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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 13 days

    4868 County Rd 20 Road

    ·South Glengarry, ON··

    • 3 beds
    South Glengarry real estate›X13559576
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    A rare and versatile opportunity awaits in the charming village of Martintown! Situated along the picturesque Raisin River, this unique property offers both residential comfort and exceptional investment potential. The well-maintained approx 1,250 sq. ft. home features three bedrooms, a bright formal living room, a separate dining room, a cozy family room, and a finished basement, providing plenty of space for everyday living. At the rear of the home, a screened-in patio offers the perfect place to relax while taking in peaceful river views and breathtaking sunsets. Adding even more value is the detached secondary building, formerly the original Bank of Nova Scotia in Martintown. Now vacant and ready for its next chapter, this commercial space features a welcoming reception area, five private offices, and a convenient 2-piece bathroom. With the appropriate approvals, it may offer the potential to be converted into a secondary residential dwelling for extended family, guests, or additional rental income. The home is currently tenant-occupied by excellent tenants who would be happy to stay, making this an attractive opportunity for investors seeking immediate rental income. The commercial building is vacant, allowing a new owner the flexibility to establish a business, lease the space, or explore future residential conversion possibilities. With ample parking, a peaceful setting, and stunning views of the Raisin River, this unique property offers the perfect blend of lifestyle, flexibility, and investment potential. Spend your evenings enjoying spectacular sunsets from your own backyard while taking advantage of everything this one-of-a-kind property has to offer.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 11, 2026ListedCurrentFor sale$549,900 —X13559576This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 4868 County Rd 20 Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,701
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $302
    0.66% mill rate · ON
    The market

    How this home sits in the South Glengarry market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The South Glengarry market right now

    Average sold price, days on market, and closed-transaction count for South Glengarry — sourced from MLS®.

    • Avg sold price
      $514,646
      Last 30 days
    • Median sold price
      $533,898
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      48
      MLS® transactions
    Full South Glengarry market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 4868 County Rd 20 Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 4868 County Rd 20 Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 4868 County Rd 20 Road listed for?

      4868 County Rd 20 Road is listed at $549,900 on the MLS® (listing X13559576). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 4868 County Rd 20 Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $549,900
    $0 / sqft · MLS® X13559576
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $514,646
    $473,474Confidence range$555,818
    Asking vs estimate
    ↑above
    +$35,254
    (+6.9%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in South Glengarry sell in about 51 days — this one has been listed 13 days.

    Avg sold price
    $514,646
    Median sold
    $533,898
    Avg days on market
    51
    Recently sold
    48
    See comparable sales
    AI highlights by Zara
    • The well-maintained approx 1,250 sq. ft. home features three bedrooms, a bright formal living room, a separate dining room, a cozy family room, and a finished basement, providing plenty of space for everyday living.
    • At the rear of the home, a screened-in patio offers the perfect place to relax while taking in peaceful river views and breathtaking sunsets.
    • Now vacant and ready for its next chapter, this commercial space features a welcoming reception area, five private offices, and a convenient 2-piece bathroom.
    • With ample parking, a peaceful setting, and stunning views of the Raisin River, this unique property offers the perfect blend of lifestyle, flexibility, and investment potential.
    Ask Zara a follow-up
    Septic
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    4
    Driveway
    4
  7. Interior

    4
    Basement
    Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
  8. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Waterfront
    Y
    Pool
    None
  9. Lot & land

    1
    Zoning
    C1
  10. Listing & possession

    3
    Possession
    2026-10-11T00:00:00.000-00:00
    Property style
    Bungalow
    Property class
    Detached
  11. Combined estimate
    $3,003
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,701
    /mo
    based on the purchase price of $549,900
    $109,980 cash
    $439,920 financed
    $370,528 total interest
    Monthly payment$2,701/ month
    Principal54%$439,920
    Interest46%$370,528

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

    Comparable detacheds that just sold in South Glengarry

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 23 Wood Street
      Sold
      Sign in for price
      23 Wood Street
      Detached
    • 6803 St. Louis Point Road
      Sold
      Sign in for price
      6803 St. Louis Point Road
      Detached
    • 6266 94th Avenue
      Sold
      Sign in for price
      6266 94th Avenue
      Detached
    • 5812 County Rd 34 Road
      Sold
      Sign in for price
      5812 County Rd 34 Road
      Detached
    • 19238 Richmond Court
      Sold
      Sign in for price
      19238 Richmond Court
      Detached
    • 20359 First St (gv) Street
      Sold
      Sign in for price
      20359 First St (gv) Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    4868 County Rd 20 RoadThis home3 / 111,001,500$549,900ask———
    23 Wood Street3 / 2700—
    6803 St. Louis Point Road2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in South Glengarry

    Active listings within ±20% of this asking price.

    • 16 Monk Street
      $589,900
      16 Monk Street
      Detached 4 2
    • 5233 3rd Line Road
      $499,900
      5233 3rd Line Road
      Detached 4 3
    • 22197 Parkhill Circle
      $478,000
      22197 Parkhill Circle
      Detached 2 2
    • 13 Elm Street
      $449,000
      13 Elm Street
      Detached 3 2
    • 6239 149th Avenue
      $479,900
      6239 149th Avenue
      Detached 3 1
    • 19 Hamilton Island Road
      $454,900
      19 Hamilton Island Road
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of RE/MAX AFFILIATES MARQUIS LTD. · displayed on Summitly per MLS® data-share rules

    4868 County Rd 20 Road is a 3-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 4868 County Rd 20 Road built?

    The year built for 4868 County Rd 20 Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 4868 County Rd 20 Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 4868 County Rd 20 Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 4868 County Rd 20 Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $549,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 4868 County Rd 20 Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 4868 County Rd 20 Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 4868 County Rd 20 Road in?

    4868 County Rd 20 Road is in South Glengarry (Charlottenburgh) Twp, South Glengarry. The 'Neighbourhood' section below links to the live South Glengarry real estate hub with average sold price, days on market, and current inventory.

  21. Is South Glengarry a good place to live?

    South Glengarry is one of ON's actively-tracked Summitly markets. The full South Glengarry real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 6266 94th Avenue
    3 / 2
    1,500
    —
    5812 County Rd 34 Road4 / 21,500—
    19238 Richmond Court3 / 21,100—
    20359 First St (gv) Street2 / 21,100—