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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 7 days

    171 Main Street

    Deseronto (Town)·Deseronto, ON·K0K 1X0·Near Main and Pearl

    • 3 beds
    Deseronto real estate›X13442930
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Exceptional 3-bedroom, 2-bathroom home perfectly combines the charm of rustic cottage living with the peace and tranquility of a quiet small town. Wake up every morning to stunning water views of Bay of Quinte, with Centennial Park and the local Marina right at your doorstep. Whether you are looking for a peaceful forever home, a weekend escape, or a highly profitable, income-generating short-term rental, this property offers an unbeatable front-row seat to four-season recreation. Step inside to experience cozy, cabin-inspired warmth. Relax by one of the two Gas fired fireplaces after a day of summer boating or winter ice fishing. The home is engineered for year-round comfort and efficiency, featuring a modern, cost-saving heat pump system for both heating and cooling. The outdoor living space is a true private oasis designed for ultimate relaxation and guest entertainment. Host unforgettable summer gatherings with the backyard barbecue, unwind under the stars in your private hot tub, or share stories around the fire pit on crisp evenings. Whether you want to slow down and enjoy the quiet life or capitalize on a turnkey investment opportunity in a high-demand vacation destination, this property delivers it all. Equiped with 100AMP Circuit breaker electrical panel. Take over the current short-term rental operation with all existing furniture and equipment and start earning from day 1. Detached Garage and up to 5 Cars parking. Ideally placed from major cities and towns in the area (10 Mins drive to Napanee, 30 mins to Belleville, 45 mins to Kingston). Schedule your private viewing today!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 14, 2026ListedCurrentFor sale$499,000 —X13442930This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Heat Pump
      Air conditioning
      Other
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 171 Main Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Clear View
    • Fenced Yard
    • Lake Access
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,451
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $222
    0.53% mill rate · ON
    The market

    How this home sits in the Deseronto market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Deseronto market right now

    Average sold price, days on market, and closed-transaction count for Deseronto — sourced from MLS®.

    • Avg sold price
      $398,436
      Last 30 days
    • Median sold price
      $375,000
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      11
      MLS® transactions
    Full Deseronto market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 171 Main Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 171 Main Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 171 Main Street listed for?

      171 Main Street is listed at $499,000 on the MLS® (listing X13442930). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 171 Main Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $499,000
    $0 / sqft · MLS® X13442930
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $398,436
    $366,561Confidence range$430,311
    Asking vs estimate
    ↑↑well-above
    +$100,564
    (+25.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Deseronto sell in about 38 days — this one has been listed 7 days.

    Avg sold price
    $398,436
    Median sold
    $375,000
    Avg days on market
    38
    Recently sold
    11
    See comparable sales
    AI highlights by Zara
    • Wake up every morning to stunning water views of Bay of Quinte, with Centennial Park and the local Marina right at your doorstep.
    • Relax by one of the two Gas fired fireplaces after a day of summer boating or winter ice fishing.
    • The outdoor living space is a true private oasis designed for ultimate relaxation and guest entertainment.
    • Detached Garage and up to 5 Cars parking.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  6. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    6
    Driveway
    Private
  7. Interior

    7
    Basement
    Crawl Space
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Main Level
    Elevator
    N
    Accessibility
    N
  8. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Bay, Lake, Marina
    Waterfront
    Y
    Pool
    None
  9. Listing & possession

    4
    Possession
    2026-08-31T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  10. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Sitting
      laminate · fireplace · combined w/kitchen
      21.0 × 11.8 ft
    • Bedroom
      laminate · large window · closet
      11.5 × 9.8 ft
    • Kitchen
      laminate · centre island · combined w/sitting
      21.0 × 11.8 ft
    • Family Room
      laminate · glass doors · led lighting
      15.1 × 19.7 ft

    Second level

    2 rooms
    • Bedroom 2
      laminate · south view · closet
      11.5 × 11.5 ft
    • Bedroom 3
      laminate · large window · closet
      10.8 × 11.5 ft
  11. Marina
  12. Waterfront
  13. Combined estimate
    $2,673
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,451
    /mo
    based on the purchase price of $499,000
    $99,800 cash
    $399,200 financed
    $336,231 total interest
    Monthly payment$2,451/ month
    Principal54%$399,200
    Interest46%$336,231

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Deseronto

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 147 St George Street
      Sold
      Sign in for price
      147 St George Street
      Detached
    • 122 Green Street
      Sold
      Sign in for price
      122 Green Street
      Detached
    • 239 Cross Street
      Sold
      Sign in for price
      239 Cross Street
      Detached
    • 187 St George Street
      Sold
      Sign in for price
      187 St George Street
      Detached
    • 166 Green Street
      Sold
      Sign in for price
      166 Green Street
      Detached
    • 391 Thomas Street
      Sold
      Sign in for price
      391 Thomas Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    171 Main StreetThis home3 / 211,001,500$499,000ask———
    147 St George Street4 / 33,000—
    122 Green Street3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Deseronto

    Active listings within ±20% of this asking price.

    • 191 Brant Street
      $409,900
      191 Brant Street
      Detached 3 2
    • 57 Pearl Street
      $519,900
      57 Pearl Street
      Detached 3 2
    • 127 Green Street
      $499,000
      127 Green Street
      Detached 5 3
    • 349 Stanley Street
      $429,900
      349 Stanley Street
      Detached 4 1
    • 227 Cross Street
      $449,000
      227 Cross Street
      Detached 3 2
    • 144 Centre Street
      $499,900
      144 Centre Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of CENTURY 21 PROPERTY ZONE REALTY INC. · displayed on Summitly per MLS® data-share rules

    171 Main Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 171 Main Street built?

    The year built for 171 Main Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 171 Main Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 171 Main Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 171 Main Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 171 Main Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 171 Main Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 171 Main Street in?

    171 Main Street is in Deseronto (Town), Deseronto. The 'Neighbourhood' section below links to the live Deseronto real estate hub with average sold price, days on market, and current inventory.

  23. Is Deseronto a good place to live?

    Deseronto is one of ON's actively-tracked Summitly markets. The full Deseronto real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 239 Cross Street
    3 / 2
    1,100
    —
    187 St George Street3 / 31,500—
    166 Green Street3 / 21,500—
    391 Thomas Street3 / 21,500—