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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 52 days

    98 Birch Street

    South Bruce Peninsula·South Bruce Peninsula, ON·N0H 2G0·Near Bruce Road 13

    • 3 beds
    South Bruce Peninsula real estate›X13067652
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 98 Birch Street just minutes to Sauble Beach - an exceptional property where privacy, thoughtful design, and lifestyle come together. Set on nearly half an acre at the end of a quiet dead-end street and surrounded by protected green space, this immaculately maintained 2,200sqft home delivers the peaceful setting today's buyers are searching for. Designed to maximize both light and views, the main living space is located on the second level, creating an elevated everyday experience. The bright, expansive great room is framed by large windows with custom blinds, allowing natural light to pour in and highlight the warmth of the wood cabinetry and granite countertops in the kitchen. From here, step out onto the oversized deck-an ideal setting for entertaining or unwinding-overlooking the private, tree-lined backyard.The home offers three well-appointed bedrooms, including a spacious primary retreat featuring a walk-through closet and a beautifully designed ensuite complete with a jetted tub and walk-in shower.On the lower level, a welcoming family room with a cozy gas fireplace provides the perfect space to relax after a day at the beach or enjoy quiet evening.For those who value space, storage, or workshop potential, this property truly stands apart. In addition to the attached garage with a 14' door, you'll find an impressive 38' x 40' detached garage with in-floor heating, a 2-piece bathroom, and an approximately 500 sq ft loft-ideal for guests, a games room, or a private fitness space.Every detail has been considered to enhance comfort and functionality, including wiring for satellite TV and high-speed internet in both the home and detached garage, multiple gas hook-ups on the deck, reinforcement for a future hot tub, and generous parking with a 30-amp RV hookup for visiting family and friends.Move-in ready and designed for effortless living, this property offers a rare opportunity to enjoy the best of Sauble Beach in a private, well-appointed setting.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 1, 2026ListedCurrentFor sale$839,900 —X13067652This page
    Oct 2, 2025Previously listedTer$975,000 —X12439896View
    Feb 12, 2025Previously listedExp$975,000 —X11970013View
    Jun 23, 2024Previously listedExp$995,000 —X10848189View
    Jan 29, 2024Previously listedTer$1,095,000 —X10850039View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 98 Birch Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Lake Access
    • Library
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,126
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $422
    0.60% mill rate · ON
    The market

    How this home sits in the South Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The South Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for South Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      $532,045
      Last 30 days
    • Median sold price
      $520,000
      Middle of the market
    • Days on market
      55 d
      Avg from list to close
    • Closed last 30d
      56
      MLS® transactions
    Full South Bruce Peninsula market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 98 Birch Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 98 Birch Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 98 Birch Street listed for?

      98 Birch Street is listed at $839,900 on the MLS® (listing X13067652). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 98 Birch Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 16-30
  5. Asking
    $839,900
    $0 / sqft · MLS® X13067652
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $532,045
    $489,481Confidence range$574,609
    Asking vs estimate
    ↑↑well-above
    +$307,855
    (+57.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in South Bruce Peninsula sell in about 55 days — this one has been listed 52 days.

    Avg sold price
    $532,045
    Median sold
    $520,000
    Avg days on market
    55
    Recently sold
    56
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Set on nearly half an acre at the end of a quiet dead-end street and surrounded by protected green space, this immaculately maintained 2,200sqft home delivers the peaceful setting today's buyers are searching for.
    • Designed to maximize both light and views, the main living space is located on the second level, creating an elevated everyday experience.
    • The bright, expansive great room is framed by large windows with custom blinds, allowing natural light to pour in and highlight the warmth of the wood cabinetry and granite countertops in the kitchen.
    Ask Zara a follow-up
    Municipal
    Sewer
    Septic
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    3
    Parking spaces
    10
    Driveway
    Private Double, RV/Truck, Available, Private
  8. Interior

    5
    Basement
    Finished, Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Lower Level
  9. Exterior & construction

    5
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Block
    View
    Forest, Trees/Woods
    Pool
    None
  10. Lot & land

    2
    Year built
    16-30
    Zoning
    R2
  11. Listing & possession

    4
    Possession
    2026-06-01T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  12. Place Of Worship
  13. Park
  14. Combined estimate
    $4,548
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,126
    /mo
    based on the purchase price of $839,900
    $167,980 cash
    $671,920 financed
    $565,933 total interest
    Monthly payment$4,126/ month
    Principal54%$671,920
    Interest46%$565,933

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in South Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1021 Lakeshore Boulevard
      Sold
      Sign in for price
      1021 Lakeshore Boulevard
      Detached
    • 364 Berford Lake Road
      Sold
      Sign in for price
      364 Berford Lake Road
      Detached
    • 37 REID'S PT RD
      Sold
      Sign in for price
      37 REID'S PT RD
      Detached
    • 121 Mallory Beach Road
      Sold
      Sign in for price
      121 Mallory Beach Road
      Detached
    • 31 Hemlock Road
      Sold
      Sign in for price
      31 Hemlock Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    98 Birch StreetThis home3 / 211,001,500$839,900ask———
    1021 Lakeshore Boulevard2 / 2700—
    364 Berford Lake Road4 / 32,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in South Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 611 Sixth Street
      $789,900
      611 Sixth Street
      Detached 3 2
    • 376 Mallory Beach Road
      $859,000
      376 Mallory Beach Road
      Detached 3 2
    • 453 Shoreline Avenue
      $789,000
      453 Shoreline Avenue
      Detached 3 2
    • 23 Pierce Street
      $749,900
      23 Pierce Street
      Detached 3 2
    • 90 Berford Park Road
      $699,000
      90 Berford Park Road
      Detached 3 1
    • 65 Lawrence Road
      $729,900
      65 Lawrence Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of Sutton-Sound Realty · displayed on Summitly per MLS® data-share rules

    98 Birch Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 98 Birch Street built?

    98 Birch Street was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  20. What is the property tax for 98 Birch Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 98 Birch Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 98 Birch Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $839,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 98 Birch Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 98 Birch Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 98 Birch Street in?

    98 Birch Street is in South Bruce Peninsula, South Bruce Peninsula. The 'Neighbourhood' section below links to the live South Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

  24. Is South Bruce Peninsula a good place to live?

    South Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full South Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 37 REID'S PT RD
    2 / 3
    2,000
    —
    121 Mallory Beach Road3 / 11,100—
    31 Hemlock Road3 / 22,000—