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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 54 daysPrice drop · $50,000 off (-8.1%)

    251 St. Albert Street

    Kincardine·Kincardine, ON·N2Z 2J5·Near Huron Terrace

    • 3 beds
    Kincardine real estate›X13059788
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    CHARMING 4-Season cottage with barn, steps from the beach and the shores of lake huron! Nestled beneath a canopy of mature trees on a private, fenced 83' x 132' lot, this inviting 1,260 sq. ft. home feels like a peaceful escape while remaining within walking distance of Kincardine's vibrant downtown, marina, harbour, and scenic hiking trails. Embrace the timeless charm of lakeside living in this tastefully updated four-season cottage, ideally located just steps from Station Beach in the sought-after community of Kincardine. Built in 1895 and rich with character, this 3-bedroom, 2-bathroom retreat offers the perfect blend of historic cottage appeal and modern comfort. Across the road, the paved waterfront pathway leads directly to Station Beach, the boardwalk, playground, and breathtaking Lake Huron sunsets. Inside, the original wide-plank pine floors blend beautifully with updated laminate flooring, creating a warm and welcoming atmosphere. Recent improvements include a natural gas furnace, chimney, eavestroughs and downspouts, 200-amp electrical service, updated appliances, fresh interior and exterior paint, and a spacious deck designed for outdoor entertaining. Enjoy your morning coffee surrounded by nature as well as a charming seasonal peek-a-boo view of the Lake. Norway Spruce do a great job of keeping the home cool during those hot summer days. Adding to the property's unique appeal is the original 1865 barn, recently updated and full of possibilities. Whether envisioned as an artist's studio, workshop, hobby space, storage building, or future garage, it provides a rare and versatile bonus feature. Whether you're searching for a year-round home, a family cottage, or a weekend retreat, this special property captures the essence of the Lake Huron lifestyle, where beach days, harbour walks, and small-town charm are all just steps from your door.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 11, 2026Price reducedCurrentReduced$569,000−$50,000 (8.1%)X13059788This page
    Jun 25, 2026Previously listedSc$539,900 —X13494624View
    Apr 29, 2026ListedCurrentFor sale$619,000 —X13059788This page
    Sep 2, 2024Previously listedLsd$2,300 —X10848007View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 251 St. Albert Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Fenced Yard
    • Hospital
    • Lake Access
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,795
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $277
    0.58% mill rate · ON
    The market

    How this home sits in the Kincardine market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kincardine market right now

    Average sold price, days on market, and closed-transaction count for Kincardine — sourced from MLS®.

    • Avg sold price
      $685,329
      Last 30 days
    • Median sold price
      $598,850
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      78
      MLS® transactions
    Full Kincardine market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 251 St. Albert Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 251 St. Albert Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 251 St. Albert Street listed for?

      251 St. Albert Street is listed at $569,000 on the MLS® (listing X13059788). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 251 St. Albert Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $569,000
    $0 / sqft · MLS® X13059788
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $685,329
    $630,503Confidence range$740,155
    Asking vs estimate
    ↓below
    −$116,329
    (-17.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kincardine sell in about 41 days — this one has been listed 54 days.

    Avg sold price
    $685,329
    Median sold
    $598,850
    Avg days on market
    41
    Recently sold
    78
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Embrace the timeless charm of lakeside living in this tastefully updated four-season cottage, ideally located just steps from Station Beach in the sought-after community of Kincardine.
    • Enjoy your morning coffee surrounded by nature as well as a charming seasonal peek-a-boo view of the Lake.
    • Adding to the property's unique appeal is the original 1865 barn, recently updated and full of possibilities.
    • Whether envisioned as an artist's studio, workshop, hobby space, storage building, or future garage, it provides a rare and versatile bonus feature.
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    Other
    Parking spaces
    4
    Driveway
    4
  9. Interior

    4
    Basement
    Partial Basement, Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    12
  10. Exterior & construction

    4
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  11. Lot & land

    2
    Year built
    100+
    Zoning
    R1
  12. Listing & possession

    3
    Possession
    2026-05-29T00:00:00.000-00:00
    Property style
    1 1/2 Storey
    Property class
    Detached
  13. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    10 rooms
    • Bedroom 2
      8.0 × 5.5 ft
    • Bathroom
      3 Pc Bath
      8.0 × 5.5 ft
    • Pantry
      7.3 × 4.0 ft
    • Foyer
      12.5 × 6.8 ft
    • Dining Room
      10.5 × 10.5 ft
    • Living Room
      21.5 × 14.2 ft
    • Laundry
      6.0 × 5.5 ft
    • Den
      12.5 × 6.8 ft
    • Bedroom
      9.0 × 7.7 ft
    • Kitchen
      14.2 × 7.5 ft

    Upper level

    2 rooms
    • Bathroom
      3 Pc Bath
      6.5 × 6.0 ft
    • Bedroom 3
      20.5 × 14.0 ft
  14. Golf
  15. Rec./Commun.Centre
  16. Combined estimate
    $3,072
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,795
    /mo
    based on the purchase price of $569,000
    $113,800 cash
    $455,200 financed
    $383,398 total interest
    Monthly payment$2,795/ month
    Principal54%$455,200
    Interest46%$383,398

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kincardine

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 553 Scott Street
      Sold
      Sign in for price
      553 Scott Street
      Detached
    • 706 Brownell Drive
      Sold
      Sign in for price
      706 Brownell Drive
      Detached
    • 45 Goderich Street
      Sold
      Sign in for price
      45 Goderich Street
      Detached
    • 538 Queen Street
      Sold
      Sign in for price
      538 Queen Street
      Detached
    • 25 Inverlyn Crescent
      Sold
      Sign in for price
      25 Inverlyn Crescent
      Detached
    • 500 Walkers Circle
      Sold
      Sign in for price
      500 Walkers Circle
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    251 St. Albert StreetThis home3 / 211,001,500$569,000ask———
    553 Scott Street3 / 2700—
    706 Brownell Drive3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kincardine

    Active listings within ±20% of this asking price.

    • 293 Princes Street
      $639,900
      293 Princes Street
      Detached 3 3
    • 644 Stewart Drive
      $545,000
      644 Stewart Drive
      Detached 3 2
    • 902 Huron Terrace
      $549,900
      902 Huron Terrace
      Detached 2 1
    • 774 Andrew Malcolm Drive
      $499,700
      774 Andrew Malcolm Drive
      Detached 3 2
    • 572 Scougall Court
      $599,900
      572 Scougall Court
      Detached 3 2
    • 39 Inverlyn Crescent
      $549,900
      39 Inverlyn Crescent
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Royal LePage Exchange Realty Co. · displayed on Summitly per MLS® data-share rules

    251 St. Albert Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 251 St. Albert Street built?

    251 St. Albert Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 251 St. Albert Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 251 St. Albert Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 251 St. Albert Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $569,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 251 St. Albert Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 251 St. Albert Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 251 St. Albert Street in?

    251 St. Albert Street is in Kincardine, Kincardine. The 'Neighbourhood' section below links to the live Kincardine real estate hub with average sold price, days on market, and current inventory.

  26. Is Kincardine a good place to live?

    Kincardine is one of ON's actively-tracked Summitly markets. The full Kincardine real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 45 Goderich Street
    3 / 3
    2,000
    —
    538 Queen Street3 / 12,000—
    25 Inverlyn Crescent3 / 31,100—
    500 Walkers Circle3 / 21,100—