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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

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For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed yesterday

    138 45th Street N

    ·Wasaga Beach, ON··

    • 3 beds
    • 3 baths
    • 2500-3000 sqft
    • Detached
    • Built 31-50
    Asking
    $624,000
    $0 / sqft · MLS® S13609678
    Chat Zara
    Wasaga Beach real estate›S13609678
    Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $667,292
    $613,909Confidence range$720,675
    Asking vs estimate
    ≈in-line
    −$43,292
    (-6.5%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Wasaga Beach sell in about 54 days — this one has been listed 1 day.

    Avg sold price
    $667,292
    Median sold
    $632,000
    Avg days on market
    54
    Recently sold
    197
    See comparable sales
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    Welcome to 138 45th Street North, ideally located in the heart of Wasaga Beach. This spacious home offers the perfect blend of convenience and coastal living, just minutes from the sandy shoreline and within walking distance to shopping, restaurants, parks, and everyday amenities. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property offers incredible flexibility.Inside, you'll find a bright and inviting layout with generous living spaces and plenty of natural light. The open living and dining areas create a comfortable setting for entertaining or relaxing, while the kitchen offers ample storage and convenient access to the backyard. The lower level features updated flooring and provides additional living space with excellent potential for multi-generational living or the possibility of a second unit.Situated on a generous lot with ample parking, this home is located in a family-friendly neighbourhood close to schools, trails, and public transit. Spend your days enjoying nearby beaches, shopping, and restaurants, all just moments from your door.Whether you're seeking lifestyle, convenience, or investment potential, this Wasaga Beach home delivers the best of it all.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Welcome to 138 45th Street North, ideally located in the heart of Wasaga Beach.
    • This spacious home offers the perfect blend of convenience and coastal living, just minutes from the sandy shoreline and within walking distance to shopping, restaurants, parks, and everyday amenities.
    • The open living and dining areas create a comfortable setting for entertaining or relaxing, while the kitchen offers ample storage and convenient access to the backyard.
    Ask Zara a follow-up
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 27, 2026ListedCurrentFor sale$624,000 —S13609678This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
      Sewer
    • Parking & garage

      3
      Garage
      None
      Parking spaces
      8
      Driveway
      Private Double, Private
    • Interior

      4
      Basement
      Finished with Walk-Out, Separate Entrance
      Family room
      Y
      Kitchens
      2
      Total rooms
      6
    • Exterior & construction

      5
      Exterior
      Aluminum Siding, Brick Front
      Roof
      Asphalt Shingle
      Foundation
      Poured Concrete
      View
      Beach, Downtown, Forest
      Pool
      None
    • Lot & land

      2
      Year built
      31-50
      Zoning
      R1
    • Listing & possession

      3
      Occupancy
      Flexible
      Property style
      2-Storey
      Property class
      Detached

    Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Bedroom 3
      15.4 × 12.5 ft
    • Den
      14.4 × 17.4 ft
    • Dining Room
      20.7 × 12.5 ft
    • Kitchen
      8.5 × 10.8 ft

    Second level

    6 rooms
    • Family Room
      16.7 × 12.5 ft
    • Bedroom 2
      9.2 × 6.9 ft
    • Kitchen
      16.1 × 11.8 ft
    • Bedroom
      11.8 × 8.9 ft
    • Primary Bedroom
      12.8 × 14.4 ft
    • Dining Room
      8.9 × 12.8 ft
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 138 45th Street N
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,066
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $345
    0.66% mill rate · ON
    Combined estimate
    $3,411
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,066
    /mo
    based on the purchase price of $624,000
    $124,800 cash
    $499,200 financed
    $420,457 total interest
    Monthly payment$3,066/ month
    Principal54%$499,200
    Interest46%$420,457

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    The market

    How this home sits in the Wasaga Beach market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Wasaga Beach market right now

    Average sold price, days on market, and closed-transaction count for Wasaga Beach — sourced from MLS®.

    • Avg sold price
      $667,292
      Last 30 days
    • Median sold price
      $632,000
      Middle of the market
    • Days on market
      54 d
      Avg from list to close
    • Closed last 30d
      197
      MLS® transactions
    Full Wasaga Beach market report

    Comparable detacheds that just sold in Wasaga Beach

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 46 Royal Beech Drive
      Sold
      Sign in for price
      46 Royal Beech Drive
      Detached
    • 25 Kelley Crescent
      Sold
      Sign in for price
      25 Kelley Crescent
      Detached
    • 1713 Shore Lane
      Sold
      Sign in for price
      1713 Shore Lane
      Detached
    • 73 Fernbrook Drive
      Sold
      Sign in for price
      73 Fernbrook Drive
      Detached
    • 13 Pennsylvania Avenue
      Sold
      Sign in for price
      13 Pennsylvania Avenue
      Detached
    • 16 Cherry Sands Crescent
      Sold
      Sign in for price
      16 Cherry Sands Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    138 45th Street NThis home3 / 325,003,000$624,000ask———
    46 Royal Beech Drive3 / 1700—
    25 Kelley Crescent4 / 31,500—
    1713 Shore Lane3 / 1700—
    73 Fernbrook Drive2 / 2700—
    13 Pennsylvania Avenue2 / 21,100—
    16 Cherry Sands Crescent2 / 31,500—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in Wasaga Beach

    Active listings within ±20% of this asking price.

    • 31 Brouwer Crescent
      $642,000
      31 Brouwer Crescent
      Detached 2 2
    • 19 62nd Street
      $649,000
      19 62nd Street
      Detached 4 1
    • 717 Oxbow Park Drive
      $525,500
      717 Oxbow Park Drive
      Detached 3 1
    • 116 Stroud Crescent
      $599,900
      116 Stroud Crescent
      Detached 2 2
    • 15 47th Street
      $649,000
      15 47th Street
      Detached 4 3
    • 104 Village Gate Drive
      $650,000
      104 Village Gate Drive
      Detached 3 4
    Buy with Coldwell Banker Summit Realty

    We'll get you into 138 45th Street N — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    • AI-first listing data

      Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

    • One team, no handoffs

      Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

    • Showings on YOUR schedule

      Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

    • Mortgage that closes

      Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

    Public listing courtesy of RIGHT AT HOME REALTY · displayed on Summitly per MLS® data-share rules
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 138 45th Street N and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 138 45th Street N listed for?

      138 45th Street N is listed at $624,000 on the MLS® (listing S13609678). The price updates on Summitly as soon as the MLS® record changes.

    • How many bedrooms, bathrooms, and square feet does 138 45th Street N have?

      138 45th Street N is a 3-bedroom, 3-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

    • When was 138 45th Street N built?

      138 45th Street N was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

    • What is the property tax for 138 45th Street N?

      The 'Property tax' tab in the History section shows the most recent annual tax for 138 45th Street N plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

    • How much would the monthly mortgage be on 138 45th Street N?

      The affordability calculator on this page shows an estimated monthly mortgage for $624,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

    • Has 138 45th Street N been sold before?

      The 'Listing history' tab above lists every previous MLS® listing of 138 45th Street N with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

    • What neighbourhood is 138 45th Street N in?

      138 45th Street N is in Wasaga Beach, Wasaga Beach. The 'Neighbourhood' section below links to the live Wasaga Beach real estate hub with average sold price, days on market, and current inventory.

    • Is Wasaga Beach a good place to live?

      Wasaga Beach is one of ON's actively-tracked Summitly markets. The full Wasaga Beach real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.