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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 77 daysPrice drop · $26,000 off (-2.9%)

    14 Oxford Terrace

    SE·St. Thomas, ON·N5R 0B5·Near Heading East On Elm St. Turn Right On Renaissance

      0
    St. Thomas real estate›X8398124
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Absolutely Stunning 4 + 2 Bed, 4 Bath, Doug Tarry Built Edenbrook Model, Double Garage Detached Home. Located In One of The Most Desirable Neighborhoods in southeast corner of St. Thomas. Less than 4yrs old and built by award winning builder, Doug Tarry Homes, located in Mitchell Hepburn school zone. 9ft main floor, open to above foyer, family Rm with fireplace & pot lights, California shutters throughout, Main Floor Laundry, Access to Garage from Inside the Home! Large Eat in Kitchen w/ walk-in pantry, backsplash, double sink, island, walk out to patio / fenced backyard. Large Master Bedroom Features walk-in closet and 5pc ensuite. The finished basement with separate entrance features two additional bedrooms, Kitchen, 3-Piece Bathroom and hookups for washer & dryer. Gas line for Kitchen Stove & Patio BBQ.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Large Eat in Kitchen w/ walk-in pantry, backsplash, double sink, island, walk out to patio / fenced backyard.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 20, 2026Price reducedCurrentReduced$869,000−$26,000 (2.9%)X8398124This page
    Jun 19, 2026Previously listedNew$789,000 —X13467484View
    Dec 6, 2024Previously listedExp$1,600 —X11884195View
    Aug 8, 2024Previously listedLsd$1,600 —X9245051View
    Aug 8, 2024Previously listedLsd$2,400 —X9245238View
    Jun 3, 2024ListedCurrentFor sale$895,000 —X8398124This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 14 Oxford Terrace
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,269
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $449
    0.62% mill rate · ON
    The market

    How this home sits in the St. Thomas market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Thomas market right now

    Average sold price, days on market, and closed-transaction count for St. Thomas — sourced from MLS®.

    • Avg sold price
      $550,874
      Last 30 days
    • Median sold price
      $537,121
      Middle of the market
    • Days on market
      49 d
      Avg from list to close
    • Closed last 30d
      168
      MLS® transactions
    Full St. Thomas market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 14 Oxford Terrace — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

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    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 14 Oxford Terrace and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 14 Oxford Terrace listed for?

      14 Oxford Terrace is listed at $869,000 on the MLS® (listing X8398124). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 14 Oxford Terrace have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 beds
  2. 4 baths
  3. Detached
  4. Built 0-5
  5. Asking
    $869,000
    MLS® X8398124
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $650,031
    $598,029Confidence range$702,034
    Asking vs estimate
    ↑↑well-above
    +$218,969
    (+33.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Thomas sell in about 49 days — this one has been listed 77 days.

    Avg sold price
    $550,874
    Median sold
    $537,121
    Avg days on market
    49
    Recently sold
    168
    See comparable sales
  7. Large Master Bedroom Features walk-in closet and 5pc ensuite.
  8. The finished basement with separate entrance features two additional bedrooms, Kitchen, 3-Piece Bathroom and hookups for washer & dryer.
  9. Gas line for Kitchen Stove & Patio BBQ.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Private Double
  12. Interior

    4
    Basement
    Finished, Separate Entrance
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
  13. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Other
    Foundation
    Other
    Pool
    None
  14. Lot & land

    1
    Year built
    0-5
  15. Listing & possession

    4
    Possession
    2024-07-15T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  16. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    1 room
    • Family Room
      w/o to patio · sliding doors · california shutters
      11.6 × 8.1 ft

    Ground level

    2 rooms
    • Kitchen
      pantry · breakfast bar · backsplash
      11.6 × 13.1 ft
    • Great Room
      fireplace · pot lights · california shutters
      18.6 × 13.1 ft

    Second level

    5 rooms
    • Bedroom 3
      california shutters · closet · broadloom
      10.4 × 10.5 ft
    • Bedroom 2
      california shutters · closet · broadloom
      10.2 × 11.5 ft
    • Bedroom 4
      california shutters · closet · broadloom
      10.1 × 10.6 ft
    • Bathroom
      4 pc bath · null · null
      0.0 × 0.0 ft
    • Primary Bedroom
      5 pc ensuite · walk-in closet(s) · california shutters
      17.1 × 12.0 ft

    Basement level

    4 rooms
    • Bedroom 5
      null · null · null
      0.0 × 0.0 ft
    • Bedroom
      null · null · null
      0.0 × 0.0 ft
    • Kitchen
      null · null · null
      0.0 × 0.0 ft
    • Bathroom
      3 pc bath · null · null
      0.0 × 0.0 ft
    Combined estimate
    $4,718
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,269
    /mo
    based on the purchase price of $869,000
    $173,800 cash
    $695,200 financed
    $585,541 total interest
    Monthly payment$4,269/ month
    Principal54%$695,200
    Interest46%$585,541

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Thomas

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 75 CHESTER Street
      Sold
      Sign in for price
      75 CHESTER Street
      Detached
    • 64 Dunkirk Drive
      Sold
      Sign in for price
      64 Dunkirk Drive
      Detached
    • 39 Hitch Crescent
      Sold
      Sign in for price
      39 Hitch Crescent
      Detached
    • 39 William Street
      Sold
      Sign in for price
      39 William Street
      Detached
    • 19 Oriole Lane
      Sold
      Sign in for price
      19 Oriole Lane
      Detached
    • 15 Glenwood Street
      Sold
      Sign in for price
      15 Glenwood Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    14 Oxford TerraceThis home4 / 4—$869,000ask———
    75 CHESTER Street3 / 21,100—
    64 Dunkirk Drive3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Thomas

    Active listings within ±20% of this asking price.

    • 14 Oxford Terrace
      $789,000
      14 Oxford Terrace
      Detached 4 4
    • 219 Sunset Drive
      $729,000
      219 Sunset Drive
      Detached 4 3
    • 219 Sunset Drive
      $729,000
      219 Sunset Drive
      Detached 4 3
    • 17 Windemere Place
      $729,000
      17 Windemere Place
      Detached 3 4
    • 48 Ambrosia Path
      $795,000
      48 Ambrosia Path
      Detached 4 4
    • 2 Ambleside Drive
      $719,900
      2 Ambleside Drive
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of CENTURY 21 INNOVATIVE REALTY INC. · displayed on Summitly per MLS® data-share rules

    14 Oxford Terrace is a 4-bedroom, 4-bath. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 14 Oxford Terrace built?

    14 Oxford Terrace was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 14 Oxford Terrace?

    The 'Property tax' tab in the History section shows the most recent annual tax for 14 Oxford Terrace plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 14 Oxford Terrace?

    The affordability calculator on this page shows an estimated monthly mortgage for $869,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 14 Oxford Terrace been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 14 Oxford Terrace with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 14 Oxford Terrace in?

    14 Oxford Terrace is in SE, St. Thomas. The 'Neighbourhood' section below links to the live St. Thomas real estate hub with average sold price, days on market, and current inventory.

  26. Is St. Thomas a good place to live?

    St. Thomas is one of ON's actively-tracked Summitly markets. The full St. Thomas real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 39 Hitch Crescent
    4 / 2
    1,100
    —
    39 William Street3 / 22,500—
    19 Oriole Lane4 / 31,500—
    15 Glenwood Street3 / 31,500—