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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 130 days

    14 Victoria Island

    South Bruce Peninsula·South Bruce Peninsula, ON·N0H 1H0·Near County Rd 14 and Camp Road

    • 4 beds
    South Bruce Peninsula real estate›X12168970
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Turn-Key, just add you! Pontoon Boat Included. Island Retreat on Chesley Lake. Turn-key Cottage Living Near Owen Sound. Discover your own private island escape. This charming furnished cottage offers a rare blend of privacy, serenity, and lakeside adventure, perfect for making memories with family and friends. Enjoy easy, shallow entry into crystal-clear water, ideal for swimming, kayaking, or simply soaking in the peaceful surroundings. The cozy interior features plenty of windows framing views of the lake, and a fireplace to warm up cool mornings or evenings. New septic, full heating and cooling system. With two bathrooms with showers, a metal tile roof, and Hardie Board siding, this cottage is built for low-maintenance living. Outside, your own private flotation docks await, and you are just minutes by boat to the mainland landing and car park, convenience without sacrificing the tranquility of island life. Whether you're looking for a weekend getaway or a summer-long sanctuary, this boat included, turn-key island cottage is ready to welcome you.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 19, 2026Previously listedPc$689,000 —X13144318View
    May 23, 2025ListedCurrentFor sale$799,900 —X12168970This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Other
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 14 Victoria Island
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,930
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $671
    1.01% mill rate · ON
    The market

    How this home sits in the South Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The South Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for South Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      $529,442
      Last 30 days
    • Median sold price
      $517,500
      Middle of the market
    • Days on market
      53 d
      Avg from list to close
    • Closed last 30d
      60
      MLS® transactions
    Full South Bruce Peninsula market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 14 Victoria Island — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 14 Victoria Island and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 14 Victoria Island listed for?

      14 Victoria Island is listed at $799,900 on the MLS® (listing X12168970). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 14 Victoria Island have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $799,900
    $0 / sqft · MLS® X12168970
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $624,742
    $574,762Confidence range$674,721
    Asking vs estimate
    ↑↑well-above
    +$175,158
    (+28.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in South Bruce Peninsula sell in about 53 days — this one has been listed 130 days.

    Avg sold price
    $529,442
    Median sold
    $517,500
    Avg days on market
    53
    Recently sold
    60
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Turn-Key, just add you!
  6. Pontoon Boat Included.
  7. The cozy interior features plenty of windows framing views of the lake, and a fireplace to warm up cool mornings or evenings.
  8. Outside, your own private flotation docks await, and you are just minutes by boat to the mainland landing and car park, convenience without sacrificing the tranquility of island life.
  9. Ask Zara a follow-up
    Septic
  10. Parking & garage

    2
    Garage
    None
    Parking spaces
    2
  11. Interior

    4
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
  12. Exterior & construction

    6
    Exterior
    Hardboard
    Roof
    Metal, Tile
    Foundation
    Piers, Poured Concrete
    View
    Lake, Water, Panoramic, Clear
    Waterfront
    Y
    Pool
    None
  13. Listing & possession

    3
    Possession
    2025-07-01T00:00:00.000-00:00
    Property style
    Bungalow
    Property class
    Detached
  14. Combined estimate
    $4,601
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,930
    /mo
    based on the purchase price of $799,900
    $159,980 cash
    $639,920 financed
    $538,981 total interest
    Monthly payment$3,930/ month
    Principal54%$639,920
    Interest46%$538,981

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in South Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 673 Gould Street
      Sold
      Sign in for price
      673 Gould Street
      Detached
    • 1120 King Edward Avenue
      Sold
      Sign in for price
      1120 King Edward Avenue
      Detached
    • 8 Pine Tree Drive
      Sold
      Sign in for price
      8 Pine Tree Drive
      Detached
    • 127 Crawford Drive
      Sold
      Sign in for price
      127 Crawford Drive
      Detached
    • 124 Golden Pond Drive
      Sold
      Sign in for price
      124 Golden Pond Drive
      Detached
    • 98 Birch Street
      Sold
      Sign in for price
      98 Birch Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    14 Victoria IslandThis home4 / 211,001,500$799,900ask———
    673 Gould Street4 / 21,500—
    1120 King Edward Avenue3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in South Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 23 Hemlock Road
      $699,000
      23 Hemlock Road
      Detached 3 2
    • 424 Huron Road
      $799,900
      424 Huron Road
      Detached 4 4
    • 16 Youngs Drive
      $799,000
      16 Youngs Drive
      Detached 3 1
    • 454 Highway 6
      $850,000
      454 Highway 6
      Detached 3 2
    • 16 Fogden Crescent
      $659,900
      16 Fogden Crescent
      Detached 3 1
    • 611 Sixth Street
      $789,900
      611 Sixth Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of Engel & Volkers Toronto Central · displayed on Summitly per MLS® data-share rules

    14 Victoria Island is a 4-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 14 Victoria Island built?

    The year built for 14 Victoria Island isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 14 Victoria Island?

    The 'Property tax' tab in the History section shows the most recent annual tax for 14 Victoria Island plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 14 Victoria Island?

    The affordability calculator on this page shows an estimated monthly mortgage for $799,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 14 Victoria Island been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 14 Victoria Island with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 14 Victoria Island in?

    14 Victoria Island is in South Bruce Peninsula, South Bruce Peninsula. The 'Neighbourhood' section below links to the live South Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

  24. Is South Bruce Peninsula a good place to live?

    South Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full South Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 8 Pine Tree Drive
    4 / 4
    2,000
    —
    127 Crawford Drive3 / 11,500—
    124 Golden Pond Drive3 / 52,000—
    98 Birch Street3 / 21,100—