
    0.68% mill rate · ON
    The market

    How this home sits in the South Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The South Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for South Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      $522,563
      Last 30 days
    • Median sold price
      $517,500
      Middle of the market
    • Days on market
      57 d
      Avg from list to close
    • Closed last 30d
      56
      MLS® transactions
    Full South Bruce Peninsula market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 99 Teddy Bear Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 99 Teddy Bear Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 99 Teddy Bear Lane listed for?

      99 Teddy Bear Lane is listed at $449,900 on the MLS® (listing X12945900). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 99 Teddy Bear Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 beds
  2. 1 bath
  3. < 700 sqft
  4. Detached
  5. Built 51-99
  6. .50-1.99 ac lot
  7. Asking
    $449,900
    $643 / sqft · MLS® X12945900
    Chat Zara
  8. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $381,471
    $350,953Confidence range$411,989
    Asking vs estimate
    ↑↑well-above
    +$68,429
    (+17.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in South Bruce Peninsula sell in about 57 days — this one has been listed 89 days.

    Avg sold price
    $522,563
    Median sold
    $517,500
    Avg days on market
    57
    Recently sold
    56
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Discover your perfect waterfront retreat at 99 Teddy Bear Lane on Berford Lake-a delightful cottage tucked along the desirable North Shore, offering serene surroundings and picturesque lake views.
  9. New septic installed June 2026.
  10. Ask Zara a follow-up
    Well
    Sewer
    Septic
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    6
  12. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    3
  13. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Shingles
    Foundation
    Piers
    View
    Water
    Waterfront
    Y
    Pool
    None
  14. Lot & land

    2
    Year built
    51-99
    Zoning
    R2-C
  15. Listing & possession

    4
    Possession
    2026-04-30T00:00:00.000-00:00
    Occupancy
    Immediate
    Property style
    Bungalow
    Property class
    Detached
  16. Room-by-room · 4 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Kitchen
      11.9 × 8.6 ft
    • Living Room
      11.7 × 17.5 ft
    • Bedroom
      11.6 × 9.7 ft

    Ground level

    1 room
    • Bedroom 2
      11.7 × 9.7 ft
    Combined estimate
    $2,465
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,210
    /mo
    based on the purchase price of $449,900
    $89,980 cash
    $359,920 financed
    $303,147 total interest
    Monthly payment$2,210/ month
    Principal54%$359,920
    Interest46%$303,147

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in South Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1021 Lakeshore Boulevard
      Sold
      Sign in for price
      1021 Lakeshore Boulevard
      Detached
    • 98 Birch Street
      Sold
      Sign in for price
      98 Birch Street
      Detached
    • 364 Berford Lake Road
      Sold
      Sign in for price
      364 Berford Lake Road
      Detached
    • 37 REID'S PT RD
      Sold
      Sign in for price
      37 REID'S PT RD
      Detached
    • 121 Mallory Beach Road
      Sold
      Sign in for price
      121 Mallory Beach Road
      Detached
    • 31 Hemlock Road
      Sold
      Sign in for price
      31 Hemlock Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    99 Teddy Bear LaneThis home2 / 1700$449,900ask$643——
    1021 Lakeshore Boulevard2 / 2700—
    98 Birch Street3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in South Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 407 Third Avenue
      $419,500
      407 Third Avenue
      Detached 2 1
    • 223 Division Street
      $399,000
      223 Division Street
      Detached 4 2
    • 9 Burton Crescent
      $419,000
      9 Burton Crescent
      Detached 3 2
    • 1443 Sunset Drive
      $410,000
      1443 Sunset Drive
      Detached 3 1
    • 503 Bay Street
      $449,000
      503 Bay Street
      Detached 2 1
    • 11 Graham Crescent
      $499,900
      11 Graham Crescent
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of eXp Realty · displayed on Summitly per MLS® data-share rules

    99 Teddy Bear Lane is a 2-bedroom, 1-bath, < 700 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 99 Teddy Bear Lane built?

    99 Teddy Bear Lane was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 99 Teddy Bear Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 99 Teddy Bear Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 99 Teddy Bear Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $449,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 99 Teddy Bear Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 99 Teddy Bear Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 99 Teddy Bear Lane in?

    99 Teddy Bear Lane is in South Bruce Peninsula, South Bruce Peninsula. The 'Neighbourhood' section below links to the live South Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

  26. Is South Bruce Peninsula a good place to live?

    South Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full South Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 364 Berford Lake Road
    4 / 3
    2,500
    —
    37 REID'S PT RD2 / 32,000—
    121 Mallory Beach Road3 / 11,100—
    31 Hemlock Road3 / 22,000—