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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 42 daysPrice drop · $25,000 off (-4.8%)

    144 Centre Street

    Deseronto (Town)·Deseronto, ON·K0K 1X0·Near Centre St. & Dundas

    • 3 beds
    Deseronto real estate›X13118818
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Perched on an elevated lot, overlooking this quaint town with the beautiful Bay of Quinte backdrop beyond, provides an exceptional sense of privacy @ 144 Centre Street. Ample parking in the triple wide driveway & hard surface walkway inviting you into this 5 bed, 2 bath family home offering something for everyone! Side & fanlight foyer window features allow an abundance of natural sunlight into the main floor living area. Custom railing with impressive woodwork detail into this modernized open space is sure to impress with a beautifully finished kitchen offering rich toned cabinetry to ceiling, glass & tiled backsplash & complimenting granite countertops. Gather around the massive detached entertaining island offering double sided cabinetry overlooking the spacious dining area, large enough to accommodate that harvest table & bright living space. 3 bedrooms on this main level nicely accommodates family living + a full bath & storage closets. Raised bungalows are admired for their energy efficient layout & brighter basement feature. The lower level is mostly finished & provides a large recreation room with pine wainscotting, corner gas fireplace, 2 generously sized bedrooms & beautifully finished 3 piece bath with great vanity storage & step in shower. The bright laundry room grants more cupboard space & ideal laundry sink. Amazing mechanicals here with 200 AMP electrical panel, generator, HRV(2019), owned hot water heater & gas furnace(2026). Step out the back door to the elevated deck with gas BBQ hook up. Relax on the lower deck with shaded gazebo shelter. Enjoy evenings around the fire pit surrounded by large fenced yard. Grow your own veggies in the raised beds & indulge in the blackberry bush, cherry & apple fruit tree offerings. Deseronto offers a welcoming small town vibe within 10 minutes to Napanee, 30 minutes to Belleville or hop across the bay to popular Prince Edward County, known for their wineries, breweries, award wining beaches & culinary offerings.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 22, 2026Price reducedCurrentReduced$499,900−$25,000 (4.8%)X13118818This page
    May 12, 2026ListedCurrentFor sale$524,900 —X13118818This page
    Nov 3, 2025Previously listedExp$569,900 —X12504332View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 144 Centre Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Fenced Yard
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,456
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $275
    0.66% mill rate · ON
    The market

    How this home sits in the Deseronto market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Deseronto market right now

    Average sold price, days on market, and closed-transaction count for Deseronto — sourced from MLS®.

    • Avg sold price
      $398,436
      Last 30 days
    • Median sold price
      $375,000
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      11
      MLS® transactions
    Full Deseronto market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 144 Centre Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 144 Centre Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 144 Centre Street listed for?

      144 Centre Street is listed at $499,900 on the MLS® (listing X13118818). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 144 Centre Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 16-30
  5. Asking
    $499,900
    $0 / sqft · MLS® X13118818
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $398,436
    $366,561Confidence range$430,311
    Asking vs estimate
    ↑↑well-above
    +$101,464
    (+25.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Deseronto sell in about 38 days — this one has been listed 42 days.

    Avg sold price
    $398,436
    Median sold
    $375,000
    Avg days on market
    38
    Recently sold
    11
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Ample parking in the triple wide driveway & hard surface walkway inviting you into this 5 bed, 2 bath family home offering something for everyone!
    • Raised bungalows are admired for their energy efficient layout & brighter basement feature.
    • The bright laundry room grants more cupboard space & ideal laundry sink.
    • Step out the back door to the elevated deck with gas BBQ hook up.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    Private Double
  8. Interior

    5
    Basement
    Partially Finished, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Lower Level
  9. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Metal
    Foundation
    Poured Concrete
    Pool
    None
  10. Lot & land

    2
    Year built
    16-30
    Zoning
    R1
  11. Listing & possession

    3
    Occupancy
    Please Inquire
    Property style
    Bungalow-Raised
    Property class
    Detached
  12. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Dining Room
      11.7 × 12.9 ft
    • Living Room
      14.0 × 14.2 ft
    • Bedroom 3
      10.2 × 10.2 ft
    • Bedroom
      11.1 × 12.6 ft
    • Kitchen
      W/O To Deck
      13.5 × 15.1 ft
    • Bedroom 2
      10.5 × 10.2 ft

    Basement level

    4 rooms
    • Bedroom 4
      Partly Finished
      13.2 × 8.5 ft
    • Bedroom 5
      14.8 × 12.6 ft
    • Recreation
      Gas Fireplace
      26.6 × 15.8 ft
    • Utility Room
      combined w/laundry · laundry sink
      12.9 × 10.7 ft
    Combined estimate
    $2,731
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,456
    /mo
    based on the purchase price of $499,900
    $99,980 cash
    $399,920 financed
    $336,838 total interest
    Monthly payment$2,456/ month
    Principal54%$399,920
    Interest46%$336,838

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Deseronto

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 147 St George Street
      Sold
      Sign in for price
      147 St George Street
      Detached
    • 122 Green Street
      Sold
      Sign in for price
      122 Green Street
      Detached
    • 239 Cross Street
      Sold
      Sign in for price
      239 Cross Street
      Detached
    • 187 St George Street
      Sold
      Sign in for price
      187 St George Street
      Detached
    • 166 Green Street
      Sold
      Sign in for price
      166 Green Street
      Detached
    • 391 Thomas Street
      Sold
      Sign in for price
      391 Thomas Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    144 Centre StreetThis home3 / 211,001,500$499,900ask———
    147 St George Street4 / 33,000—
    122 Green Street3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Deseronto

    Active listings within ±20% of this asking price.

    • 171 Main Street
      $499,000
      171 Main Street
      Detached 3 2
    • 191 Brant Street
      $409,900
      191 Brant Street
      Detached 3 2
    • 57 Pearl Street
      $519,900
      57 Pearl Street
      Detached 3 2
    • 127 Green Street
      $499,000
      127 Green Street
      Detached 5 3
    • 349 Stanley Street
      $429,900
      349 Stanley Street
      Detached 4 1
    • 227 Cross Street
      $449,000
      227 Cross Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of Royal Lepage Proalliance Realty · displayed on Summitly per MLS® data-share rules

    144 Centre Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 144 Centre Street built?

    144 Centre Street was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 144 Centre Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 144 Centre Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 144 Centre Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 144 Centre Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 144 Centre Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 144 Centre Street in?

    144 Centre Street is in Deseronto (Town), Deseronto. The 'Neighbourhood' section below links to the live Deseronto real estate hub with average sold price, days on market, and current inventory.

  22. Is Deseronto a good place to live?

    Deseronto is one of ON's actively-tracked Summitly markets. The full Deseronto real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 239 Cross Street
    3 / 2
    1,100
    —
    187 St George Street3 / 31,500—
    166 Green Street3 / 21,500—
    391 Thomas Street3 / 21,500—