Low Commission Split Real Estate Brokerage in Ontario
The split that matters is your take-home after fees and expenses — not the headline number. Here's how Summitly's model is built to raise what you actually keep.
The short answer
Summitly — operated with Coldwell Banker Summit Realty, a RECO-registered Ontario brokerage — offers agent-first commission splits with transparent, low fees that improve as you produce. Instead of a race-to-the-bottom '100% commission' model with hidden desk and transaction fees, Summitly pairs competitive splits with real value: AI-qualified leads from Zara, done-for-you marketing, technology and mentorship — so your net income, not just your split, goes up. Exact splits depend on experience and plan; they're quoted in a confidential conversation.
Keep more, net
Competitive splits plus low, transparent fees — built around your take-home, not a headline number.
Leads included
Zara qualifies buyers, sellers and renters 24/7 and routes warm leads to you — fewer dollars spent buying your own.
No hidden fees
Clear, low fees. Ask for the all-in cost at your production level and compare it honestly.
Why the headline split can be misleading
A '90/10' or '100% commission' brokerage sounds great until you add the monthly desk fees, transaction fees, technology fees, franchise fees and marketing costs you cover yourself. Two agents on identical splits can net very differently once real costs and lead flow are counted. The honest question isn't 'what's the split?' — it's 'what do I keep, and how many deals will this brokerage actually help me close?'
- Watch for: desk/monthly fees, per-transaction fees, technology and CRM fees, mandatory marketing spend, and E&O charges.
- Factor in lead flow: a slightly lower split with brokerage-provided leads and marketing can out-earn a higher split where you buy your own leads.
- Ask for the all-in annual cost at your production level, not just the split percentage.
How Summitly's agent-first model works
Summitly keeps fees transparent and low, offers competitive splits that improve as you produce, and adds value that most low-split shops don't: qualified leads from the Zara AI engine, done-for-you marketing, live MLS and valuation technology, and mentorship. The goal is to raise your net income, not just advertise a big split you then pay back in fees.
- Competitive, agent-first splits that scale with your production.
- Transparent low fees — no surprise desk or hidden technology charges.
- AI-qualified buyer, seller and renter leads from Zara.
- Done-for-you marketing and the Coldwell Banker brand behind your listings.
Book a confidential conversation
Tell us a bit about your business and we'll share splits, fees and lead flow for your situation — no pressure, fully confidential.
Frequently asked questions
What commission split does Summitly offer in Ontario?
Summitly offers competitive, agent-first splits with transparent, low fees that improve as you produce. Exact splits depend on your experience and plan — book a confidential conversation for current numbers.
Is a 100% commission brokerage actually cheaper?
Not always. '100% commission' models charge monthly desk, transaction, technology and marketing fees you cover yourself. Once you add those and the leads you buy on your own, your net can be lower than a brokerage with a modest split that provides leads and marketing. Compare all-in annual cost at your production level.
Does a lower split at Summitly include leads?
Summitly pairs competitive splits with AI-qualified leads from Zara, done-for-you marketing and technology — value that most pure low-split shops don't include, which is often the difference in what you net.
How do I find out the exact numbers?
Request a confidential chat through the form on this page. We'll walk through splits, fees and lead flow for your experience level so you can compare take-home, not just the headline split.