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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 6 days ago

    410 VICTORIA Street

    Town·Niagara-on-the-Lake, ON·L0S 1J0·Near William & Mary

    • 2 beds
    Niagara-on-the-Lake real estate›X13261404
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 410 Victoria Street, an extraordinary bungalow tucked away in the heart of Old Town Niagara-on-the-Lake, one of the most beautiful and sought-after communities in Canada. Offering 2,000 square feet of fully updated living on MAIN FLOOR, this is a home that perfectly blends charm, comfort, privacy, and an unbeatable walkable lifestyle.From the moment you arrive, you'll appreciate that this property is something special. While the curb appeal is inviting, it's what's beyond the front door that truly sets this home apart. The spacious layout has been extensively remodelled and offers bright, inviting living spaces designed for both everyday enjoyment and effortless entertaining.Step outside and prepare to fall in love. The spectacular backyard is a private retreat surrounded by mature trees and professional landscaping, creating a setting that feels more like a luxury resort than a residential property. Enjoy summer days around the inground pool, gather with friends and family in multiple outdoor sitting areas, or let your pets roam freely in the separate fenced grassy section designed just for them.One of the most exciting features of this home is the full unfinished basement-a rare blank canvas offering endless possibilities. Whether you envision a home theatre, golf simulator, fitness studio, additional bedrooms, games room, wine cellar, or all of the above, the space is ready for you to create the basement of your dreams.Best of all, you can leave the car in the garage and enjoy everything that makes Niagara-on-the-Lake so special. Walk to charming boutiques, award-winning restaurants, cafés, theatres, parks, wineries, and the waterfront. This is more than just a home-it's a lifestyle that people travel from around the world to experience.Rarely does a property offer this combination of location, privacy, outdoor living, and future potential. Welcome to the life you've been dreaming about at 410 Victoria Street.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 5, 2026ListedCurrentFor sale$1,624,000 —X13261404This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 410 VICTORIA Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $7,978
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $529
    0.39% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 410 VICTORIA Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 410 VICTORIA Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 410 VICTORIA Street listed for?

      410 VICTORIA Street is listed at $1,624,000 on the MLS® (listing X13261404). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 410 VICTORIA Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 16-30
  5. < .50 ac lot
  6. Asking
    $1,624,000
    $0 / sqft · MLS® X13261404
    Chat Zara
  7. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Niagara-on-the-Lake.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • While the curb appeal is inviting, it's what's beyond the front door that truly sets this home apart.
    • The spacious layout has been extensively remodelled and offers bright, inviting living spaces designed for both everyday enjoyment and effortless entertaining.Step outside and prepare to fall in love.
    • The spectacular backyard is a private retreat surrounded by mature trees and professional landscaping, creating a setting that feels more like a luxury resort than a residential property.
    • Walk to charming boutiques, award-winning restaurants, cafés, theatres, parks, wineries, and the waterfront.
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    4
    Driveway
    3
  9. Interior

    5
    Basement
    Unfinished, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Elevator
    N
  10. Exterior & construction

    4
    Exterior
    Hardboard, Other
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Pool
    None
  11. Lot & land

    3
    Year built
    16-30
    Lot dimensions
    60.00 x 166.96
    Zoning
    R1
  12. Listing & possession

    3
    Occupancy
    FLEX
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Dining Room
      14.6 × 15.5 ft
    • Kitchen
      15.1 × 11.9 ft
    • Family Room
      19.6 × 15.7 ft
    • Living Room
      12.0 × 15.3 ft
    • Foyer
      9.0 × 11.5 ft
    • Office
      17.4 × 12.0 ft
    Combined estimate
    $8,507
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $7,978
    /mo
    based on the purchase price of $1,624,000
    $324,800 cash
    $1,299,200 financed
    $1,094,267 total interest
    Monthly payment$7,978/ month
    Principal54%$1,299,200
    Interest46%$1,094,267

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 199 Niagara Street
      Sold
      Sign in for price
      199 Niagara Street
      Detached
    • 672 East West Line
      Sold
      Sign in for price
      672 East West Line
      Detached
    • 54 Kirkwood Drive
      Sold
      Sign in for price
      54 Kirkwood Drive
      Detached
    • 12 OAK Drive
      Sold
      Sign in for price
      12 OAK Drive
      Detached
    • 2 Seyval Place
      Sold
      Sign in for price
      2 Seyval Place
      Detached
    • 12 Stoneridge Crescent
      Sold
      Sign in for price
      12 Stoneridge Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    410 VICTORIA StreetThis home2 / 315,002,000$1,624,000ask———
    199 Niagara Street3 / 52,000—
    672 East West Line3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 133 Regent Street
      $1,550,000
      133 Regent Street
      Detached 4 3
    • 18 Four Mile Creek Road
      $1,799,900
      18 Four Mile Creek Road
      Detached 3 3
    • 22 Colonel Butler Crescent
      $1,495,000
      22 Colonel Butler Crescent
      Detached 3 4
    • 855 Line 1 Road
      $1,750,000
      855 Line 1 Road
      Detached 5 2
    • 102 Millpond Road
      $1,849,000
      102 Millpond Road
      Detached 4 5
    • 360 DORCHESTER Street
      $1,375,000
      360 DORCHESTER Street
      Detached 2 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE · displayed on Summitly per MLS® data-share rules

    410 VICTORIA Street is a 2-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 410 VICTORIA Street built?

    410 VICTORIA Street was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 410 VICTORIA Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 410 VICTORIA Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 410 VICTORIA Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,624,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 410 VICTORIA Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 410 VICTORIA Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 410 VICTORIA Street in?

    410 VICTORIA Street is in Town, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  23. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 54 Kirkwood Drive
    3 / 3
    2,000
    —
    12 OAK Drive3 / 31,500—
    2 Seyval Place2 / 31,100—
    12 Stoneridge Crescent2 / 32,000—