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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 41 daysPrice drop · $32,000 off (-2.3%)

    97 BROCK Street

    Town·Niagara-on-the-Lake, ON·L0S 1J0·Near GARRISON VILLAGE DRIVE

    • 3 beds
    Niagara-on-the-Lake real estate›X13094634
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 97 Brock Street- Immaculate and impeccably maintained, this stunning 2-storey home offers approximately 3,450 sq. ft. of beautifully finished living space in the heart of historic Niagara-on-the-Lake-just steps to wine country, Old Town, golf, boutique shopping, dining, and picturesque walking trails. Perfectly situated beside a scenic pathway leading through some of the area's most charming neighbourhoods, this 10-year-old home combines elegance, comfort, and modern design. A sprawling covered front porch welcomes you into the bright foyer and impressive open-concept main floor featuring soaring 10-ft ceilings, 8-ft doors, Black Walnut hardwood flooring, and an abundance of oversized windows that flood the home with natural light. The spacious living and dining areas are anchored by a majestic gas fireplace and flow seamlessly into the serene chef-inspired kitchen complete with quartz countertops, oversized island, neutral finishes, and ample cabinetry. The main floor also offers a powder room, convenient laundry, and a luxurious primary suite featuring a large walk-in closet and spa-like 5-piece ensuite. Inside access to the double car garage with EV charger adds everyday convenience. The upper level offers two spacious bedrooms, including one with a walk-in closet, connected by a large Jack & Jill bathroom with double sinks and separate room with tub/shower combo. The fully finished lower level boasts impressive 9-ft ceilings, oversized windows, two additional bedrooms, including one with a legal egress-sized window, the other with a cozy built-in electric fireplace. A lower level that feels above grade with soaring ceilings and plentiful light. This well built home is truly exceptional and offers refined living in one of Niagara's most sought-after communities surrounded by tranquility and beauty.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 23, 2026Price reducedCurrentReduced$1,346,000−$32,000 (2.3%)X13094634This page
    May 7, 2026ListedCurrentFor sale$1,378,000 —X13094634This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 97 BROCK Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Beach
    • Electric Car Charger
    • Fenced Yard
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,612
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $723
    0.64% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,160,586
      Last 30 days
    • Median sold price
      $1,050,000
      Middle of the market
    • Days on market
      52 d
      Avg from list to close
    • Closed last 30d
      86
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 97 BROCK Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 97 BROCK Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 97 BROCK Street listed for?

      97 BROCK Street is listed at $1,346,000 on the MLS® (listing X13094634). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 97 BROCK Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 2000-2500 sqft
  3. Detached
  4. Built 6-15
  5. < .50 ac lot
  6. Asking
    $1,346,000
    $0 / sqft · MLS® X13094634
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,160,586
    $1,067,739Confidence range$1,253,433
    Asking vs estimate
    ↑↑well-above
    +$185,414
    (+16.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 52 days — this one has been listed 41 days.

    Avg sold price
    $1,160,586
    Median sold
    $1,050,000
    Avg days on market
    52
    Recently sold
    86
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The main floor also offers a powder room, convenient laundry, and a luxurious primary suite featuring a large walk-in closet and spa-like 5-piece ensuite.
    • Inside access to the double car garage with EV charger adds everyday convenience.
    • The upper level offers two spacious bedrooms, including one with a walk-in closet, connected by a large Jack & Jill bathroom with double sinks and separate room with tub/shower combo.
    • The fully finished lower level boasts impressive 9-ft ceilings, oversized windows, two additional bedrooms, including one with a legal egress-sized window, the other with a cozy built-in electric fireplace.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    3
    Driveway
    Private Double
  9. Interior

    6
    Basement
    Full, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    12
    Laundry level
    Main Level
    Elevator
    N
  10. Exterior & construction

    4
    Exterior
    Hardboard
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  11. Lot & land

    3
    Year built
    6-15
    Lot features
    Irregular Lot
    Zoning
    R1-A
  12. Listing & possession

    3
    Occupancy
    FLEXIBLE
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 15 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Kitchen
      centre island · quartz counter
      13.6 × 14.9 ft
    • Bathroom
      2 pc bath · hardwood floor
      8.6 × 3.1 ft
    • Bathroom
      5 pc ensuite · quartz counter · soaking tub
      8.2 × 14.6 ft
    • Primary Bedroom
      hardwood floor · walk-in closet(s) · 5 pc ensuite
      14.0 × 16.9 ft
    • Foyer
      9.2 × 5.9 ft
    • Living Room
      fireplace · hardwood floor · large window
      11.5 × 19.5 ft
    • Dining Room
      Hardwood Floor
      11.0 × 23.2 ft
    • Laundry
      Laundry Sink
      8.2 × 5.8 ft

    Second level

    3 rooms
    • Bedroom
      hardwood floor · walk-in closet(s)
      13.8 × 11.4 ft
    • Bathroom
      quartz counter · double sink · 5 pc bath
      16.5 × 12.6 ft
    • Bedroom
      Hardwood Floor
      11.5 × 19.5 ft

    Basement level

    4 rooms
    • Bedroom
      double closet · large window · vinyl floor
      17.7 × 14.6 ft
    • Bathroom
      3 pc bath · quartz counter · separate shower
      7.9 × 10.1 ft
    • Bedroom
      large window · electric fireplace · vinyl floor
      15.6 × 13.8 ft
    • Recreation
      vinyl floor · large window
      31.8 × 23.0 ft
  14. Lake/Pond
  15. Park
  16. Combined estimate
    $7,335
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,612
    /mo
    based on the purchase price of $1,346,000
    $269,200 cash
    $1,076,800 financed
    $906,948 total interest
    Monthly payment$6,612/ month
    Principal54%$1,076,800
    Interest46%$906,948

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 3 Fisher Drive
      Sold
      Sign in for price
      3 Fisher Drive
      Detached
    • 51 Henry Street
      Sold
      Sign in for price
      51 Henry Street
      Detached
    • 36 Confederation Drive
      Sold
      Sign in for price
      36 Confederation Drive
      Detached
    • 51 Stoneridge Crescent
      Sold
      Sign in for price
      51 Stoneridge Crescent
      Detached
    • 39 Hunter Road
      Sold
      Sign in for price
      39 Hunter Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    97 BROCK StreetThis home3 / 420,002,500$1,346,000ask———
    3 Fisher Drive3 / 32,500—
    51 Henry Street2 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 26 Harvest Drive
      $1,298,000
      26 Harvest Drive
      Detached 2 2
    • 25 Harvest Drive
      $1,284,000
      25 Harvest Drive
      Detached 2 2
    • 29 Harvest Drive
      $1,299,000
      29 Harvest Drive
      Detached 2 2
    • 17 Coach Drive
      $1,149,000
      17 Coach Drive
      Detached 3 3
    • 21 Garrison Village Drive
      $1,190,000
      21 Garrison Village Drive
      Detached 3 3
    • 9 LUCIA Court
      $1,525,000
      9 LUCIA Court
      Detached 2 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of ROYAL LEPAGE NRC REALTY · displayed on Summitly per MLS® data-share rules

    97 BROCK Street is a 3-bedroom, 4-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 97 BROCK Street built?

    97 BROCK Street was built in 6-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 97 BROCK Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 97 BROCK Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 97 BROCK Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,346,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 97 BROCK Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 97 BROCK Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 97 BROCK Street in?

    97 BROCK Street is in Town, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  26. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 36 Confederation Drive
    4 / 3
    2,000
    —
    51 Stoneridge Crescent2 / 31,500—
    39 Hunter Road2 / 42,500—