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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 230 days

    98 Birch Street

    South Bruce Peninsula·South Bruce Peninsula, ON·N0H 2G0·Near Graham Crescent

    • 3 beds
    South Bruce Peninsula real estate›X11970013
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 98 Birch St in beautiful Sauble Beach, where you'll find this immaculately maintained 2200 sq ft home, nestled on near a half acre, at the end of a dead end street and surrounded by green space. This home was designed with second floor great room/main living space, which provides peaceful views while working in the kitchen, dining with family or friends, or simply relaxing. The bright, spacious great room features large windows with custom blinds, allowing the light to shine off the beautiful wood kitchen cabinets with granite countertops, and has a walkout to the oversized deck overlooking the private, wooded rear yard. This well designed home offers three bedrooms, including the wonderfully appointed primary with walk-through closet and ensuite, complete with jetted tub and walk-in shower. When walking into the lower level from outside, or coming down the beautiful hardwood stairs, you are greeted with a generous, yet comfortable family room, complete with gas fireplace, that makes you feel instantly at home. If this isn't enough, there is a large attached garage with 14' door and loads of storage space - but the coup de grace just might be the detached 38' x 40' detached garage with heated floors, a 2 pc bathroom, and an almost 500 sq ft loft offering extra space for the guests, or maybe the perfect spot for a games room or gym. Just about everything has been thought of with this home...both the home and the detached garage are wired for satellite TV and high speed internet, there are multiple outdoor gas hook-ups on the deck that is also reinforced to handle a future hot tub, and if your guests are pulling in for the weekend in their RV, well there's loads of room to park it with a 30 amp hydro hookup available to plug into. This home is ready for it's new owners to simply move in and start making memories, so if thoughts of living in a beach town, in a private setting, are on your mind for 2025, then this gem is definitely worth checking out!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 22, 2026SoldSold$800,000−$39,900 (4.8%)X13067652View
    May 1, 2026Previously listedSld$839,900 —X13067652View
    Oct 2, 2025Previously listedTer$975,000 —X12439896View
    Feb 12, 2025ListedCurrentFor sale$975,000 —X11970013This page
    Jun 23, 2024Previously listedExp$995,000 —X10848189View
    Jan 29, 2024Previously listedTer$1,095,000 —X10850039View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 98 Birch Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Cul de Sac/Dead End
    • Lake/Pond
    • Library
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,790
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $409
    0.50% mill rate · ON
    The market

    How this home sits in the South Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The South Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for South Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      $525,851
      Last 30 days
    • Median sold price
      $520,000
      Middle of the market
    • Days on market
      56 d
      Avg from list to close
    • Closed last 30d
      57
      MLS® transactions
    Full South Bruce Peninsula market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 98 Birch Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 98 Birch Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 98 Birch Street listed for?

      98 Birch Street is listed at $975,000 on the MLS® (listing X11970013). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 98 Birch Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 16-30
  5. .50-1.99 ac lot
  6. Asking
    $975,000
    $0 / sqft · MLS® X11970013
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $525,851
    $483,783Confidence range$567,919
    Asking vs estimate
    ↑↑well-above
    +$449,149
    (+85.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in South Bruce Peninsula sell in about 56 days — this one has been listed 230 days.

    Avg sold price
    $525,851
    Median sold
    $520,000
    Avg days on market
    56
    Recently sold
    57
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Welcome to 98 Birch St in beautiful Sauble Beach, where you'll find this immaculately maintained 2200 sq ft home, nestled on near a half acre, at the end of a dead end street and surrounded by green space.
    • This home was designed with second floor great room/main living space, which provides peaceful views while working in the kitchen, dining with family or friends, or simply relaxing.
    • This well designed home offers three bedrooms, including the wonderfully appointed primary with walk-through closet and ensuite, complete with jetted tub and walk-in shower.
    Ask Zara a follow-up
    Municipal
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    3
    Parking spaces
    9
    Driveway
    Private Double, RV/Truck
  9. Interior

    6
    Basement
    Full, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
    Elevator
    N
  10. Exterior & construction

    5
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Block
    View
    Trees/Woods
    Pool
    None
  11. Lot & land

    2
    Year built
    16-30
    Zoning
    R2
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Bathroom
      3 Pc Bath
      5.9 × 6.6 ft
    • Laundry
      9.5 × 5.9 ft
    • Bedroom 3
      14.1 × 12.5 ft
    • Family Room
      22.0 × 15.7 ft
    • Other
      18.7 × 12.8 ft

    Second level

    5 rooms
    • Living Room
      18.0 × 18.5 ft
    • Bathroom
      8.2 × 12.8 ft
    • Primary Bedroom
      4 Pc Ensuite
      14.8 × 13.8 ft
    • Kitchen
      15.7 × 13.5 ft
    • Bedroom 2
      10.2 × 20.3 ft
  14. Park
  15. School Bus Route
  16. Combined estimate
    $5,199
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,790
    /mo
    based on the purchase price of $975,000
    $195,000 cash
    $780,000 financed
    $656,965 total interest
    Monthly payment$4,790/ month
    Principal54%$780,000
    Interest46%$656,965

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in South Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1021 Lakeshore Boulevard
      Sold
      Sign in for price
      1021 Lakeshore Boulevard
      Detached
    • 98 Birch Street
      Sold
      Sign in for price
      98 Birch Street
      Detached
    • 364 Berford Lake Road
      Sold
      Sign in for price
      364 Berford Lake Road
      Detached
    • 37 REID'S PT RD
      Sold
      Sign in for price
      37 REID'S PT RD
      Detached
    • 121 Mallory Beach Road
      Sold
      Sign in for price
      121 Mallory Beach Road
      Detached
    • 31 Hemlock Road
      Sold
      Sign in for price
      31 Hemlock Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    98 Birch StreetThis home3 / 215,002,000$975,000ask———
    1021 Lakeshore Boulevard2 / 2700—
    98 Birch Street3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in South Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 611 Sixth Street
      $789,900
      611 Sixth Street
      Detached 3 2
    • 376 Mallory Beach Road
      $859,000
      376 Mallory Beach Road
      Detached 3 2
    • 453 Shoreline Avenue
      $789,000
      453 Shoreline Avenue
      Detached 3 2
    • 14 Frederick Street
      $799,000
      14 Frederick Street
      Detached 3 3
    • 1 Crescent Street
      $799,000
      1 Crescent Street
      Detached 4 2
    • 285 Mary Street
      $1,100,000
      285 Mary Street
      Detached 5 5
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of eXp Realty · displayed on Summitly per MLS® data-share rules

    98 Birch Street is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 98 Birch Street built?

    98 Birch Street was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 98 Birch Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 98 Birch Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 98 Birch Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $975,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 98 Birch Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 98 Birch Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 98 Birch Street in?

    98 Birch Street is in South Bruce Peninsula, South Bruce Peninsula. The 'Neighbourhood' section below links to the live South Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

  26. Is South Bruce Peninsula a good place to live?

    South Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full South Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 364 Berford Lake Road
    4 / 3
    2,500
    —
    37 REID'S PT RD2 / 32,000—
    121 Mallory Beach Road3 / 11,100—
    31 Hemlock Road3 / 22,000—