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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    Unit 101 — 478 St Andrew Street E

    ·Centre Wellington, ON··

    • 2 beds
    Centre Wellington real estate›X13599666
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Historic Charm Meets Modern Convenience. Experience the magic of the Historic St. Andrew's Mill. This rare, one-of-a-kind condo features two bedrooms, two full bathrooms, and two garage spaces. Inside, soaring 10-foot ceilings and expansive windows flood the interior with natural light, highlighting beautiful exposed beams and hardwood flooring throughout. Take a look at the unique, meandering floor plan offering privacy and character, this end unit has an incredible location within the building - only a few short steps to the side exterior door and the large riverside patio with BBQ station. Set on the Grand River overlooking Wilson's Dam, you are a short stroll to the shops & restaurants of historic Downtown Fergus. Across the river from this condo, you will find a beautiful community park, complete with winding walking trails through the forest. Don't miss the chance to see this standout corner unit for yourself - complete with soaring ceilings and the rare luxury of a private double car garage!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 23, 2026ListedCurrentFor sale$629,900 —X13599666This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Air conditioning
      Central Air
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 101 — 478 St Andrew Street E
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,095
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $368
    0.70% mill rate · ON
    The market

    How this home sits in the Centre Wellington market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Centre Wellington market right now

    Average sold price, days on market, and closed-transaction count for Centre Wellington — sourced from MLS®.

    • Avg sold price
      $886,911
      Last 30 days
    • Median sold price
      $785,000
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      149
      MLS® transactions
    Full Centre Wellington market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 101 — 478 St Andrew Street E — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 101 — 478 St Andrew Street E and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 101 — 478 St Andrew Street E listed for?

      Unit 101 — 478 St Andrew Street E is listed at $629,900 on the MLS® (listing X13599666). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 101 — 478 St Andrew Street E have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1000-1199 sqft
  3. Condo Apartment
  4. Asking
    $629,900
    $0 / sqft · MLS® X13599666
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $647,445
    $595,649Confidence range$699,241
    Asking vs estimate
    ≈in-line
    −$17,545
    (-2.7%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Centre Wellington sell in about 41 days — this one has been listed 2 days.

    Avg sold price
    $886,911
    Median sold
    $785,000
    Avg days on market
    41
    Recently sold
    149
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    This rare, one-of-a-kind condo features two bedrooms, two full bathrooms, and two garage spaces.
  6. Inside, soaring 10-foot ceilings and expansive windows flood the interior with natural light, highlighting beautiful exposed beams and hardwood flooring throughout.
  7. Across the river from this condo, you will find a beautiful community park, complete with winding walking trails through the forest.
  8. Don't miss the chance to see this standout corner unit for yourself - complete with soaring ceilings and the rare luxury of a private double car garage!
  9. Ask Zara a follow-up

    Parking & garage

    3
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    2
  10. Interior

    6
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    5
    Laundry level
    Main Level
    Elevator
    Y
  11. Exterior & construction

    4
    Exterior
    Stone
    Waterfront
    Y
    Patio
    None
    Balcony
    None
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    1 Storey/Apt
    Property class
    Condo Apartment
  13. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Primary Bedroom
      19.7 × 14.4 ft
    • Kitchen
      14.2 × 11.5 ft
    • Bathroom
      3 Pc Ensuite
      7.8 × 5.9 ft
    • Bedroom
      11.2 × 11.6 ft
    • Utility Room
      2.9 × 3.1 ft
    • Living Room
      12.7 × 14.3 ft
    • Dining Room
      12.8 × 14.2 ft
    • Bathroom
      4.7 × 5.2 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $973
    per month
    Maintenance fee includes
    • Water
    • Parking
    Building details
    • Unit101
    • Storeys (building)1
    • ExposureNorth West
    • LockerOwned
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corpWSCC
    • Corp #124
    • Property managerFive Rivers
    Combined estimate
    $3,463
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,095
    /mo
    based on the purchase price of $629,900
    $125,980 cash
    $503,920 financed
    $424,433 total interest
    Monthly payment$3,095/ month
    Principal54%$503,920
    Interest46%$424,433

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo apartments that just sold in Centre Wellington

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 625 St David Street
      Sold
      Sign in for price
      625 St David Street
      Condo Apartment
    • 99A Farley Road
      Sold
      Sign in for price
      99A Farley Road
      Condo Apartment
    • 625 St David Street
      Sold
      Sign in for price
      625 St David Street
      Condo Apartment
    • 6523 Wellington 7 Road
      Sold
      Sign in for price
      6523 Wellington 7 Road
      Condo Apartment
    • 19 Stumpf Street
      Sold
      Sign in for price
      19 Stumpf Street
      Condo Apartment
    • 6523 Wellington Rd 7 Road
      Sold
      Sign in for price
      6523 Wellington Rd 7 Road
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 101 — 478 St Andrew Street EThis home2 / 210,001,199$629,900ask———
    625 St David Street2 / 1700—
    99A Farley Road2 / 21,400—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo apartments in Centre Wellington

    Active listings within ±20% of this asking price.

    • 99B Farley Road
      $669,900
      99B Farley Road
      Condo Apartment 2 2
    • 19 STUMPF Street
      $549,900
      19 STUMPF Street
      Condo Apartment 1 2
    • 99B Farley Road
      $625,000
      99B Farley Road
      Condo Apartment 2 2
    • 245 Scotland Street
      $599,900
      245 Scotland Street
      Condo Apartment 2 2
    • 99B Farley Road
      $579,900
      99B Farley Road
      Condo Apartment 2 2
    • 23 Stumpf Street
      $669,900
      23 Stumpf Street
      Condo Apartment 1 2
  14. AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of Royal LePage Royal City Realty · displayed on Summitly per MLS® data-share rules

    Unit 101 — 478 St Andrew Street E is a 2-bedroom, 2-bath, 1000-1199 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was Unit 101 — 478 St Andrew Street E built?

    The year built for Unit 101 — 478 St Andrew Street E isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for Unit 101 — 478 St Andrew Street E?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 101 — 478 St Andrew Street E plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on Unit 101 — 478 St Andrew Street E?

    The affordability calculator on this page shows an estimated monthly mortgage for $629,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has Unit 101 — 478 St Andrew Street E been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 101 — 478 St Andrew Street E with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is Unit 101 — 478 St Andrew Street E in?

    Unit 101 — 478 St Andrew Street E is in Fergus, Centre Wellington. The 'Neighbourhood' section below links to the live Centre Wellington real estate hub with average sold price, days on market, and current inventory.

  24. Is Centre Wellington a good place to live?

    Centre Wellington is one of ON's actively-tracked Summitly markets. The full Centre Wellington real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 625 St David Street
    2 / 2
    800
    —
    6523 Wellington 7 Road2 / 31,600—
    19 Stumpf Street1 / 21,200—
    6523 Wellington Rd 7 Road2 / 21,200—