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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    127.5 Adelaide Street S

    Lindsay·Kawartha Lakes, ON··

    • 2 beds
    Kawartha Lakes real estate›X13604278
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 127.5 Adelaide Street S. This home has a main level that boasts an open-concept layout elevated by a soaring vaulted ceiling in the living room and dining area. The main floor features 2 oversized bedrooms with an ensuite and another 4 piece bathroom. It's sleek and stylish design is built for low-maintenance modern living, complete with an attached garage for easy winter parking and storage. Downstairs is what sets this property apart. It has a separate entrance and a kitchen with 2 bedrooms and its own bathroom. The possibility of making this an in-law suite or a separate high in demand rental unit will help lower your mortgage payments. This property is set up on a huge lot in the core of Lindsay. Tenants and homeowners alike will love being within walking distance to Fleming College, the hospital, central parks and all other amenities. Live upstairs and have your basement help with your mortgage while you hold a prime piece of Lindsay real estate. This house was recently updated with gutter guards to help lower what little maintenance this property needs. This one is a must see.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 24, 2026ListedCurrentFor sale$699,900 —X13604278This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 127.5 Adelaide Street S
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,438
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $326
    0.56% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $695,858
      Last 30 days
    • Median sold price
      $627,450
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      386
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 127.5 Adelaide Street S — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 127.5 Adelaide Street S and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 127.5 Adelaide Street S listed for?

      127.5 Adelaide Street S is listed at $699,900 on the MLS® (listing X13604278). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 127.5 Adelaide Street S have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 6-15
  5. Asking
    $699,900
    $0 / sqft · MLS® X13604278
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $507,976
    $467,338Confidence range$548,614
    Asking vs estimate
    ↑↑well-above
    +$191,924
    (+37.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 39 days — this one has been listed 3 days.

    Avg sold price
    $695,858
    Median sold
    $627,450
    Avg days on market
    39
    Recently sold
    386
    See comparable sales
    The main floor features 2 oversized bedrooms with an ensuite and another 4 piece bathroom.
  7. It's sleek and stylish design is built for low-maintenance modern living, complete with an attached garage for easy winter parking and storage.
  8. It has a separate entrance and a kitchen with 2 bedrooms and its own bathroom.
  9. This property is set up on a huge lot in the core of Lindsay.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    5
    Driveway
    Available, Private Double
  12. Interior

    4
    Basement
    Full, Separate Entrance, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
  13. Exterior & construction

    4
    Exterior
    Vinyl Siding, Brick Veneer
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  14. Lot & land

    1
    Year built
    6-15
  15. Listing & possession

    4
    Possession
    2026-07-25T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    Bungalow-Raised
    Property class
    Detached
  16. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Living Room
      8.0 × 13.0 ft
    • Bathroom
      9.0 × 10.0 ft
    • Kitchen
      10.0 × 8.0 ft
    • Bathroom
      Ensuite Bath
      6.0 × 9.0 ft
    • Bedroom
      9.0 × 11.0 ft
    • Dining Room
      8.0 × 8.0 ft
    • Primary Bedroom
      12.0 × 12.0 ft

    Lower level

    6 rooms
    • Bedroom
      10.0 × 13.0 ft
    • Bedroom
      10.0 × 13.0 ft
    • Cold Room/Cantina
      17.0 × 3.5 ft
    • Bathroom
      9.0 × 4.0 ft
    • Kitchen
      10.0 × 10.0 ft
    • Living Room
      17.0 × 13.0 ft
    Combined estimate
    $3,764
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,438
    /mo
    based on the purchase price of $699,900
    $139,980 cash
    $559,920 financed
    $471,600 total interest
    Monthly payment$3,438/ month
    Principal54%$559,920
    Interest46%$471,600

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 291 County Rd 30
      Sold
      Sign in for price
      291 County Rd 30
      Detached
    • 65 Victoria Avenue
      Sold
      Sign in for price
      65 Victoria Avenue
      Detached
    • 39 Cedartree Lane
      Sold
      Sign in for price
      39 Cedartree Lane
      Detached
    • 417 Long Beach Road
      Sold
      Sign in for price
      417 Long Beach Road
      Detached
    • 131 Corbett Drive
      Sold
      Sign in for price
      131 Corbett Drive
      Detached
    • 2276 Hillview Drive
      Sold
      Sign in for price
      2276 Hillview Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    127.5 Adelaide Street SThis home2 / 311,001,500$699,900ask———
    291 County Rd 304 / 22,000—
    65 Victoria Avenue3 / 21,100—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 58 Leslie Frost Lane
      $799,000
      58 Leslie Frost Lane
      Detached 4 2
    • 79 Brook Road
      $710,000
      79 Brook Road
      Detached 3 2
    • 87 Superior Road
      $725,000
      87 Superior Road
      Detached 3 1
    • 60 Sanderling Crescent
      $699,900
      60 Sanderling Crescent
      Detached 4 4
    • 661 Fingerboard Road
      $599,900
      661 Fingerboard Road
      Detached 2 2
    • 14 Matchett Crescent
      $599,900
      14 Matchett Crescent
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Century 21 United Realty Inc. · displayed on Summitly per MLS® data-share rules

    127.5 Adelaide Street S is a 2-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 127.5 Adelaide Street S built?

    127.5 Adelaide Street S was built in 6-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 127.5 Adelaide Street S?

    The 'Property tax' tab in the History section shows the most recent annual tax for 127.5 Adelaide Street S plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 127.5 Adelaide Street S?

    The affordability calculator on this page shows an estimated monthly mortgage for $699,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 127.5 Adelaide Street S been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 127.5 Adelaide Street S with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 127.5 Adelaide Street S in?

    127.5 Adelaide Street S is in Lindsay, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  26. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 39 Cedartree Lane
    2 / 2
    1,100
    —
    417 Long Beach Road3 / 11,100—
    131 Corbett Drive3 / 21,100—
    2276 Hillview Drive4 / 42,500—