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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 34 days

    15 Whitechurch Street

    Huron-Kinloss·Huron-Kinloss, ON·N0G 2W0·Near HWY 86 & Whitechurch St

    • 4 beds
    Huron-Kinloss real estate›X13057970
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to your new happy place in Whitechurch! This super clean 4-bedroom, 2-bathroom gem is just a hop, skip, and jump away from Wingham and Lucknow, making it the perfect blend of village vibes and easy access to everything you need. As you step inside, you'll be greeted by a fresh, updated interior that feels like home. The spacious living and dining areas are ideal for cozy nights in or entertaining friends. Plus, there's a convenient main-floor bedroom, perfect for guests or if you just want to keep things easy. The other three bedrooms give you plenty of space for your personal sanctuary or a home office setup. Now, let's talk outdoor space. The backyard is such a great size! Picture yourself hosting summer barbecues, gardening, or just chilling in the sun. There's even a detached heated garage for all your storage needs or maybe a workshop for your DIY projects. And if you're looking to unwind, you're in luck! This place comes with a hot tub, ready for those well-deserved relaxation sessions after a long day. Recent updates, including a brand-new furnace and heat pump from 2024, mean you'll be comfy all year round. Living in Whitechurch, you get the best of both worlds: peaceful, small-town living with quick access to shops, schools, and all the fun stuff in Wingham and Lucknow. This isn't just a house; it's a space where you can create memories and live your best life. Don't miss out-schedule a viewing today and see what makes this place so special!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 3, 2026Previously listedPc$499,900 —X13234276View
    Apr 29, 2026ListedCurrentFor sale$549,900 —X13057970This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 15 Whitechurch Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • School Bus Route
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,701
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $250
    0.55% mill rate · ON
    The market

    How this home sits in the Huron-Kinloss market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Huron-Kinloss market right now

    Average sold price, days on market, and closed-transaction count for Huron-Kinloss — sourced from MLS®.

    • Avg sold price
      $739,700
      Last 30 days
    • Median sold price
      $611,750
      Middle of the market
    • Days on market
      42 d
      Avg from list to close
    • Closed last 30d
      44
      MLS® transactions
    Full Huron-Kinloss market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 15 Whitechurch Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 15 Whitechurch Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 15 Whitechurch Street listed for?

      15 Whitechurch Street is listed at $549,900 on the MLS® (listing X13057970). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 15 Whitechurch Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 100+
  5. Asking
    $549,900
    $0 / sqft · MLS® X13057970
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $872,846
    $803,018Confidence range$942,674
    Asking vs estimate
    ↓below
    −$322,946
    (-37.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Huron-Kinloss sell in about 42 days — this one has been listed 34 days.

    Avg sold price
    $739,700
    Median sold
    $611,750
    Avg days on market
    42
    Recently sold
    44
    See comparable sales
    AI highlights by Zara
    • As you step inside, you'll be greeted by a fresh, updated interior that feels like home.
    • The spacious living and dining areas are ideal for cozy nights in or entertaining friends.
    • The other three bedrooms give you plenty of space for your personal sanctuary or a home office setup.
    • Now, let's talk outdoor space.
    Ask Zara a follow-up
    Septic
  7. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    7
    Driveway
    Private Double
  8. Interior

    4
    Basement
    Partial Basement, Unfinished
    Family room
    N
    Kitchens
    2
    Total rooms
    11
  9. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  10. Lot & land

    1
    Year built
    100+
  11. Listing & possession

    3
    Possession
    2026-08-31T00:00:00.000-00:00
    Property style
    1 1/2 Storey
    Property class
    Detached
  12. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bathroom
      4 Pc Bath
      12.3 × 5.1 ft
    • Family Room
      15.3 × 11.8 ft
    • Bedroom
      11.6 × 9.8 ft
    • Kitchen
      Eat-in Kitchen
      15.2 × 14.8 ft
    • Foyer
      15.2 × 9.3 ft
    • Living Room
      Fireplace
      19.6 × 11.5 ft
    • Laundry
      16.6 × 7.3 ft

    Second level

    4 rooms
    • Bedroom 2
      16.8 × 15.2 ft
    • Bedroom 4
      15.3 × 10.2 ft
    • Bedroom 3
      15.3 × 8.5 ft
    • Bathroom
      3 pc bath · skylight
      6.0 × 7.5 ft
    Combined estimate
    $2,951
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,701
    /mo
    based on the purchase price of $549,900
    $109,980 cash
    $439,920 financed
    $370,528 total interest
    Monthly payment$2,701/ month
    Principal54%$439,920
    Interest46%$370,528

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Huron-Kinloss

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 20 Queen Street
      Sold
      Sign in for price
      20 Queen Street
      Detached
    • 429 Havelock Street
      Sold
      Sign in for price
      429 Havelock Street
      Detached
    • 702 Yosacha Place
      Sold
      Sign in for price
      702 Yosacha Place
      Detached
    • 949 Bogdanovic Way
      Sold
      Sign in for price
      949 Bogdanovic Way
      Detached
    • 752 Lake Range Drive
      Sold
      Sign in for price
      752 Lake Range Drive
      Detached
    • 900 Victoria Road
      Sold
      Sign in for price
      900 Victoria Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    15 Whitechurch StreetThis home4 / 215,002,000$549,900ask———
    20 Queen Street4 / 22,000—
    429 Havelock Street3 / 11,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Huron-Kinloss

    Active listings within ±20% of this asking price.

    • 412 Ash Street
      $619,000
      412 Ash Street
      Detached 3 2
    • 412 Ash Street
      $619,000
      412 Ash Street
      Detached 3 2
    • 206 Bruce Road 86 Road
      $524,900
      206 Bruce Road 86 Road
      Detached 3 2
    • 28 Penetangore Row
      $649,900
      28 Penetangore Row
      Detached 4 3
    • 1716 Bruce Rd 86
      $549,900
      1716 Bruce Rd 86
      Detached 3 2
    • 15 Whitechurch Street
      $499,900
      15 Whitechurch Street
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of RE/MAX Land Exchange Ltd · displayed on Summitly per MLS® data-share rules

    15 Whitechurch Street is a 4-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 15 Whitechurch Street built?

    15 Whitechurch Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 15 Whitechurch Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 15 Whitechurch Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 15 Whitechurch Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $549,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 15 Whitechurch Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 15 Whitechurch Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 15 Whitechurch Street in?

    15 Whitechurch Street is in Huron-Kinloss, Huron-Kinloss. The 'Neighbourhood' section below links to the live Huron-Kinloss real estate hub with average sold price, days on market, and current inventory.

  22. Is Huron-Kinloss a good place to live?

    Huron-Kinloss is one of ON's actively-tracked Summitly markets. The full Huron-Kinloss real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 702 Yosacha Place
    3 / 2
    700
    —
    949 Bogdanovic Way3 / 43,000—
    752 Lake Range Drive4 / 32,000—
    900 Victoria Road3 / 1700—