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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 35 days

    Unit 202 — 145 Columbia Street W

    Waterloo, ON·N2L 0K7·Near Columbia Street w/Phillip Street

    • 2 beds
    Waterloo real estate›X12220539
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 145 Society Condo, the most sought after building in the heart of the Waterloo University District. Beautiful fully furnished modern 2 bedroom 1 bathroom unit is a perfect turnkey investment opportunity. 10ft Ceilings throughout. This unit boasts an abundance of natural light with a large sun filled open concept Kitchen with Quartz countertops and backsplash, built in stainless steel appliances. The living room features luxury laminate flooring media accent wall with a large floor to ceiling window, modern light fixtures as well as built-in desks, beds, side tables in the bedrooms, modern barn style sliding doors and pot lights throughout. The building amenities are state of the art which include a fitness centre, basketball court, sauna, multimedia room, games room, party room stunning rooftop terrace, yoga studio, 24 hour security, keyless entry, business studying and network lounges as well as Starbucks in the lobby. Prime Location across the University of Waterloo, walking distance to Wilfred Laurier University, Uptown Waterloo and the new LTR Station.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 10, 2026Previously listedNew$450,000 —X13429406View
    Jun 13, 2025ListedCurrentFor sale$479,000 —X12220539This page
    Mar 11, 2025Previously listedTer$479,000 —X12020196View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Air conditioning
      Central Air
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 202 — 145 Columbia Street W
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Place Of Worship
    • Public Transit
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,353
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $258
    0.65% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $776,251
      Last 30 days
    • Median sold price
      $707,000
      Middle of the market
    • Days on market
      27 d
      Avg from list to close
    • Closed last 30d
      307
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 202 — 145 Columbia Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 202 — 145 Columbia Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 202 — 145 Columbia Street W listed for?

      Unit 202 — 145 Columbia Street W is listed at $479,000 on the MLS® (listing X12220539). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 202 — 145 Columbia Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 500-599 sqft
  3. Common Element Condo
  4. Asking
    $479,000
    $1 / sqft · MLS® X12220539
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $566,663
    $521,330Confidence range$611,996
    Asking vs estimate
    ↓below
    −$87,663
    (-15.5%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 27 days — this one has been listed 35 days.

    Avg sold price
    $776,251
    Median sold
    $707,000
    Avg days on market
    27
    Recently sold
    307
    See comparable sales
    This unit boasts an abundance of natural light with a large sun filled open concept Kitchen with Quartz countertops and backsplash, built in stainless steel appliances.
    Ask Zara a follow-up

    Parking & garage

    3
    Garage
    Underground
    Garage spaces
    1
    Parking spaces
    1
  6. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    4
  7. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Flat
    Foundation
    Concrete
    Patio
    None
    Balcony
    None
  8. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Apartment
    Property class
    Common Element Condo
  9. Room-by-room · 4 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Bedroom
      laminate · window floor to ceiling
      11.0 × 10.0 ft
    • Bedroom
      Laminate
      10.0 × 10.0 ft
    • Living Room
      open concept · combined w/kitchen · window floor to ceiling
      12.0 × 10.0 ft
    • Kitchen
      quartz counter · b/i appliances · double sink
      13.0 × 9.0 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $260
    per month
    Building details
    • Unit2
    • Storeys (building)2
    • ExposureWest
    • LockerOwned
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corpWSCC
    • Corp #790
    • Property managerCraft Property Group
    Building amenities
    • Concierge
    • Elevator
    • Exercise Room
    • Game Room
    • Gym
    • Media Room
    Combined estimate
    $2,611
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,353
    /mo
    based on the purchase price of $479,000
    $95,800 cash
    $383,200 financed
    $322,755 total interest
    Monthly payment$2,353/ month
    Principal54%$383,200
    Interest46%$322,755

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable common element condos that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 145 Columbia Street
      Sold
      Sign in for price
      145 Columbia Street
      Common Element Condo
    • 250 Albert Street
      Sold
      Sign in for price
      250 Albert Street
      Common Element Condo
    • 251 Hemlock Street
      Sold
      Sign in for price
      251 Hemlock Street
      Common Element Condo
    • 30 Blue Springs Drive
      Sold
      Sign in for price
      30 Blue Springs Drive
      Common Element Condo
    • 251 Hemlock Street
      Sold
      Sign in for price
      251 Hemlock Street
      Common Element Condo
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 202 — 145 Columbia Street WThis home2 / 1500,599$479,000ask$1——
    145 Columbia Street2 / 1600—
    250 Albert Street1 / 1——
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More common element condos in Waterloo

    Active listings within ±20% of this asking price.

    • 275 Larch Street
      $500,000
      275 Larch Street
      Common Element Condo 1 2
    • 145 Columbia Street
      $449,900
      145 Columbia Street
      Common Element Condo 2 1
    • 350 Erbsville Road
      $570,000
      350 Erbsville Road
      Common Element Condo 3 3
    • 275 Larch Street
      $447,900
      275 Larch Street
      Common Element Condo 2 2
    • 258B Sunview Street
      $409,900
      258B Sunview Street
      Common Element Condo 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  10. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  11. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  12. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  13. Public listing courtesy of ROYAL LEPAGE YOUR COMMUNITY REALTY · displayed on Summitly per MLS® data-share rules

    Unit 202 — 145 Columbia Street W is a 2-bedroom, 1-bath, 500-599 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  14. When was Unit 202 — 145 Columbia Street W built?

    The year built for Unit 202 — 145 Columbia Street W isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  15. What is the property tax for Unit 202 — 145 Columbia Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 202 — 145 Columbia Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  16. How much would the monthly mortgage be on Unit 202 — 145 Columbia Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $479,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  17. Has Unit 202 — 145 Columbia Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 202 — 145 Columbia Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  18. What neighbourhood is Unit 202 — 145 Columbia Street W in?

    Unit 202 — 145 Columbia Street W is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  19. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  20. 251 Hemlock Street
    2 / 2
    700
    —
    30 Blue Springs Drive2 / 21,000—
    251 Hemlock Street2 / 2700—