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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    Meet ZaraMy HomeNews & Insights
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    For sale On market 154 days

    199 Niagara Street

    Town·Niagara-on-the-Lake, ON·L0S 1J0·Near EAST/WEST LINE

    • 3 beds
    Niagara-on-the-Lake real estate›X12053025
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Nestled in an idyllic setting amidst picturesque vineyards, this exquisite 3+3 bedroom - 2 family home offers unparalleled exclusivity in Niagara-on-the-Lake. Boasting over half an acre of meticulously landscaped grounds, this professionally renovated bungalow is in pristine condition, awaiting your personal touch. Step through the inviting front porch into a bright, open-concept living space adorned with expansive windows and garden doors that frame the lush, private yard. The generously-sized master bedroom, adorned with tasteful decor, features a spacious walk-in closet and a luxurious 5-piece ensuite bathroom.The lower level presents a fully finished area with three additional bedrooms, a 4-piece bath, and a full kitchen, perfect for extended family or guests. Outside, a rear deck offers a serene retreat overlooking your tranquil backyard oasis, complete with low-maintenance landscaping that allows for effortless enjoyment. Escape the hustle and bustle of the city and indulge in the tranquility of this exclusive property. Welcome to your own slice of paradise in Niagara-on-the-Lake, where luxury meets serenity amidst the vineyards.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 3, 2026Previously listedNew$1,525,000 —X13239808View
    Jan 23, 2026Previously listedExp$1,589,000 —X12725202View
    Sep 2, 2025Previously listedExp$1,599,000 —X12375876View
    Apr 1, 2025ListedCurrentFor sale$1,600,000 —X12053025This page
    Aug 2, 2024Previously listedTer$1,699,999 —X9237141View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Radiant
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 199 Niagara Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Lake/Pond
    • Level
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $7,860
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $624
    0.47% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,169,925
      Last 30 days
    • Median sold price
      $1,050,000
      Middle of the market
    • Days on market
      52 d
      Avg from list to close
    • Closed last 30d
      81
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 199 Niagara Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 199 Niagara Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 199 Niagara Street listed for?

      199 Niagara Street is listed at $1,600,000 on the MLS® (listing X12053025). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 199 Niagara Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 2000-2500 sqft
  3. Detached
  4. Built 16-30
  5. .50-1.99 ac lot
  6. Asking
    $1,600,000
    $0 / sqft · MLS® X12053025
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,169,925
    $1,076,331Confidence range$1,263,519
    Asking vs estimate
    ↑↑well-above
    +$430,075
    (+36.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 52 days — this one has been listed 154 days.

    Avg sold price
    $1,169,925
    Median sold
    $1,050,000
    Avg days on market
    52
    Recently sold
    81
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Nestled in an idyllic setting amidst picturesque vineyards, this exquisite 3+3 bedroom - 2 family home offers unparalleled exclusivity in Niagara-on-the-Lake.
  8. Boasting over half an acre of meticulously landscaped grounds, this professionally renovated bungalow is in pristine condition, awaiting your personal touch.
  9. Step through the inviting front porch into a bright, open-concept living space adorned with expansive windows and garden doors that frame the lush, private yard.
  10. Outside, a rear deck offers a serene retreat overlooking your tranquil backyard oasis, complete with low-maintenance landscaping that allows for effortless enjoyment.
  11. Ask Zara a follow-up
    Sewer
  12. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    10
    Driveway
    Circular Drive
  13. Interior

    4
    Basement
    Full, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
  14. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  15. Lot & land

    1
    Year built
    16-30
  16. Listing & possession

    3
    Occupancy
    TBA
    Property style
    Bungalow
    Property class
    Detached
  17. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Primary Bedroom
      13.7 × 18.3 ft
    • Kitchen
      12.6 × 15.7 ft
    • Bedroom 2
      10.6 × 14.8 ft
    • Bathroom
      6.1 × 9.0 ft
    • Living Room
      32.2 × 22.7 ft
    • Bedroom 3
      10.5 × 14.8 ft
    • Bathroom
      7.4 × 15.1 ft

    Lower level

    5 rooms
    • Bedroom 4
      15.3 × 15.2 ft
    • Bedroom 5
      12.3 × 21.7 ft
    • Bedroom
      12.3 × 20.1 ft
    • Recreation
      24.3 × 16.5 ft
    • Kitchen
      18.8 × 21.2 ft
  18. Fenced Yard
  19. Combined estimate
    $8,484
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $7,860
    /mo
    based on the purchase price of $1,600,000
    $320,000 cash
    $1,280,000 financed
    $1,078,096 total interest
    Monthly payment$7,860/ month
    Principal54%$1,280,000
    Interest46%$1,078,096

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 51 Stoneridge Crescent
      Sold
      Sign in for price
      51 Stoneridge Crescent
      Detached
    • 39 Hunter Road
      Sold
      Sign in for price
      39 Hunter Road
      Detached
    • 410 VICTORIA Street
      Sold
      Sign in for price
      410 VICTORIA Street
      Detached
    • 127 William Street
      Sold
      Sign in for price
      127 William Street
      Detached
    • 6 Firelane 12A Road
      Sold
      Sign in for price
      6 Firelane 12A Road
      Detached
    • 6 Samuel Street
      Sold
      Sign in for price
      6 Samuel Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    199 Niagara StreetThis home3 / 520,002,500$1,600,000ask———
    51 Stoneridge Crescent2 / 31,500—
    39 Hunter Road2 / 42,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 9 LUCIA Court
      $1,525,000
      9 LUCIA Court
      Detached 2 4
    • 404 Wright Crescent
      $1,289,999
      404 Wright Crescent
      Detached 3 10
    • 202 Anne Street
      $1,299,000
      202 Anne Street
      Detached 5 5
    • 14874 Niagara River Parkway
      $1,689,000
      14874 Niagara River Parkway
      Detached 4 3
    • 424 Four Mile Creek Road
      $1,349,000
      424 Four Mile Creek Road
      Detached 3 4
    • 336 Gage Street
      $1,398,000
      336 Gage Street
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  20. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  21. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  22. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  23. Public listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD. · displayed on Summitly per MLS® data-share rules

    199 Niagara Street is a 3-bedroom, 5-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  24. When was 199 Niagara Street built?

    199 Niagara Street was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  25. What is the property tax for 199 Niagara Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 199 Niagara Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  26. How much would the monthly mortgage be on 199 Niagara Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,600,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  27. Has 199 Niagara Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 199 Niagara Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  28. What neighbourhood is 199 Niagara Street in?

    199 Niagara Street is in Town, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  29. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  30. 410 VICTORIA Street
    2 / 3
    1,500
    —
    127 William Street3 / 31,500—
    6 Firelane 12A Road4 / 32,500—
    6 Samuel Street4 / 53,000—