Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchAll Ontario CitiesBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesCompareAI ConciergeFranchise

Company

AboutWhy SummitlyContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    905-553-8500
    HomeBuySell
    For sale Listed 4 days ago

    Unit 102 — 140 Cedar Island Road

    ·Orillia, ON··

    • 3 beds
    Orillia real estate›S13596096
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Experience luxury waterfront living at Elgin Bay Club. This exceptional main-floor condo offers panoramic views of beautiful Lake Couchiching and an elegant, low-maintenance lifestyle in one of Orillia's premier condominium communities. Featuring 3 spacious bedrooms, 3 bathrooms, rich hardwood flooring throughout, and a convenient in-suite laundry room, this bright, well-appointed suite is designed for comfortable everyday living and effortless entertaining. The functional galley kitchen flows into the open living and dining areas, where expansive windows capture breathtaking lake views. The generous primary suite is a private retreat featuring a beautifully renovated ensuite bathroom, while two additional bedrooms provide flexibility for family, guests, or a home office. Complete with two owned parking spaces and a storage locker, this rare offering also provides the opportunity to rent or purchase a boat slip, making it easy to embrace the waterfront lifestyle. Just minutes from downtown Orillia's shops, restaurants, marinas, parks, and cultural attractions, this is sophisticated lakeside living where every day begins and ends with spectacular Lake Couchiching views.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 22, 2026ListedCurrentFor sale$1,125,000 —S13596096This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 102 — 140 Cedar Island Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Hospital
    • Park
    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,527
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $642
    0.68% mill rate · ON
    The market

    How this home sits in the Orillia market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Orillia market right now

    Average sold price, days on market, and closed-transaction count for Orillia — sourced from MLS®.

    • Avg sold price
      $586,533
      Last 30 days
    • Median sold price
      $565,000
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      159
      MLS® transactions
    Full Orillia market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 102 — 140 Cedar Island Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 102 — 140 Cedar Island Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 102 — 140 Cedar Island Road listed for?

      Unit 102 — 140 Cedar Island Road is listed at $1,125,000 on the MLS® (listing S13596096). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 102 — 140 Cedar Island Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2000-2249 sqft
  3. Condo Apartment
  4. Built 16-30
  5. Asking
    $1,125,000
    $0 / sqft · MLS® S13596096
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $586,533
    $539,610Confidence range$633,456
    Asking vs estimate
    ↑↑well-above
    +$538,467
    (+91.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Orillia sell in about 37 days — this one has been listed 4 days.

    Avg sold price
    $586,533
    Median sold
    $565,000
    Avg days on market
    37
    Recently sold
    159
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    The functional galley kitchen flows into the open living and dining areas, where expansive windows capture breathtaking lake views.
  7. The generous primary suite is a private retreat featuring a beautifully renovated ensuite bathroom, while two additional bedrooms provide flexibility for family, guests, or a home office.
  8. Complete with two owned parking spaces and a storage locker, this rare offering also provides the opportunity to rent or purchase a boat slip, making it easy to embrace the waterfront lifestyle.
  9. Just minutes from downtown Orillia's shops, restaurants, marinas, parks, and cultural attractions, this is sophisticated lakeside living where every day begins and ends with spectacular Lake Couchiching views.
  10. Ask Zara a follow-up

    Parking & garage

    4
    Garage
    Underground
    Garage spaces
    1
    Parking spaces
    2
    Driveway
    1
  11. Interior

    6
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Main Level
    Elevator
    Y
  12. Exterior & construction

    5
    Exterior
    Stucco (Plaster)
    View
    Lake
    Waterfront
    Y
    Patio
    Terrace
    Balcony
    Terrace
  13. Lot & land

    2
    Year built
    16-30
    Zoning
    R5i(H1)
  14. Listing & possession

    3
    Possession
    2026-09-17T00:00:00.000-00:00
    Property style
    Apartment
    Property class
    Condo Apartment
  15. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    10 rooms
    • Primary Bedroom
      10.9 × 25.8 ft
    • Bedroom 2
      20.9 × 10.1 ft
    • Bathroom
      4 Pc Ensuite
      5.1 × 10.1 ft
    • Bathroom
      4 Pc Bath
      4.8 × 7.2 ft
    • Bathroom
      3 Pc Ensuite
      10.9 × 9.0 ft
    • Living Room
      23.4 × 21.1 ft
    • Foyer
      8.0 × 5.1 ft
    • Kitchen
      16.4 × 8.8 ft
    • Dining Room
      19.3 × 9.9 ft
    • Bedroom 3
      10.9 × 19.2 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $1,892
    per month
    Maintenance fee includes
    • Water
    • Parking
    Building details
    • Unit02
    • Storeys (building)1
    • ExposureSouth
    • LockerExclusive
    • Parking typePrivate, Surface, Reserved/Assigned
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corpSimcoe
    • Corp #292
    • Property managerFirst Service Residential
  16. Waterfront
  17. Rec./Commun.Centre
  18. Combined estimate
    $6,169
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,527
    /mo
    based on the purchase price of $1,125,000
    $225,000 cash
    $900,000 financed
    $758,036 total interest
    Monthly payment$5,527/ month
    Principal54%$900,000
    Interest46%$758,036

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo apartments that just sold in Orillia

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 486 Laclie Street
      Sold
      Sign in for price
      486 Laclie Street
      Condo Apartment
    • 354 Atherley Road
      Sold
      Sign in for price
      354 Atherley Road
      Condo Apartment
    • 20 Museum Drive
      Sold
      Sign in for price
      20 Museum Drive
      Condo Apartment
    • 585 Atherley Road
      Sold
      Sign in for price
      585 Atherley Road
      Condo Apartment
    • 107 Bond Street
      Sold
      Sign in for price
      107 Bond Street
      Condo Apartment
    • 95 Matchedash Street
      Sold
      Sign in for price
      95 Matchedash Street
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 102 — 140 Cedar Island RoadThis home3 / 320,002,249$1,125,000ask———
    486 Laclie Street2 / 21,200—
    354 Atherley Road2 / 31,000—
    Sold prices are hidden under TRREB rules. to reveal them.

    More condo apartments in Orillia

    Active listings within ±20% of this asking price.

    • 80 Orchard Point Road
      $999,500
      80 Orchard Point Road
      Condo Apartment 2 2
    • 90 Orchard Point Road
      $949,000
      90 Orchard Point Road
      Condo Apartment 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  19. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  20. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  21. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  22. Public listing courtesy of RE/MAX RIGHT MOVE · displayed on Summitly per MLS® data-share rules

    Unit 102 — 140 Cedar Island Road is a 3-bedroom, 3-bath, 2000-2249 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  23. When was Unit 102 — 140 Cedar Island Road built?

    Unit 102 — 140 Cedar Island Road was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  24. What is the property tax for Unit 102 — 140 Cedar Island Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 102 — 140 Cedar Island Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  25. How much would the monthly mortgage be on Unit 102 — 140 Cedar Island Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,125,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  26. Has Unit 102 — 140 Cedar Island Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 102 — 140 Cedar Island Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  27. What neighbourhood is Unit 102 — 140 Cedar Island Road in?

    Unit 102 — 140 Cedar Island Road is in Orillia, Orillia. The 'Neighbourhood' section below links to the live Orillia real estate hub with average sold price, days on market, and current inventory.

  28. Is Orillia a good place to live?

    Orillia is one of ON's actively-tracked Summitly markets. The full Orillia real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  29. 20 Museum Drive
    2 / 2
    1,600
    —
    585 Atherley Road2 / 21,200—
    107 Bond Street2 / 1800—
    95 Matchedash Street3 / 21,800—