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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 39 days

    1020 Ridge Road

    Wood (Muskoka Lakes)·Muskoka Lakes, ON·P0C 1M0·Near Muskoka Rd 169 & Southwood

      0
    • Vacant Land
    Muskoka Lakes real estate›X13411528
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Discover ultimate privacy and endless possibilities on this stunning 8.2 acre building lot in the heart of Muskoka. Boasting an impressive 726 feet of year round municipal road frontage and 626 feet of serene waterfrontage along Brandy Creek, this beautifully treed property features multiple optimal building locations for your dream home or cottage. Hydro is available with hydro poles on the property and across the road. Enjoy unmatched tranquillity with an expansive area of environmentally protected land bordering the property to the south-west across Brandy Creek, ensuring your privacy is preserved. The property is perfect for retirees looking for a waterfront lifestyle, a family looking to enter into the Muskoka market, or outdoorsy people who love to canoe, fish, hunt, cross-country ski, or snowmobile. There are several scenic rock outcroppings both within the lot as well as on the shore helping with the vision of a life in the middle of the best of Muskoka cottage country, while providing ample privacy. Water lovers will appreciate the southwest exposure along the creek, perfect for launching a canoe or kayak right from your shore to explore Echo Lake and Gullwing Lake. When you want to hit the big water, the public boat launch, dock, beach, and playground at Sunset Park on Lake Muskoka are just a 3 minute drive away. The vibrant town of Bala is only 7 minutes away with waterfront restaurants, shopping, the famous concert venue The KEE to Bala and much more! Surveyed in 2010 with stakes in place, the property is primarily zoned WR2 with EP1 along the creek. A rare canvas awaits your vision!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 5, 2026ListedCurrentFor sale$398,000 —X13411528This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Exterior & construction

      2
      View
      Trees/Woods, Creek/Stream
      Waterfront
      Y
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1020 Ridge Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Lake Access
    • Wooded/Treed
    • Sloping
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,955
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $59
    0.18% mill rate · ON
    The market

    How this home sits in the Muskoka Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Muskoka Lakes market right now

    Average sold price, days on market, and closed-transaction count for Muskoka Lakes — sourced from MLS®.

    • Avg sold price
      $1,808,355
      Last 30 days
    • Median sold price
      $850,000
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      85
      MLS® transactions
    Full Muskoka Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1020 Ridge Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1020 Ridge Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1020 Ridge Road listed for?

      1020 Ridge Road is listed at $398,000 on the MLS® (listing X13411528). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1020 Ridge Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5-9.99 ac lot
  2. Asking
    $398,000
    MLS® X13411528
    Chat Zara
  3. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,808,355
    $1,663,687Confidence range$1,953,023
    Asking vs estimate
    ↓below
    −$1,410,355
    (-78.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price (limited data on this listing).

    Market analytics

    Homes like this in Muskoka Lakes sell in about 37 days — this one has been listed 39 days.

    Avg sold price
    $1,808,355
    Median sold
    $850,000
    Avg days on market
    37
    Recently sold
    85
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Discover ultimate privacy and endless possibilities on this stunning 8.2 acre building lot in the heart of Muskoka.
    • Hydro is available with hydro poles on the property and across the road.
    • There are several scenic rock outcroppings both within the lot as well as on the shore helping with the vision of a life in the middle of the best of Muskoka cottage country, while providing ample privacy.
    • When you want to hit the big water, the public boat launch, dock, beach, and playground at Sunset Park on Lake Muskoka are just a 3 minute drive away.
    Ask Zara a follow-up

    Lot & land

    1
    Zoning
    WR2 & EP1
  4. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    Other
    Property class
    Vacant Land
  5. Level
  6. Park
  7. Combined estimate
    $2,014
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,955
    /mo
    based on the purchase price of $398,000
    $79,600 cash
    $318,400 financed
    $268,176 total interest
    Monthly payment$1,955/ month
    Principal54%$318,400
    Interest46%$268,176

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable vacant lands that just sold in Muskoka Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 0 Rostrevor Road
      Sold
      Sign in for price
      0 Rostrevor Road
      Vacant Land
    • 1124 Coate Road
      Sold
      Sign in for price
      1124 Coate Road
      Vacant Land
    • 0 Trafalgar Bay Road
      Sold
      Sign in for price
      0 Trafalgar Bay Road
      Vacant Land
    • LOT 1 BALA PARK ISLAND
      Sold
      Sign in for price
      LOT 1 BALA PARK ISLAND
      Vacant Land
    • 0 Windermere Road
      Sold
      Sign in for price
      0 Windermere Road
      Vacant Land
    • 1839 Bear Cave Road
      Sold
      Sign in for price
      1839 Bear Cave Road
      Vacant Land
    AddressBd / BaSqftSold$/sqft% of askSold
    1020 Ridge RoadThis home0 / 0—$398,000ask———
    0 Rostrevor Road0 / 0——
    1124 Coate Road0 / 01,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More vacant lands in Muskoka Lakes

    Active listings within ±20% of this asking price.

    • 1018 Cove Road
      $350,000
      1018 Cove Road
      Vacant Land
    • 303 Nine Mile Lake
      $435,000
      303 Nine Mile Lake
      Vacant Land
    • 19 SR404 Severn River Shore
      $349,900
      19 SR404 Severn River Shore
      Vacant Land
    • 4805 Muskoka 169 Road
      $399,900
      4805 Muskoka 169 Road
      Vacant Land
    • LOT 21 & LOT 22 CON 3
      $420,000
      LOT 21 & LOT 22 CON 3
      Vacant Land
    • 50 Acres in Mus North of Bala PCL 31045
      $399,000
      50 Acres in Mus North of Bala PCL 31045
      Vacant Land
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  8. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  9. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  10. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  11. Public listing courtesy of Corcoran Horizon Realty · displayed on Summitly per MLS® data-share rules

    1020 Ridge Road is a vacant land at Muskoka Lakes, ON. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  12. When was 1020 Ridge Road built?

    The year built for 1020 Ridge Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  13. What is the property tax for 1020 Ridge Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1020 Ridge Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  14. How much would the monthly mortgage be on 1020 Ridge Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $398,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  15. Has 1020 Ridge Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1020 Ridge Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  16. What neighbourhood is 1020 Ridge Road in?

    1020 Ridge Road is in Wood (Muskoka Lakes), Muskoka Lakes. The 'Neighbourhood' section below links to the live Muskoka Lakes real estate hub with average sold price, days on market, and current inventory.

  17. Is Muskoka Lakes a good place to live?

    Muskoka Lakes is one of ON's actively-tracked Summitly markets. The full Muskoka Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  18. 0 Trafalgar Bay Road
    0 / 0
    —
    —
    LOT 1 BALA PARK ISLAND0 / 0——
    0 Windermere Road0 / 0——
    1839 Bear Cave Road0 / 0——