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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 191 days

    10 Fire Route 46

    North Kawartha·North Kawartha, ON·K0L 2H0·Near Fire Route 46 & Haultain Rd

    • < 700 sqft
    North Kawartha real estate›X11921392
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Situated on a prime piece of south-west facing property and overlooking the lake, this cottage lot is a fantastic building location with nearly 420 ft. of waterfront elevated ~20ft from the water -offering one of the best views of Big Cedar Lake. Clean, clear dive-in-ready water is ready for you to anchor your dock and start enjoying. The property is well treed and offers multiple private vantages, and additionally claims a large flat area back from the water for yard games/entertainment. Local amenities include quick access to a marina, a transfer station for waste, local eateries (Wolf & Spice, Honey's Diner, and Woodview's Hippie Chippie Chip Truck), and your choice of convenience stores complete with LCBO/Beer Store options. This one is in need of some "vision", but there is no doubt that this is a special spot in the heart of the Kawarthas. **EXTRAS** Old Cottage, Shed, and Outhouse on the property are in disrepair and would need to be torn down.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Mar 26, 2026Previously listedPc$599,000 —X12929246View
    Jul 24, 2025Previously listedExp$679,000 —X12305577View
    Jan 13, 2025ListedCurrentFor sale$699,000 —X11921392This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      None
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 10 Fire Route 46
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake Access
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,434
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $372
    0.64% mill rate · ON
    The market

    How this home sits in the North Kawartha market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The North Kawartha market right now

    Average sold price, days on market, and closed-transaction count for North Kawartha — sourced from MLS®.

    • Avg sold price
      $772,199
      Last 30 days
    • Median sold price
      $540,000
      Middle of the market
    • Days on market
      47 d
      Avg from list to close
    • Closed last 30d
      27
      MLS® transactions
    Full North Kawartha market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 10 Fire Route 46 — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 10 Fire Route 46 and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 10 Fire Route 46 listed for?

      10 Fire Route 46 is listed at $699,000 on the MLS® (listing X11921392). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 10 Fire Route 46 have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. Detached
  2. .50-1.99 ac lot
  3. Asking
    $699,000
    $999 / sqft · MLS® X11921392
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $772,199
    $710,423Confidence range$833,975
    Asking vs estimate
    ↓below
    −$73,199
    (-9.5%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price (limited data on this listing).

    Market analytics

    Homes like this in North Kawartha sell in about 47 days — this one has been listed 191 days.

    Avg sold price
    $772,199
    Median sold
    $540,000
    Avg days on market
    47
    Recently sold
    27
    See comparable sales
    Clean, clear dive-in-ready water is ready for you to anchor your dock and start enjoying.
  5. The property is well treed and offers multiple private vantages, and additionally claims a large flat area back from the water for yard games/entertainment.
  6. Ask Zara a follow-up
    None
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Private
  8. Interior

    2
    Basement
    None
    Family room
    N
  9. Exterior & construction

    5
    Exterior
    Wood
    Roof
    Not Applicable
    Foundation
    Not Applicable
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    1
    Zoning
    Shoreline Residential (SR)
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  12. Combined estimate
    $3,806
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,434
    /mo
    based on the purchase price of $699,000
    $139,800 cash
    $559,200 financed
    $470,993 total interest
    Monthly payment$3,434/ month
    Principal54%$559,200
    Interest46%$470,993

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in North Kawartha

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 299 Fire Route 10A
      Sold
      Sign in for price
      299 Fire Route 10A
      Detached
    • 6550 Highway 28
      Sold
      Sign in for price
      6550 Highway 28
      Detached
    • 50 Fire Route 10B
      Sold
      Sign in for price
      50 Fire Route 10B
      Detached
    • 106 Lakeview Crescent
      Sold
      Sign in for price
      106 Lakeview Crescent
      Detached
    • 53 Coon Lake Road
      Sold
      Sign in for price
      53 Coon Lake Road
      Detached
    • 38 Napier Crescent
      Sold
      Sign in for price
      38 Napier Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    10 Fire Route 46This home0 / 0700$699,000ask$999——
    299 Fire Route 10A2 / 21,500—
    6550 Highway 282 / 11,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in North Kawartha

    Active listings within ±20% of this asking price.

    • 287 Doc Evans Road
      $799,000
      287 Doc Evans Road
      Detached 4 1
    • 44 Lean Drive
      $649,000
      44 Lean Drive
      Detached 2 2
    • 4446 Is 107 Stoney Lake Island
      $699,000
      4446 Is 107 Stoney Lake Island
      Detached 3 1
    • 204 Blue Heron Lane
      $799,000
      204 Blue Heron Lane
      Detached 3 1
    • 12482 Highway 28
      $679,000
      12482 Highway 28
      Detached 3 4
    • 7385 Hwy 28
      $650,000
      7385 Hwy 28
      Detached 4 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of BOWES & COCKS LIMITED · displayed on Summitly per MLS® data-share rules

    10 Fire Route 46 is a < 700 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 10 Fire Route 46 built?

    The year built for 10 Fire Route 46 isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for 10 Fire Route 46?

    The 'Property tax' tab in the History section shows the most recent annual tax for 10 Fire Route 46 plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 10 Fire Route 46?

    The affordability calculator on this page shows an estimated monthly mortgage for $699,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 10 Fire Route 46 been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 10 Fire Route 46 with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 10 Fire Route 46 in?

    10 Fire Route 46 is in North Kawartha, North Kawartha. The 'Neighbourhood' section below links to the live North Kawartha real estate hub with average sold price, days on market, and current inventory.

  22. Is North Kawartha a good place to live?

    North Kawartha is one of ON's actively-tracked Summitly markets. The full North Kawartha real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 50 Fire Route 10B
    2 / 2
    1,100
    —
    106 Lakeview Crescent4 / 2700—
    53 Coon Lake Road2 / 21,100—
    38 Napier Crescent7 / 75,000—