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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 149 daysPrice drop · $220,000 off (-18.3%)

    54 Carter Road

    Northern Bruce Peninsula·Northern Bruce Peninsula, ON·N0H 1W0·Near Highway 6, Cherry Hill Road, Lindsay Road 5, East Road, Cape Chin South Road

    Northern Bruce Peninsula real estate›X12592802
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Surrounded by mature evergreens and some hardwood bush, this well maintained year round waterfront home, located on the shores of Georgian Bay in beautiful Cape Chin South. This three bedroom, four piece bathroom home was custom built by the owner and has been meticulously cared for over the years. The property is heavily treed with mature cedar, spruce, pine, ironwood, maple and birch and is beautifully landscaped with gardens throughout. There are custom stone patios, pergolas, a mini basketball court, seven seating areas, a covered pavilion, a firepit at the water's edge to enjoy the fabulous cape to cape views that the bay has to offer. The interior of the home is warm and inviting that features an open concept living area, with Birch hardwood flooring; walkout to spacious deck from living area. There is a cozy propane fireplace with stone surround and space for overhead media. The propane fireplace easily heats the home and there is electric baseboard heat for the bedrooms. The eat-in kitchen area has lovely cherry-finished cabinetry, travertine stone backsplash, two ventilating skylights which provide plenty of natural light and with a walkout to patio. The bedrooms are of good size; the primary bedroom has a walk-in closet; the four piece (recently renovated) bathroom has in-floor heat. Separate laundry room. The exterior of the home is cedar siding, the roof was re-shingled in 2007 with 40 year premium asphalt shingles over ice-block wrapping and double plywood sheathing. There is a wired Generac that powers the home in case of a power outage. Property is located on a year round municipal road. The trails are nearby. If you're looking for a great waterfront escape, surrounded by nature, here's a good place to make this your home or cottage getaway. Taxes: $4534.00. The property is a pleasure to show! Please do not enter the property without an appointment.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 24, 2026Price reducedCurrentReduced$980,000−$220,000 (18.3%)X12592802This page
    May 11, 2026Previously listedNew$890,000 —X13114502View
    Dec 1, 2025ListedCurrentFor sale$1,200,000 —X12592802This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 54 Carter Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake Access
    • School Bus Route
    • Wooded/Treed
    • Part Cleared
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,814
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $378
    0.46% mill rate · ON
    The market

    How this home sits in the Northern Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Northern Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for Northern Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      $498,983
      Last 30 days
    • Median sold price
      $455,000
      Middle of the market
    • Days on market
      62 d
      Avg from list to close
    • Closed last 30d
      60
      MLS® transactions
    Full Northern Bruce Peninsula market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 54 Carter Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 54 Carter Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 54 Carter Road listed for?

      54 Carter Road is listed at $980,000 on the MLS® (listing X12592802). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 54 Carter Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

    • 3 beds
    • 1 bath
    • 700-1100 sqft
    • Detached
    • Built 31-50
    • < .50 ac lot
    Asking
    $980,000
    $0 / sqft · MLS® X12592802
    Chat Zara
  1. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $498,983
    $459,064Confidence range$538,902
    Asking vs estimate
    ↑↑well-above
    +$481,017
    (+96.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Northern Bruce Peninsula sell in about 62 days — this one has been listed 149 days.

    Avg sold price
    $498,983
    Median sold
    $455,000
    Avg days on market
    62
    Recently sold
    60
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • There are custom stone patios, pergolas, a mini basketball court, seven seating areas, a covered pavilion, a firepit at the water's edge to enjoy the fabulous cape to cape views that the bay has to offer.
    • The interior of the home is warm and inviting that features an open concept living area, with Birch hardwood flooring; walkout to spacious deck from living area.
    • There is a cozy propane fireplace with stone surround and space for overhead media.
    • The eat-in kitchen area has lovely cherry-finished cabinetry, travertine stone backsplash, two ventilating skylights which provide plenty of natural light and with a walkout to patio.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  2. Parking & garage

    4
    Garage
    None
    Garage spaces
    2
    Parking spaces
    4
    Driveway
    Private
  3. Interior

    5
    Basement
    Crawl Space
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
  4. Exterior & construction

    5
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Waterfront
    Y
    Pool
    None
  5. Lot & land

    2
    Year built
    31-50
    Zoning
    R2
  6. Listing & possession

    3
    Occupancy
    90 Days TBA
    Property style
    Bungalow
    Property class
    Detached
  7. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bedroom 3
      13.0 × 9.2 ft
    • Bedroom 2
      10.2 × 9.0 ft
    • Living Room
      carpet free · fireplace
      14.4 × 13.8 ft
    • Bathroom
      4 Pc Bath
      11.4 × 5.4 ft
    • Bedroom
      12.2 × 12.2 ft
    • Laundry
      8.0 × 5.0 ft
    • Kitchen
      vaulted ceiling(s) · w/o to patio
      15.2 × 13.0 ft
    Combined estimate
    $5,192
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,814
    /mo
    based on the purchase price of $980,000
    $196,000 cash
    $784,000 financed
    $660,334 total interest
    Monthly payment$4,814/ month
    Principal54%$784,000
    Interest46%$660,334

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Northern Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1166 Dorcas Bay Road
      Sold
      Sign in for price
      1166 Dorcas Bay Road
      Detached
    • 74 Parker Island Road
      Sold
      Sign in for price
      74 Parker Island Road
      Detached
    • 154 Myles Bay Shore Road
      Sold
      Sign in for price
      154 Myles Bay Shore Road
      Detached
    • 717 Spry Road
      Sold
      Sign in for price
      717 Spry Road
      Detached
    • 191 Widgeon Cove Road
      Sold
      Sign in for price
      191 Widgeon Cove Road
      Detached
    • 102 Carter Road
      Sold
      Sign in for price
      102 Carter Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    54 Carter RoadThis home3 / 17,001,100$980,000ask———
    1166 Dorcas Bay Road4 / 22,000—
    74 Parker Island Road3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Northern Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 27 Hope Drive
      $860,000
      27 Hope Drive
      Detached 3 1
    • 67 Big Tub Road
      $825,000
      67 Big Tub Road
      Detached 3 3
    • 60 Isthmus Bay Road
      $1,049,000
      60 Isthmus Bay Road
      Detached 2 1
    • 79 Pine Tree Harbour Road
      $949,900
      79 Pine Tree Harbour Road
      Detached 2 1
    • 37 Paradise Drive
      $1,100,000
      37 Paradise Drive
      Detached 3 3
    • 20 Cottage Cove Road
      $895,000
      20 Cottage Cove Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  8. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  9. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  10. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  11. Public listing courtesy of RE/MAX Grey Bruce Realty Inc. · displayed on Summitly per MLS® data-share rules

    54 Carter Road is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  12. When was 54 Carter Road built?

    54 Carter Road was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  13. What is the property tax for 54 Carter Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 54 Carter Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  14. How much would the monthly mortgage be on 54 Carter Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $980,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  15. Has 54 Carter Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 54 Carter Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  16. What neighbourhood is 54 Carter Road in?

    54 Carter Road is in Northern Bruce Peninsula, Northern Bruce Peninsula. The 'Neighbourhood' section below links to the live Northern Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

  17. Is Northern Bruce Peninsula a good place to live?

    Northern Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full Northern Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  18. 154 Myles Bay Shore Road
    3 / 1
    700
    —
    717 Spry Road3 / 11,100—
    191 Widgeon Cove Road3 / 21,500—
    102 Carter Road3 / 11,100—