Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 10 days

    45 Main Street

    Gananoque·Gananoque, ON·K7G 2L8·Near King St

    • 3 beds
    Gananoque real estate›X12936534
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 45 Main Street in the heart of Gananoque. A rare opportunity just steps from the scenic St. Lawrence River in the gateway to the Thousand Islands.This charming and versatile home welcomes you with a covered front porch and a bright, spacious main level featuring a generous living room, dining area, and an updated kitchen designed for both everyday living and entertaining. A flexible rear room with its own side entrance offers incredible potential-perfect for a home office, small business, or easily used as a main floor bedroom, along with a convenient 2-piece bath on the main floor. Just beyond, an additional bonus space with attic loft provides excellent flexibility for a workshop, hobby area, or extra storage-ideal for those needing room to create, build, or stay organized. Upstairs, you'll find three comfortable bedrooms and a full bathroom, offering ideal space for families or guests.Outside, enjoy a yard complete with a patio and deck-perfect for entertaining or relaxing. The unbeatable walkable location provides easy access to the marina, parks, shops, restaurants, and local attractions.Set in one of Eastern Ontario's most desirable waterfront communities, known for its vibrant lifestyle and proximity to major centres, this is your chance to own a character-filled home in a high-demand location. CR zoning allows for a variety of residential or commercial uses. A standout opportunity in an exceptional setting.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 20, 2026Previously listedNew$450,000 —X13151518View
    Apr 9, 2026Previously listedTer$450,000 —X12976436View
    Mar 30, 2026ListedCurrentFor sale$475,000 —X12936534This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 45 Main Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • School
    • Park
    • Marina
    • Beach
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,334
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $197
    0.50% mill rate · ON
    The market

    How this home sits in the Gananoque market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Gananoque market right now

    Average sold price, days on market, and closed-transaction count for Gananoque — sourced from MLS®.

    • Avg sold price
      $742,763
      Last 30 days
    • Median sold price
      $535,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      35
      MLS® transactions
    Full Gananoque market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 45 Main Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 45 Main Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 45 Main Street listed for?

      45 Main Street is listed at $475,000 on the MLS® (listing X12936534). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 45 Main Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $475,000
    $0 / sqft · MLS® X12936534
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $742,763
    $683,342Confidence range$802,184
    Asking vs estimate
    ↓below
    −$267,763
    (-36.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Gananoque sell in about 43 days — this one has been listed 10 days.

    Avg sold price
    $742,763
    Median sold
    $535,000
    Avg days on market
    43
    Recently sold
    35
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    • Welcome to 45 Main Street in the heart of Gananoque.
    • A rare opportunity just steps from the scenic St.
    • Just beyond, an additional bonus space with attic loft provides excellent flexibility for a workshop, hobby area, or extra storage-ideal for those needing room to create, build, or stay organized.
    • Upstairs, you'll find three comfortable bedrooms and a full bathroom, offering ideal space for families or guests.Outside, enjoy a yard complete with a patio and deck-perfect for entertaining or relaxing.
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  9. Interior

    6
    Basement
    Crawl Space
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Lower Level
    Elevator
    N
  10. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Metal, Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  11. Lot & land

    2
    Year built
    100+
    Zoning
    CR
  12. Listing & possession

    3
    Occupancy
    tbd
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Family Room
      14.2 × 11.2 ft
    • Bathroom
      2 Pc Bath
      2.8 × 6.7 ft
    • Other
      12.6 × 11.2 ft
    • Kitchen
      11.1 × 12.5 ft
    • Dining Room
      7.7 × 12.2 ft
    • Living Room
      12.6 × 12.2 ft

    Second level

    4 rooms
    • Bedroom
      10.2 × 9.7 ft
    • Bedroom
      8.3 × 9.9 ft
    • Bathroom
      4 Pc Bath
      4.5 × 8.6 ft
    • Primary Bedroom
      15.9 × 11.2 ft
    Combined estimate
    $2,531
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,334
    /mo
    based on the purchase price of $475,000
    $95,000 cash
    $380,000 financed
    $320,060 total interest
    Monthly payment$2,334/ month
    Principal54%$380,000
    Interest46%$320,060

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Gananoque

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 479 Henrietta Street
      Sold
      Sign in for price
      479 Henrietta Street
      Detached
    • 2211 Hitchcock Road
      Sold
      Sign in for price
      2211 Hitchcock Road
      Detached
    • 340 River Street
      Sold
      Sign in for price
      340 River Street
      Detached
    • 108 South Street
      Sold
      Sign in for price
      108 South Street
      Detached
    • 80 Market Street
      Sold
      Sign in for price
      80 Market Street
      Detached
    • 5034 Highway 2
      Sold
      Sign in for price
      5034 Highway 2
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    45 Main StreetThis home3 / 211,001,500$475,000ask———
    479 Henrietta Street3 / 2700—
    2211 Hitchcock Road3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Gananoque

    Active listings within ±20% of this asking price.

    • 229 Johnson Bay Lane
      $495,000
      229 Johnson Bay Lane
      Detached 2 1
    • 3658 Highway 2
      $560,000
      3658 Highway 2
      Detached 3 2
    • 275 Victoria Avenue
      $439,900
      275 Victoria Avenue
      Detached 3 2
    • 560 King Street
      $499,900
      560 King Street
      Detached 3 2
    • 193 Elizabeth Drive
      $559,900
      193 Elizabeth Drive
      Detached 3 2
    • 1726 Turcotte Lane
      $499,900
      1726 Turcotte Lane
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of EXP REALTY, BROKERAGE · displayed on Summitly per MLS® data-share rules

    45 Main Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 45 Main Street built?

    45 Main Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 45 Main Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 45 Main Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 45 Main Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $475,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 45 Main Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 45 Main Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 45 Main Street in?

    45 Main Street is in Gananoque, Gananoque. The 'Neighbourhood' section below links to the live Gananoque real estate hub with average sold price, days on market, and current inventory.

  23. Is Gananoque a good place to live?

    Gananoque is one of ON's actively-tracked Summitly markets. The full Gananoque real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 340 River Street
    2 / 1
    700
    —
    108 South Street3 / 21,500—
    80 Market Street4 / 32,000—
    5034 Highway 24 / 43,000—