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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    102 Beech Street

    ·St. Catharines, ON··

    • 3 beds
    St. Catharines real estate›X13601454
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this beautifully updated 3-bedroom bungalow located on a quiet street in a mature St. Catharines neighbourhood. This move-in ready home offers modern upgrades, comfortable living, and excellent future potential. The main floor has been extensively renovated featuring brand-new windows throughout, updated plumbing and electrical systems, new flooring, fresh paint, and modern light fixtures. The bright and functional layout is perfect for everyday living and entertaining. The updated kitchen features a brand-new stainless steel Samsung appliance package, while the renovated main bathroom offers a new vanity, faucet, and toilet. The spacious unfinished basement offers excellent potential with good ceiling height, a separate entrance, and an existing 2-piece bathroom. This versatile space is ideal for an in-law suite, home office, recreation area, or potential secondary dwelling/income apartment (buyer to complete all required permits and approvals). Conveniently located close to schools, parks, shopping, restaurants, grocery stores, and public transit. Enjoy easy access to the QEW for commuters throughout Niagara, Hamilton, and the GTA. The home is also minutes from downtown St. Catharines, Brock University, The Pen Centre, Meridian Centre, Port Dalhousie waterfront, beaches, walking trails, wineries, and many of the amenities the Niagara Region has to offer. Whether you are a first-time buyer, downsizer, family, or investor, this beautifully updated bungalow offers exceptional value with major improvements already completed and exciting future possibilities. A fantastic opportunity to own a turn-key home in a desirable St. Catharines community.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 24, 2026ListedCurrentFor sale$449,000 —X13601454This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 102 Beech Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,206
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $234
    0.63% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 102 Beech Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 102 Beech Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 102 Beech Street listed for?

      102 Beech Street is listed at $449,000 on the MLS® (listing X13601454). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 102 Beech Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Asking
    $449,000
    $0 / sqft · MLS® X13601454
    Chat Zara
  5. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for St. Catharines.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    AI highlights by Zara
    • The main floor has been extensively renovated featuring brand-new windows throughout, updated plumbing and electrical systems, new flooring, fresh paint, and modern light fixtures.
    • The updated kitchen features a brand-new stainless steel Samsung appliance package, while the renovated main bathroom offers a new vanity, faucet, and toilet.
    • The spacious unfinished basement offers excellent potential with good ceiling height, a separate entrance, and an existing 2-piece bathroom.
    • Conveniently located close to schools, parks, shopping, restaurants, grocery stores, and public transit.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    None
    Garage spaces
    2
    Parking spaces
    2
    Driveway
    2
  7. Interior

    4
    Basement
    Unfinished, Separate Entrance
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  8. Exterior & construction

    4
    Exterior
    Other
    Roof
    Asphalt Shingle
    Foundation
    Block
    Pool
    None
  9. Listing & possession

    4
    Possession
    2026-08-24T00:00:00.000-00:00
    Occupancy
    TBD
    Property style
    Bungalow
    Property class
    Detached
  10. Room-by-room · 1 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    1 room
    Combined estimate
    $2,440
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,206
    /mo
    based on the purchase price of $449,000
    $89,800 cash
    $359,200 financed
    $302,541 total interest
    Monthly payment$2,206/ month
    Principal54%$359,200
    Interest46%$302,541

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 9 Blain Place
      Sold
      Sign in for price
      9 Blain Place
      Detached
    • 2 Monro Street
      Sold
      Sign in for price
      2 Monro Street
      Detached
    • 33 Adel Drive
      Sold
      Sign in for price
      33 Adel Drive
      Detached
    • 17 St. Louis Place
      Sold
      Sign in for price
      17 St. Louis Place
      Detached
    • 663 Geneva Street
      Sold
      Sign in for price
      663 Geneva Street
      Detached
    • 1662 Second Avenue
      Sold
      Sign in for price
      1662 Second Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    102 Beech StreetThis home3 / 27,001,100$449,000ask———
    9 Blain Place2 / 1700—
    2 Monro Street4 / 21,100—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in St. Catharines

    Active listings within ±20% of this asking price.

    • 58 Carlton Street
      $520,000
      58 Carlton Street
      Detached 3 5
    • 28 Grantham Avenue
      $429,900
      28 Grantham Avenue
      Detached 2 2
    • 220 Geneva Street
      $475,000
      220 Geneva Street
      Detached 3 4
    • 14 Albert Street
      $479,900
      14 Albert Street
      Detached 3 2
    • 4 Alpine Street
      $495,000
      4 Alpine Street
      Detached 4 2
    • 28 Grantham Avenue
      $429,900
      28 Grantham Avenue
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of PLEX REALTY CORPORATION · displayed on Summitly per MLS® data-share rules

    102 Beech Street is a 3-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 102 Beech Street built?

    The year built for 102 Beech Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 102 Beech Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 102 Beech Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 102 Beech Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $449,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 102 Beech Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 102 Beech Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 102 Beech Street in?

    102 Beech Street is in Downtown, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  20. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 33 Adel Drive
    3 / 2
    1,100
    —
    17 St. Louis Place3 / 21,100—
    663 Geneva Street2 / 2700—
    1662 Second Avenue4 / 32,500—