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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 40 daysPrice drop · $14,000 off (-3.1%)

    75 CHESTER Street

    St. Thomas·St. Thomas, ON·N5R 1V7·Near Chester St between Wilson Ave. and East St.

    St. Thomas real estate›X13097550
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this charming Victorian-Style 2-storey home. This character-filled property offers a good size covered porch perfect for relaxing mornings or ending off your day in. Enjoy hardwood flooring throughout both main and upper level complimented with a large family room and dining room and a bright kitchen with granite counter tops. Just off the kitchen escape into your private backyard with a generously sized deck to entertain or unwind. Upstairs features 3 spacious bedrooms, 2 of which have walk-in closets and a 4 pc bathroom. The basement is full of storage space and laundry with extra space to be creative with and a 2 pc bathroom. Major updates include windows (2013) and furnace (2012)

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Enjoy hardwood flooring throughout both main and upper level complimented with a large family room and dining room and a bright kitchen with granite counter tops.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 19, 2026Price reducedCurrentReduced$435,000−$14,000 (3.1%)X13097550This page
    May 7, 2026ListedCurrentFor sale$449,000 —X13097550This page
    Apr 1, 2026Previously listedTer$449,900 —X12953070View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 75 CHESTER Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Fenced Yard
    • Golf
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,137
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $240
    0.66% mill rate · ON
    The market

    How this home sits in the St. Thomas market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Thomas market right now

    Average sold price, days on market, and closed-transaction count for St. Thomas — sourced from MLS®.

    • Avg sold price
      $553,864
      Last 30 days
    • Median sold price
      $540,000
      Middle of the market
    • Days on market
      48 d
      Avg from list to close
    • Closed last 30d
      163
      MLS® transactions
    Full St. Thomas market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 75 CHESTER Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 75 CHESTER Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 75 CHESTER Street listed for?

      75 CHESTER Street is listed at $435,000 on the MLS® (listing X13097550). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 75 CHESTER Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 beds
  2. 2 baths
  3. 1100-1500 sqft
  4. Detached
  5. Built 100+
  6. < .50 ac lot
  7. Asking
    $435,000
    $0 / sqft · MLS® X13097550
    Chat Zara
  8. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $553,864
    $509,555Confidence range$598,173
    Asking vs estimate
    ↓below
    −$118,864
    (-21.5%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Thomas sell in about 48 days — this one has been listed 40 days.

    Avg sold price
    $553,864
    Median sold
    $540,000
    Avg days on market
    48
    Recently sold
    163
    See comparable sales
  9. Just off the kitchen escape into your private backyard with a generously sized deck to entertain or unwind.
  10. Upstairs features 3 spacious bedrooms, 2 of which have walk-in closets and a 4 pc bathroom.
  11. The basement is full of storage space and laundry with extra space to be creative with and a 2 pc bathroom.
  12. Ask Zara a follow-up
    Sewer
  13. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    4
    Driveway
    Private
  14. Interior

    5
    Basement
    Partially Finished, Full
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
  15. Exterior & construction

    5
    Exterior
    Vinyl Siding, Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Clear
    Pool
    None
  16. Lot & land

    2
    Year built
    100+
    Lot dimensions
    66 x 33
  17. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  18. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Dining Room
      Hardwood Floor
      10.1 × 12.5 ft
    • Kitchen
      Vinyl Floor
      8.4 × 12.5 ft
    • Living Room
      Hardwood Floor
      12.4 × 22.0 ft

    Second level

    4 rooms
    • Bedroom
      Laminate
      12.7 × 10.7 ft
    • Bedroom
      hardwood floor · walk-in closet(s)
      11.4 × 10.9 ft
    • Primary Bedroom
      hardwood floor · walk-in closet(s)
      11.5 × 12.6 ft
    • Bathroom
      Vinyl Floor
      7.0 × 8.1 ft

    Basement level

    4 rooms
    • Other
      13.6 × 13.4 ft
    • Recreation
      9.1 × 23.3 ft
    • Laundry
      9.6 × 20.7 ft
    • Bathroom
      Vinyl Floor
      4.9 × 8.5 ft
  19. Place Of Worship
  20. Public Transit
  21. Combined estimate
    $2,377
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,137
    /mo
    based on the purchase price of $435,000
    $87,000 cash
    $348,000 financed
    $293,107 total interest
    Monthly payment$2,137/ month
    Principal54%$348,000
    Interest46%$293,107

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Thomas

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 39 Hitch Crescent
      Sold
      Sign in for price
      39 Hitch Crescent
      Detached
    • 67 Donker Drive
      Sold
      Sign in for price
      67 Donker Drive
      Detached
    • 18 Montgomery Road
      Sold
      Sign in for price
      18 Montgomery Road
      Detached
    • 39 William Street
      Sold
      Sign in for price
      39 William Street
      Detached
    • 19 Oriole Lane
      Sold
      Sign in for price
      19 Oriole Lane
      Detached
    • 43 Devonshire Place
      Sold
      Sign in for price
      43 Devonshire Place
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    75 CHESTER StreetThis home3 / 211,001,500$435,000ask———
    39 Hitch Crescent4 / 21,100—
    67 Donker Drive2 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Thomas

    Active listings within ±20% of this asking price.

    • 180 FOREST Avenue
      $479,900
      180 FOREST Avenue
      Detached 2 2
    • 14 Glanworth Avenue
      $449,900
      14 Glanworth Avenue
      Detached 4 2
    • 21 Mariam Street
      $432,000
      21 Mariam Street
      Detached 3 1
    • 21 Erie Street
      $399,000
      21 Erie Street
      Detached 3 2
    • 192 Myrtle Street
      $399,999
      192 Myrtle Street
      Detached 3 1
    • 225 Ross Street
      $419,000
      225 Ross Street
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  22. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  23. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  24. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  25. Public listing courtesy of ROYAL LEPAGE TRILAND REALTY · displayed on Summitly per MLS® data-share rules

    75 CHESTER Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  26. When was 75 CHESTER Street built?

    75 CHESTER Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  27. What is the property tax for 75 CHESTER Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 75 CHESTER Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  28. How much would the monthly mortgage be on 75 CHESTER Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $435,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  29. Has 75 CHESTER Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 75 CHESTER Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  30. What neighbourhood is 75 CHESTER Street in?

    75 CHESTER Street is in St. Thomas, St. Thomas. The 'Neighbourhood' section below links to the live St. Thomas real estate hub with average sold price, days on market, and current inventory.

  31. Is St. Thomas a good place to live?

    St. Thomas is one of ON's actively-tracked Summitly markets. The full St. Thomas real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  32. 18 Montgomery Road
    2 / 1
    700
    —
    39 William Street3 / 22,500—
    19 Oriole Lane4 / 31,500—
    43 Devonshire Place2 / 11,100—