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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 110 daysPrice drop · $75,100 off (-9.7%)

    42420 JOHN WISE Line

    Rural Central Elgin·Central Elgin, ON·N5R 5T5·Near SUNSET DRIVE

    • 5 beds
    Central Elgin real estate›X12856292
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sun, Jun 28
      2026-06-28T17:00:00.000-00:00 – 2026-06-28T19:00:00.000-00:00
      Public
    Overview

    What this listing tells us

    Property description

    Nicely located just south of St. Thomas in a rural Central Elgin setting. This 3600 sq ft, 1.5 storey solid home was built in the 70's and has an apartment on the upper level with 3 bedrooms plus kitchen and family room and separate side entrance. Finished lower level. 2 bedrooms on main level. Main house has 400 amp service with all electric heat back up. House does have high efficiency gas furnace with ductwork and central air. Huge rear deck and gazebo. Spacious rooms, spiral staircase, large closets, attached double garage with 2 piece bath and storage under garage. All windows new, paint, flooring, trim and doors.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Nicely located just south of St.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 23, 2026Price reducedCurrentReduced$699,900−$75,100 (9.7%)X12856292This page
    Mar 6, 2026Previously listedPc$299,900 —X12856494View
    Mar 6, 2026ListedCurrentFor sale$775,000 —X12856292This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 42420 JOHN WISE Line
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,438
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $385
    0.66% mill rate · ON
    The market

    How this home sits in the Central Elgin market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Central Elgin market right now

    Average sold price, days on market, and closed-transaction count for Central Elgin — sourced from MLS®.

    • Avg sold price
      $696,417
      Last 30 days
    • Median sold price
      $645,750
      Middle of the market
    • Days on market
      50 d
      Avg from list to close
    • Closed last 30d
      60
      MLS® transactions
    Full Central Elgin market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 42420 JOHN WISE Line — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 42420 JOHN WISE Line and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 42420 JOHN WISE Line listed for?

      42420 JOHN WISE Line is listed at $699,900 on the MLS® (listing X12856292). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 42420 JOHN WISE Line have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 3000-3500 sqft
  3. Detached
  4. Built 31-50
  5. Asking
    $699,900
    $0 / sqft · MLS® X12856292
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $947,127
    $871,357Confidence range$1,022,897
    Asking vs estimate
    ↓below
    −$247,227
    (-26.1%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Central Elgin sell in about 50 days — this one has been listed 110 days.

    Avg sold price
    $696,417
    Median sold
    $645,750
    Avg days on market
    50
    Recently sold
    60
    See comparable sales
    This 3600 sq ft, 1.5 storey solid home was built in the 70's and has an apartment on the upper level with 3 bedrooms plus kitchen and family room and separate side entrance.
  7. Huge rear deck and gazebo.
  8. Spacious rooms, spiral staircase, large closets, attached double garage with 2 piece bath and storage under garage.
  9. Ask Zara a follow-up
    Septic
  10. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    12
    Driveway
    Private Triple
  11. Interior

    4
    Basement
    Finished, Apartment
    Family room
    Y
    Kitchens
    3
    Total rooms
    8
  12. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Pool
    None
  13. Lot & land

    2
    Year built
    31-50
    Zoning
    R1
  14. Listing & possession

    3
    Occupancy
    FLEXIBLE
    Property style
    1 1/2 Storey
    Property class
    Detached
  15. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Bedroom
      11.8 × 11.8 ft
    • Primary Bedroom
      15.7 × 11.8 ft
    • Kitchen
      23.0 × 11.2 ft

    Second level

    6 rooms
    • Living Room
      11.5 × 9.8 ft
    • Kitchen
      13.1 × 7.5 ft
    • Bedroom
      14.0 × 11.0 ft
    • Bedroom
      14.0 × 11.5 ft
    • Family Room
      13.1 × 11.5 ft
    • Bedroom
      11.5 × 9.8 ft

    Lower level

    4 rooms
    • Family Room
      16.4 × 10.0 ft
    • Kitchen
      11.5 × 8.2 ft
    • Laundry
      11.5 × 9.8 ft
    • Recreation
      24.9 × 11.5 ft
    Combined estimate
    $3,823
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,438
    /mo
    based on the purchase price of $699,900
    $139,980 cash
    $559,920 financed
    $471,600 total interest
    Monthly payment$3,438/ month
    Principal54%$559,920
    Interest46%$471,600

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

    Comparable detacheds that just sold in Central Elgin

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 5978 Sunset Road
      Sold
      Sign in for price
      5978 Sunset Road
      Detached
    • 289 Ashford (Lot 4) Street
      Sold
      Sign in for price
      289 Ashford (Lot 4) Street
      Detached
    • 409 Tower Heights Drive
      Sold
      Sign in for price
      409 Tower Heights Drive
      Detached
    • 148 Old Field Lane
      Sold
      Sign in for price
      148 Old Field Lane
      Detached
    • 210 Cornell Drive
      Sold
      Sign in for price
      210 Cornell Drive
      Detached
    • 46160 NORTH Street
      Sold
      Sign in for price
      46160 NORTH Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    42420 JOHN WISE LineThis home5 / 430,003,500$699,900ask———
    5978 Sunset Road4 / 41,500—
    289 Ashford (Lot 4) Street4 / 32,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Central Elgin

    Active listings within ±20% of this asking price.

    • 30 Jacklin Court
      $829,000
      30 Jacklin Court
      Detached 4 4
    • 403 Breakwater Boulevard
      $649,000
      403 Breakwater Boulevard
      Detached 4 3
    • 174 Harrison Place
      $799,900
      174 Harrison Place
      Detached 5 2
    • 137 St George Street
      $779,900
      137 St George Street
      Detached 4 2
    • 182 Emery Street
      $779,900
      182 Emery Street
      Detached 4 3
    • 233 COLBORNE Street
      $649,900
      233 COLBORNE Street
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of RE/MAX CENTRE CITY REALTY INC. · displayed on Summitly per MLS® data-share rules

    42420 JOHN WISE Line is a 5-bedroom, 4-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 42420 JOHN WISE Line built?

    42420 JOHN WISE Line was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 42420 JOHN WISE Line?

    The 'Property tax' tab in the History section shows the most recent annual tax for 42420 JOHN WISE Line plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 42420 JOHN WISE Line?

    The affordability calculator on this page shows an estimated monthly mortgage for $699,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 42420 JOHN WISE Line been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 42420 JOHN WISE Line with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 42420 JOHN WISE Line in?

    42420 JOHN WISE Line is in Rural Central Elgin, Central Elgin. The 'Neighbourhood' section below links to the live Central Elgin real estate hub with average sold price, days on market, and current inventory.

  25. Is Central Elgin a good place to live?

    Central Elgin is one of ON's actively-tracked Summitly markets. The full Central Elgin real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 409 Tower Heights Drive
    4 / 3
    1,500
    —
    148 Old Field Lane5 / 42,500—
    210 Cornell Drive4 / 42,500—
    46160 NORTH Street4 / 42,500—