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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    57 Pearl Street

    Deseronto (Town)·Deseronto, ON·K0K 1X0·Near Main Street left on Pearl Street

    • 3 beds
    Deseronto real estate›X13439332
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Located in the charming town of Deseronto just 10 minutes to Napanee and approximately 25 minutes to Belleville, this spacious side split offers incredible versatility for the growing family or hobby enthusiast. Featuring a thoughtful rear addition that provides extra living space, convenient laundry access, and direct entry to the garage and backyard, this home has been lovingly updated throughout the years. The bright open concept main floor showcases a renovated kitchen, dining, and living area designed for modern family living and entertaining, complete with patio doors leading to the fully fenced backyard. Upstairs offers three comfortable bedrooms, while the lower level provides two additional rooms perfect for bedrooms, recreation space, home office, gym, or extra storage depending on your needs. One of the standout features of this property is the one car garage currently functioning as a insulated and drywalled workshop. The original garage door remains in place, making conversion back to traditional garage use simple if desired. With easy access directly from the rear addition, the space offers endless flexibility for hobbyists, storage, home business potential, or workshop needs. The oversized irregular-shaped backyard provides exceptional outdoor space for kids, pets, gardening, or entertaining, all fully fenced for privacy. Enjoy glimpses of the beautiful Bay of Quinte right from the property and appreciate the easy walk to the waterfront, parks, and local amenities. A fantastic opportunity to enjoy small-town living with space, flexibility, and convenience all in one package.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 12, 2026ListedCurrentFor sale$519,900 —X13439332This page
    May 20, 2026Previously listedTer$529,900 —X13150012View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 57 Pearl Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Fenced Yard
    • Lake Access
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,554
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $256
    0.59% mill rate · ON
    The market

    How this home sits in the Deseronto market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Deseronto market right now

    Average sold price, days on market, and closed-transaction count for Deseronto — sourced from MLS®.

    • Avg sold price
      $402,290
      Last 30 days
    • Median sold price
      $377,500
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      10
      MLS® transactions
    Full Deseronto market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 57 Pearl Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 57 Pearl Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 57 Pearl Street listed for?

      57 Pearl Street is listed at $519,900 on the MLS® (listing X13439332). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 57 Pearl Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 31-50
  5. Asking
    $519,900
    $0 / sqft · MLS® X13439332
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $402,290
    $370,107Confidence range$434,473
    Asking vs estimate
    ↑↑well-above
    +$117,610
    (+29.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Deseronto sell in about 39 days — this one has been listed 2 days.

    Avg sold price
    $402,290
    Median sold
    $377,500
    Avg days on market
    39
    Recently sold
    10
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Located in the charming town of Deseronto just 10 minutes to Napanee and approximately 25 minutes to Belleville, this spacious side split offers incredible versatility for the growing family or hobby enthusiast.
    • Featuring a thoughtful rear addition that provides extra living space, convenient laundry access, and direct entry to the garage and backyard, this home has been lovingly updated throughout the years.
    • The bright open concept main floor showcases a renovated kitchen, dining, and living area designed for modern family living and entertaining, complete with patio doors leading to the fully fenced backyard.
    • The oversized irregular-shaped backyard provides exceptional outdoor space for kids, pets, gardening, or entertaining, all fully fenced for privacy.
    Ask Zara a follow-up
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    6
    Driveway
    Front Yard Parking
  8. Interior

    4
    Basement
    Finished with Walk-Out, Separate Entrance, Crawl Space, Half, Walk-Out, Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  9. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Fibreglass Shingle
    Foundation
    Block, Insulated Concrete Form
    Pool
    None
  10. Lot & land

    2
    Year built
    31-50
    Zoning
    R1
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Sidesplit
    Property class
    Detached
  12. Room-by-room · 5 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Kitchen
      9.0 × 13.5 ft
    • Living Room
      11.3 × 24.0 ft
    • Dining Room
      9.0 × 10.7 ft

    Upper level

    2 rooms
    • Primary Bedroom
      10.0 × 15.4 ft
    • Bedroom 2
      12.4 × 9.2 ft
  13. Park
  14. School Bus Route
  15. Combined estimate
    $2,810
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,554
    /mo
    based on the purchase price of $519,900
    $103,980 cash
    $415,920 financed
    $350,314 total interest
    Monthly payment$2,554/ month
    Principal54%$415,920
    Interest46%$350,314

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Deseronto

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 239 Cross Street
      Sold
      Sign in for price
      239 Cross Street
      Detached
    • 187 St George Street
      Sold
      Sign in for price
      187 St George Street
      Detached
    • 166 Green Street
      Sold
      Sign in for price
      166 Green Street
      Detached
    • 391 Thomas Street
      Sold
      Sign in for price
      391 Thomas Street
      Detached
    • 422 Thomas Street
      Sold
      Sign in for price
      422 Thomas Street
      Detached
    • 71 Brant Street
      Sold
      Sign in for price
      71 Brant Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    57 Pearl StreetThis home3 / 215,002,000$519,900ask———
    239 Cross Street3 / 21,100—
    187 St George Street3 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Deseronto

    Active listings within ±20% of this asking price.

    • 127 Green Street
      $499,000
      127 Green Street
      Detached 5 3
    • 349 Stanley Street
      $429,900
      349 Stanley Street
      Detached 4 1
    • 227 Cross Street
      $449,000
      227 Cross Street
      Detached 3 2
    • 144 Centre Street
      $524,900
      144 Centre Street
      Detached 3 2
    • 61 Brant Street
      $449,900
      61 Brant Street
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of Royal Lepage Proalliance Realty · displayed on Summitly per MLS® data-share rules

    57 Pearl Street is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 57 Pearl Street built?

    57 Pearl Street was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 57 Pearl Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 57 Pearl Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 57 Pearl Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $519,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 57 Pearl Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 57 Pearl Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 57 Pearl Street in?

    57 Pearl Street is in Deseronto (Town), Deseronto. The 'Neighbourhood' section below links to the live Deseronto real estate hub with average sold price, days on market, and current inventory.

  25. Is Deseronto a good place to live?

    Deseronto is one of ON's actively-tracked Summitly markets. The full Deseronto real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 166 Green Street
    3 / 2
    1,500
    —
    391 Thomas Street3 / 21,500—
    422 Thomas Street3 / 21,100—
    71 Brant Street4 / 21,500—