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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 7 days

    79 Pine Tree Harbour Road

    Northern Bruce Peninsula·Northern Bruce Peninsula, ON·N0H 1Z0·Near Pine Tree Harbour Rd, Lindsay Rd 30

    • 2 beds
    Northern Bruce Peninsula real estate›X13446486
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to your private waterfront retreat on Pine Tree Harbour. Set on 2.38 acres with over 300 feet of shoreline, this charming and spacious dovetail log cottage offers an exceptional opportunity to enjoy the natural beauty and tranquility of the Bruce Peninsula. The deep, protected harbour is ideal for boating, fishing, swimming, and exploring the surrounding waters, while the expansive property provides outstanding privacy and room to unwind. The property features a boathouse for convenient waterfront storage and easy access to your watercraft. Inside, the cottage exudes warmth and character, creating the perfect setting for family gatherings and memorable weekends. A separate guest bunkie comfortably sleeps up to six guests, offering ample space for family and friends. Additionally, a cleared and prepared area is ready for a future garage or storage building, providing added versatility. Whether you're seeking a seasonal escape or a place to create lasting memories, this Pine Tree Harbour gem delivers the ultimate waterfront lifestyle.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 15, 2026ListedCurrentFor sale$949,900 —X13446486This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Other
      Air conditioning
      None
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 79 Pine Tree Harbour Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Cul de Sac/Dead End
    • Lake Access
    • Waterfront
    • Wooded/Treed
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,667
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $345
    0.44% mill rate · ON
    The market

    How this home sits in the Northern Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Northern Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for Northern Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      $503,693
      Last 30 days
    • Median sold price
      $460,000
      Middle of the market
    • Days on market
      62 d
      Avg from list to close
    • Closed last 30d
      57
      MLS® transactions
    Full Northern Bruce Peninsula market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 79 Pine Tree Harbour Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 79 Pine Tree Harbour Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 79 Pine Tree Harbour Road listed for?

      79 Pine Tree Harbour Road is listed at $949,900 on the MLS® (listing X13446486). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 79 Pine Tree Harbour Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1500-2000 sqft
  3. Detached
  4. 2-4.99 ac lot
  5. Asking
    $949,900
    $0 / sqft · MLS® X13446486
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $367,696
    $338,280Confidence range$397,112
    Asking vs estimate
    ↑↑well-above
    +$582,204
    (+158.3%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Northern Bruce Peninsula sell in about 62 days — this one has been listed 7 days.

    Avg sold price
    $503,693
    Median sold
    $460,000
    Avg days on market
    62
    Recently sold
    57
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Welcome to your private waterfront retreat on Pine Tree Harbour.
  7. Set on 2.38 acres with over 300 feet of shoreline, this charming and spacious dovetail log cottage offers an exceptional opportunity to enjoy the natural beauty and tranquility of the Bruce Peninsula.
  8. A separate guest bunkie comfortably sleeps up to six guests, offering ample space for family and friends.
  9. Additionally, a cleared and prepared area is ready for a future garage or storage building, providing added versatility.
  10. Ask Zara a follow-up
    Well
    Sewer
    Septic
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    8
    Driveway
    Private
  12. Interior

    5
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Main Level
  13. Exterior & construction

    6
    Exterior
    Log, Wood
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete, Stone
    View
    Lake, Trees/Woods, Water
    Waterfront
    Y
    Pool
    None
  14. Lot & land

    1
    Zoning
    R2-EH
  15. Listing & possession

    4
    Possession
    2026-07-15T00:00:00.000-00:00
    Occupancy
    TBN
    Property style
    1 1/2 Storey
    Property class
    Detached
  16. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Utility Room
      3.6 × 5.0 ft
    • Kitchen
      11.1 × 12.8 ft
    • Dining Room
      10.2 × 22.1 ft
    • Bathroom
      10.2 × 7.6 ft
    • Living Room
      34.3 × 16.4 ft

    Second level

    3 rooms
    • Bedroom 2
      11.2 × 12.9 ft
    • Primary Bedroom
      11.2 × 16.8 ft
    • Family Room
      11.3 × 16.8 ft
    Combined estimate
    $5,012
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,667
    /mo
    based on the purchase price of $949,900
    $189,980 cash
    $759,920 financed
    $640,052 total interest
    Monthly payment$4,667/ month
    Principal54%$759,920
    Interest46%$640,052

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Northern Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 154 Myles Bay Shore Road
      Sold
      Sign in for price
      154 Myles Bay Shore Road
      Detached
    • 717 Spry Road
      Sold
      Sign in for price
      717 Spry Road
      Detached
    • 191 Widgeon Cove Road
      Sold
      Sign in for price
      191 Widgeon Cove Road
      Detached
    • 102 Carter Road
      Sold
      Sign in for price
      102 Carter Road
      Detached
    • 6 Point View Drive
      Sold
      Sign in for price
      6 Point View Drive
      Detached
    • 403 Eagle Road
      Sold
      Sign in for price
      403 Eagle Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    79 Pine Tree Harbour RoadThis home2 / 115,002,000$949,900ask———
    154 Myles Bay Shore Road3 / 1700—
    717 Spry Road3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Northern Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 67 Big Tub Road
      $825,000
      67 Big Tub Road
      Detached 3 3
    • 60 Isthmus Bay Road
      $1,049,000
      60 Isthmus Bay Road
      Detached 2 1
    • 37 Paradise Drive
      $1,100,000
      37 Paradise Drive
      Detached 3 3
    • 20 Cottage Cove Road
      $895,000
      20 Cottage Cove Road
      Detached 3 2
    • 155 North Shore Road
      $950,000
      155 North Shore Road
      Detached 2 1
    • 117 East Road
      $899,900
      117 East Road
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Chestnut Park Real Estate · displayed on Summitly per MLS® data-share rules

    79 Pine Tree Harbour Road is a 2-bedroom, 1-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 79 Pine Tree Harbour Road built?

    The year built for 79 Pine Tree Harbour Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  22. What is the property tax for 79 Pine Tree Harbour Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 79 Pine Tree Harbour Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 79 Pine Tree Harbour Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $949,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 79 Pine Tree Harbour Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 79 Pine Tree Harbour Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 79 Pine Tree Harbour Road in?

    79 Pine Tree Harbour Road is in Northern Bruce Peninsula, Northern Bruce Peninsula. The 'Neighbourhood' section below links to the live Northern Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

  26. Is Northern Bruce Peninsula a good place to live?

    Northern Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full Northern Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 191 Widgeon Cove Road
    3 / 2
    1,500
    —
    102 Carter Road3 / 11,100—
    6 Point View Drive3 / 21,500—
    403 Eagle Road3 / 1700—