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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 168 days

    1065 CONCESSION 3 Road

    Virgil·Niagara-on-the-Lake, ON·L0S 1J0·Near north on Line 5, at the end of the road.

    • 4 beds
    Niagara-on-the-Lake real estate›X10446953
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    No concessions need to be made on this brag-worthy custom-built home that was designed to drink up every ounce of sunlight and private vineyard views. Savour the advantage of a mature income-producing vineyard on ~28.5 acres boasting overhead irrigation, and 4 windmills. With the potential to hold an estate winery designation, this parcel of prestige boasts 2.7 acres of Riesling, 6.2 acres of Cabernet Sauvignon, 4.1 acres of Gamay, 4 acres of Vidal, and 7.4 acres of the prominent Dornfelder. Separate a secluded private residence from commercial endeavors with 2 road access and a multitude of agri-business potential, including a mature walnut grove that would serve well for an off-the-grid tiny house with high STR income. This property offers not only an illustrious private residence but also a vineyard that produces grapes of exceptional quality. Supplying some of the finest grapes to major wine producers in the area (and helping to nicely offset the mortgage payments!), this vineyard is a testament to the commitment to excellence that defines Niagara-on-the-Lake's winemaking heritage. Offering a gateway to an idyllic lifestyle where luxury, charm, and the allure of the wine country converge.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Nov 5, 2025Previously listedExt$2,850,000 —X12512496View
    Jun 1, 2025Previously listedTer$3,399,999 —X12187362View
    May 7, 2024Previously listedTer$3,280,000 —X8320542View
    May 7, 2024Previously listedExp$3,280,000 —X8320544View
    Nov 21, 2023ListedCurrentFor sale$3,499,000 —X10446953This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1065 CONCESSION 3 Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Hospital
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $17,190
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $490
    0.17% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,157,499
      Last 30 days
    • Median sold price
      $1,050,000
      Middle of the market
    • Days on market
      54 d
      Avg from list to close
    • Closed last 30d
      93
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1065 CONCESSION 3 Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1065 CONCESSION 3 Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1065 CONCESSION 3 Road listed for?

      1065 CONCESSION 3 Road is listed at $3,499,000 on the MLS® (listing X10446953). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1065 CONCESSION 3 Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2500-3000 sqft
  3. Detached
  4. Built 16-30
  5. 25-49.99 ac lot
  6. Asking
    $3,499,000
    $0 / sqft · MLS® X10446953
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,365,849
    $1,256,581Confidence range$1,475,117
    Asking vs estimate
    ↑↑well-above
    +$2,133,151
    (+156.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 54 days — this one has been listed 168 days.

    Avg sold price
    $1,157,499
    Median sold
    $1,050,000
    Avg days on market
    54
    Recently sold
    93
    See comparable sales
    No concessions need to be made on this brag-worthy custom-built home that was designed to drink up every ounce of sunlight and private vineyard views.
  8. Savour the advantage of a mature income-producing vineyard on ~28.5 acres boasting overhead irrigation, and 4 windmills.
  9. This property offers not only an illustrious private residence but also a vineyard that produces grapes of exceptional quality.
  10. Offering a gateway to an idyllic lifestyle where luxury, charm, and the allure of the wine country converge.
  11. Ask Zara a follow-up
    Municipal
    Sewer
    Septic
  12. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    12
    Driveway
    Private, Circular Drive, Other
  13. Interior

    4
    Basement
    Walk-Up, Separate Entrance
    Kitchens
    1
    Total rooms
    13
    Elevator
    N
  14. Exterior & construction

    5
    Exterior
    Stone, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete, Poured Concrete
    View
    Vineyard, Skyline, Garden, Panoramic
    Pool
    None
  15. Lot & land

    3
    Year built
    16-30
    Lot dimensions
    1003.67 x 120.64
    Zoning
    A
  16. Listing & possession

    3
    Occupancy
    FLEXIBLE
    Property style
    2-Storey
    Property class
    Detached
  17. Combined estimate
    $17,680
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $17,190
    /mo
    based on the purchase price of $3,499,000
    $699,800 cash
    $2,799,200 financed
    $2,357,661 total interest
    Monthly payment$17,190/ month
    Principal54%$2,799,200
    Interest46%$2,357,661

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 15 Upper Canada Drive
      Sold
      Sign in for price
      15 Upper Canada Drive
      Detached
    • 15 Diana Drive
      Sold
      Sign in for price
      15 Diana Drive
      Detached
    • 12 Sheppard Crescent
      Sold
      Sign in for price
      12 Sheppard Crescent
      Detached
    • 3 Fisher Drive
      Sold
      Sign in for price
      3 Fisher Drive
      Detached
    • 97 BROCK Street
      Sold
      Sign in for price
      97 BROCK Street
      Detached
    • 36 Confederation Drive
      Sold
      Sign in for price
      36 Confederation Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1065 CONCESSION 3 RoadThis home4 / 225,003,000$3,499,000ask———
    15 Upper Canada Drive4 / 21,500—
    15 Diana Drive3 / 42,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 15886 Niagara Parkway
      $3,649,900
      15886 Niagara Parkway
      Detached 4 4
    • 736 Rye Street
      $3,399,500
      736 Rye Street
      Detached 5 5
    • 2005 York Road
      $3,925,000
      2005 York Road
      Detached 3 4
    • 58 JOHNSON Street
      $2,799,500
      58 JOHNSON Street
      Detached 4 3
    • 94 PRIDEAUX Street
      $3,650,000
      94 PRIDEAUX Street
      Detached 4 4
    • 166 QUEEN Street
      $2,975,000
      166 QUEEN Street
      Detached 5 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  18. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  19. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  20. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  21. Public listing courtesy of Sutton Group - Summit Realty Inc., Brokerage · displayed on Summitly per MLS® data-share rules

    1065 CONCESSION 3 Road is a 4-bedroom, 2-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  22. When was 1065 CONCESSION 3 Road built?

    1065 CONCESSION 3 Road was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  23. What is the property tax for 1065 CONCESSION 3 Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1065 CONCESSION 3 Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  24. How much would the monthly mortgage be on 1065 CONCESSION 3 Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $3,499,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  25. Has 1065 CONCESSION 3 Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1065 CONCESSION 3 Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  26. What neighbourhood is 1065 CONCESSION 3 Road in?

    1065 CONCESSION 3 Road is in Virgil, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  27. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  28. 12 Sheppard Crescent
    3 / 2
    1,500
    —
    3 Fisher Drive3 / 32,500—
    97 BROCK Street3 / 42,000—
    36 Confederation Drive4 / 32,000—