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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 28 days

    196 Lourdes Street

    Waterloo, ON·N2L 1N7·Near Dietz Ave S & Lourdes St.

    • 2 beds
    • 2 baths
    Waterloo real estate›X13054724
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    WESTMOUNT! Updated bungalow situated on a wide lot with a private fenced side yard, surrounded by mature trees. Offering over 1,600 sq. ft. of living space, this home combines timeless character with thoughtful modern updates. The bright and welcoming living room features a large bay window and classic California shutters, creating a warm and inviting space for everyday living or entertaining. The updated kitchen is beautifully finished with custom Chervin cabinetry, quartz countertops, and stainless steel appliances. The main bathroom offers a granite-topped vanity and a glass walk-in shower complete with bench seating and handrails. The bedrooms feature fresh carpet and generous closet space. The fully finished basement adds valuable living space with a large rec room anchored by a cozy gas fireplace, a 2-piece bathroom, a spacious bonus room large enough to function as a third bedroom - and consistently used as one - plus a large laundry room and plenty of storage. Enjoy additional seasonal living space in the attached 11' x 19' sunroom, or step outside to the spacious patio with charming gazebo, perfect for relaxing or entertaining. The impressive 24' x 23' double-car garage includes dedicated workshop space and easily accommodates two vehicles while still offering room for storage, hobbies, or projects. A double-wide driveway adds everyday convenience, and the water softener is brand new. Located just steps from top-rated schools and within walking distance to vibrant Uptown Waterloo, this home offers easy access to cafes, restaurants, shopping, the LRT, and Waterloo Park. A fantastic opportunity to own a move-in-ready home in one of Waterloo's most established and desirable neighbourhoods.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 25, 2026Previously listedSc$759,900 —X13174698View
    Apr 28, 2026ListedCurrentFor sale$797,800 —X13054724This page
    Apr 14, 2026Previously listedSus$799,900 —X12998826View
    Oct 22, 2025SoldSold$850,000+$100,000 (13.3%)X12463053View
    Oct 14, 2025Previously listedSld$750,000 —X12463053View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 196 Lourdes Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • School
    • School Bus Route
    • Place Of Worship
    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,919
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $500
    0.75% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $777,925
      Last 30 days
    • Median sold price
      $706,000
      Middle of the market
    • Days on market
      27 d
      Avg from list to close
    • Closed last 30d
      304
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 196 Lourdes Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 196 Lourdes Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 196 Lourdes Street listed for?

      196 Lourdes Street is listed at $797,800 on the MLS® (listing X13054724). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 196 Lourdes Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 700-1100 sqft
  2. Detached
  3. Built 51-99
  4. < .50 ac lot
  5. Asking
    $797,800
    $0 / sqft · MLS® X13054724
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $567,885
    $522,454Confidence range$613,316
    Asking vs estimate
    ↑↑well-above
    +$229,915
    (+40.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 27 days — this one has been listed 28 days.

    Avg sold price
    $777,925
    Median sold
    $706,000
    Avg days on market
    27
    Recently sold
    304
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Updated bungalow situated on a wide lot with a private fenced side yard, surrounded by mature trees.
    • The updated kitchen is beautifully finished with custom Chervin cabinetry, quartz countertops, and stainless steel appliances.
    • Enjoy additional seasonal living space in the attached 11' x 19' sunroom, or step outside to the spacious patio with charming gazebo, perfect for relaxing or entertaining.
    • The impressive 24' x 23' double-car garage includes dedicated workshop space and easily accommodates two vehicles while still offering room for storage, hobbies, or projects.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    5
    Driveway
    Private Double
  8. Interior

    5
    Basement
    Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Elevator
    N
  9. Exterior & construction

    4
    Exterior
    Brick Veneer, Aluminum Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Pool
    None
  10. Lot & land

    2
    Year built
    51-99
    Zoning
    SR2
  11. Listing & possession

    3
    Occupancy
    30-59 days
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Living Room
      11.5 × 17.0 ft
    • Bedroom
      10.5 × 15.5 ft
    • Kitchen
      12.5 × 16.5 ft
    • Primary Bedroom
      11.5 × 17.0 ft

    Basement level

    3 rooms
    • Recreation
      11.2 × 21.5 ft
    • Other
      23.2 × 12.5 ft
    • Utility Room
      11.5 × 27.6 ft
  13. Park
  14. Combined estimate
    $4,419
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,919
    /mo
    based on the purchase price of $797,800
    $159,560 cash
    $638,240 financed
    $537,566 total interest
    Monthly payment$3,919/ month
    Principal54%$638,240
    Interest46%$537,566

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 260 Dewdrop Crescent
      Sold
      Sign in for price
      260 Dewdrop Crescent
      Detached
    • 7 Alona Avenue
      Sold
      Sign in for price
      7 Alona Avenue
      Detached
    • 627 Glen Forrest Boulevard
      Sold
      Sign in for price
      627 Glen Forrest Boulevard
      Detached
    • 109 Ashberry Place
      Sold
      Sign in for price
      109 Ashberry Place
      Detached
    • 363 Northlake Drive
      Sold
      Sign in for price
      363 Northlake Drive
      Detached
    • 363 Roselawn Place
      Sold
      Sign in for price
      363 Roselawn Place
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    196 Lourdes StreetThis home2 / 27,001,100$797,800ask———
    260 Dewdrop Crescent4 / 42,500—
    7 Alona Avenue3 / 32,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Waterloo

    Active listings within ±20% of this asking price.

    • 535 Sprucehill Avenue
      $929,900
      535 Sprucehill Avenue
      Detached 3 2
    • 543 GLEN FORREST Boulevard
      $689,900
      543 GLEN FORREST Boulevard
      Detached 3 3
    • 591 Dogwood Lane
      $769,000
      591 Dogwood Lane
      Detached 3 2
    • 514 Havelock Drive
      $699,900
      514 Havelock Drive
      Detached 3 2
    • 223 Buttercup Court
      $859,900
      223 Buttercup Court
      Detached 3 4
    • 491 Sandbanks Crescent
      $800,000
      491 Sandbanks Crescent
      Detached 4 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of RE/MAX TWIN CITY REALTY INC. · displayed on Summitly per MLS® data-share rules

    196 Lourdes Street is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 196 Lourdes Street built?

    196 Lourdes Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  20. What is the property tax for 196 Lourdes Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 196 Lourdes Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 196 Lourdes Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $797,800 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 196 Lourdes Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 196 Lourdes Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 196 Lourdes Street in?

    196 Lourdes Street is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  24. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 627 Glen Forrest Boulevard
    3 / 2
    1,100
    —
    109 Ashberry Place4 / 42,000—
    363 Northlake Drive4 / 42,000—
    363 Roselawn Place3 / 21,100—