Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchAll Ontario CitiesBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesCompareAI ConciergeFranchise

Company

AboutWhy SummitlyContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    905-553-8500
    HomeBuySell
    For sale Listed 2 days ago

    104 Riverbank Drive

    Pefferlaw·Georgina, ON·L0E 1N0·Near Pefferlaw Rd and Hwy 48

    • 3 beds
    Georgina real estate›N13588178
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Set along the riverfront in Pefferlaw, this immaculate bungalow offers a peaceful waterfront lifestyle, with beautifully maintained interior spaces and direct access to Lake Simcoe. Positioned on a quiet road, the property combines the comfort of a year-round residence with the atmosphere of a private cottage retreat, all within 20 minutes of Highway 404. The main level features a bright and functional layout with warm hardwood flooring, expansive windows, and open sightlines throughout the principal living areas. The kitchen is designed for both everyday use and entertaining, complete with rich wood cabinetry, a centre island, and a dedicated dining area overlooking the water. A walk-out leads to a massive elevated terrace with glass railings, creating an exceptional outdoor living space with panoramic river views and seamless indoor-outdoor flow. Two bedrooms and a full bathroom are positioned on the main floor, including a comfortable primary suite with peaceful natural surroundings, visible from nearly every window. The finished at-grade lower level extends the living space substantially, featuring a large sunken family room with fireplace, oversized windows, additional bedroom, second bathroom, and a convenient kitchenette setup ideal for guests, extended family, or flexible recreational use. Walk-out access connects directly to the patio, landscaped gardens, and waterfront beyond. Surrounded by mature trees and tranquil views, the property also includes a detached two-car garage, ample driveway parking, floating dock, and direct boating access just minutes from the main lake. This is a truly rare opportunity to enjoy a refined waterfront setting, with the flexibility and comfort suited to both full-time living and weekend escapes. The deep waterfront can accommodate a large boat.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 21, 2026ListedCurrentFor sale$979,900 —N13588178This page
    May 14, 2026Previously listedTer$999,998 —N13128900View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 104 Riverbank Drive
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,814
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $384
    0.47% mill rate · ON
    The market

    How this home sits in the Georgina market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Georgina market right now

    Average sold price, days on market, and closed-transaction count for Georgina — sourced from MLS®.

    • Avg sold price
      $821,665
      Last 30 days
    • Median sold price
      $778,000
      Middle of the market
    • Days on market
      35 d
      Avg from list to close
    • Closed last 30d
      201
      MLS® transactions
    Full Georgina market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 104 Riverbank Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 104 Riverbank Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 104 Riverbank Drive listed for?

      104 Riverbank Drive is listed at $979,900 on the MLS® (listing N13588178). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 104 Riverbank Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $979,900
    $0 / sqft · MLS® N13588178
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $821,665
    $755,932Confidence range$887,398
    Asking vs estimate
    ↑↑well-above
    +$158,235
    (+19.3%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Georgina sell in about 35 days — this one has been listed 2 days.

    Avg sold price
    $821,665
    Median sold
    $778,000
    Avg days on market
    35
    Recently sold
    201
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Set along the riverfront in Pefferlaw, this immaculate bungalow offers a peaceful waterfront lifestyle, with beautifully maintained interior spaces and direct access to Lake Simcoe.
    • A walk-out leads to a massive elevated terrace with glass railings, creating an exceptional outdoor living space with panoramic river views and seamless indoor-outdoor flow.
    • Walk-out access connects directly to the patio, landscaped gardens, and waterfront beyond.
    • Surrounded by mature trees and tranquil views, the property also includes a detached two-car garage, ample driveway parking, floating dock, and direct boating access just minutes from the main lake.
    Ask Zara a follow-up
    Septic
  6. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    9
    Driveway
    7
  7. Interior

    4
    Basement
    Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
  8. Exterior & construction

    5
    Exterior
    Stone, Wood
    Roof
    Metal
    Foundation
    Block
    Waterfront
    Y
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    60-90 Days
    Property style
    Bungalow
    Property class
    Detached
  10. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Living Room
      broadloom · window
      10.8 × 13.0 ft
    • Bathroom
      tile floor · window · 4 pc bath
      6.4 × 13.1 ft
    • Kitchen
      combined w/dining · centre island · stainless steel appl
      16.3 × 13.4 ft
    • Primary Bedroom
      broadloom · closet
      8.9 × 10.8 ft
    • Dining Room
      combined w/kitchen · hardwood floor · w/o to deck
      16.3 × 9.8 ft

    Basement level

    3 rooms
    • Bathroom
      3 pc bath · tile floor
      5.2 × 10.9 ft
    • Bedroom
      broadloom · closet
      16.0 × 10.2 ft
    • Family Room
      w/o to patio · fireplace
      38.3 × 20.2 ft
    Combined estimate
    $5,198
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,814
    /mo
    based on the purchase price of $979,900
    $195,980 cash
    $783,920 financed
    $660,266 total interest
    Monthly payment$4,814/ month
    Principal54%$783,920
    Interest46%$660,266

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Georgina

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 281 Hedge Road
      Sold
      Sign in for price
      281 Hedge Road
      Detached
    • 370 Adeline Drive
      Sold
      Sign in for price
      370 Adeline Drive
      Detached
    • 17 Margaret Place
      Sold
      Sign in for price
      17 Margaret Place
      Detached
    • 11 Halmar Park Road
      Sold
      Sign in for price
      11 Halmar Park Road
      Detached
    • 329 Lakeview Boulevard
      Sold
      Sign in for price
      329 Lakeview Boulevard
      Detached
    • 12 Station Road
      Sold
      Sign in for price
      12 Station Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    104 Riverbank DriveThis home3 / 215,002,000$979,900ask———
    281 Hedge Road3 / 41,500—
    370 Adeline Drive3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Georgina

    Active listings within ±20% of this asking price.

    • 43 Northwood Road
      $860,000
      43 Northwood Road
      Detached 3 2
    • 98 Church Street
      $1,099,000
      98 Church Street
      Detached 4 4
    • 122 Blue Heron Drive
      $1,099,000
      122 Blue Heron Drive
      Detached 3 2
    • 37 Pietrowski Drive
      $960,000
      37 Pietrowski Drive
      Detached 4 3
    • 2 Big Canoe Drive
      $999,000
      2 Big Canoe Drive
      Detached 4 4
    • 21043 Dalton Road
      $895,000
      21043 Dalton Road
      Detached 3 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of RE/MAX HALLMARK REALTY LTD. · displayed on Summitly per MLS® data-share rules

    104 Riverbank Drive is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 104 Riverbank Drive built?

    The year built for 104 Riverbank Drive isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 104 Riverbank Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for 104 Riverbank Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 104 Riverbank Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $979,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 104 Riverbank Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 104 Riverbank Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 104 Riverbank Drive in?

    104 Riverbank Drive is in Pefferlaw, Georgina. The 'Neighbourhood' section below links to the live Georgina real estate hub with average sold price, days on market, and current inventory.

  20. Is Georgina a good place to live?

    Georgina is one of ON's actively-tracked Summitly markets. The full Georgina real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 17 Margaret Place
    3 / 3
    1,500
    —
    11 Halmar Park Road3 / 11,100—
    329 Lakeview Boulevard3 / 11,100—
    12 Station Road3 / 11,100—