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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

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    For sale Listed yesterday

    496 Berford Lake Road

    ·South Bruce Peninsula, ON··

    • 2 beds
    • 2 baths
    • 700-1100 sqft
    • Detached
    • .50-1.99 ac lot
    Asking
    $419,900
    $0 / sqft · MLS® X13609732
    Chat Zara
    South Bruce Peninsula real estate›X13609732
    Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $396,778
    $365,036Confidence range$428,521
    Asking vs estimate
    ↑above
    +$23,122
    (+5.8%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in South Bruce Peninsula sell in about 49 days — this one has been listed 1 day.

    Avg sold price
    $543,532
    Median sold
    $540,000
    Avg days on market
    49
    Recently sold
    61
    See comparable sales
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Nestled near picturesque Berford Lake and the town of Wiarton, this charming 1.63-acre property offers a meticulously maintained 2-bedroom, 2-bathroom home or cottage that clearly reflects pride of ownership. Surrounded by mature trees, the well-treed lot provides a quiet, private setting-ideal for nature lovers seeking peace and tranquillity. The attached single-car garage and well-manicured landscaping enhance the property's serene atmosphere, making it a perfect retreat for first-time buyers, downsizers, or those looking for a peaceful retirement escape. Inside, the home features newer windows, a durable steel roof, in-floor heating, and hardwood flooring throughout. Upgraded insulation, along with a heat pump and air conditioning, helps ensure year-round comfort and energy efficiency. An enclosed front porch offers a cozy space to relax and take in the surrounding natural beauty. Additional highlights include a directly wired generator for reliable backup power, a 100-foot drilled well providing a dependable water source, and ample outdoor storage. All together, this property delivers a comfortable, inviting countryside haven in a sought-after Bruce Peninsula location.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Surrounded by mature trees, the well-treed lot provides a quiet, private setting-ideal for nature lovers seeking peace and tranquillity.
    • The attached single-car garage and well-manicured landscaping enhance the property's serene atmosphere, making it a perfect retreat for first-time buyers, downsizers, or those looking for a peaceful retirement escape.
    • Inside, the home features newer windows, a durable steel roof, in-floor heating, and hardwood flooring throughout.
    • An enclosed front porch offers a cozy space to relax and take in the surrounding natural beauty.
    Ask Zara a follow-up
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 27, 2026ListedCurrentFor sale$419,900 —X13609732This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Heat Pump
      Air conditioning
      Wall Unit(s)
      Water source
      Well
      Sewer
      Septic
    • Parking & garage

      4
      Garage
      Attached
      Garage spaces
      1
      Parking spaces
      5
      Driveway
      4
    • Interior

      5
      Basement
      Crawl Space
      Family room
      N
      Kitchens
      1
      Total rooms
      9
      Laundry level
      Main Level
    • Exterior & construction

      5
      Exterior
      Vinyl Siding
      Roof
      Asphalt Shingle
      Foundation
      Block, Concrete
      View
      Forest
      Pool
      None
    • Lot & land

      1
      Zoning
      RU1
    • Listing & possession

      3
      Occupancy
      Possession 60 to 90 days
      Property style
      Bungalow-Raised
      Property class
      Detached

    Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Bedroom
      10.6 × 8.1 ft
    • Bathroom
      3 Pc Bath
      5.0 × 5.0 ft
    • Kitchen
      10.5 × 8.6 ft
    • Bathroom
      4 Pc Bath
      6.6 × 6.5 ft
    • Bedroom 2
      10.2 × 7.7 ft
    • Sunroom
      13.3 × 8.4 ft
    • Office
      10.1 × 8.0 ft
    • Other
      9.9 × 9.4 ft
    • Living Room
      21.2 × 13.0 ft
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 496 Berford Lake Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,063
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $149
    0.43% mill rate · ON
    Combined estimate
    $2,212
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,063
    /mo
    based on the purchase price of $419,900
    $83,980 cash
    $335,920 financed
    $282,933 total interest
    Monthly payment$2,063/ month
    Principal54%$335,920
    Interest46%$282,933

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    The market

    How this home sits in the South Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The South Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for South Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      $543,532
      Last 30 days
    • Median sold price
      $540,000
      Middle of the market
    • Days on market
      49 d
      Avg from list to close
    • Closed last 30d
      61
      MLS® transactions
    Full South Bruce Peninsula market report

    Comparable detacheds that just sold in South Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 2 2nd Avenue
      Sold
      Sign in for price
      2 2nd Avenue
      Detached
    • 90 Mapleport Crescent
      Sold
      Sign in for price
      90 Mapleport Crescent
      Detached
    • 453 Shoreline Avenue
      Sold
      Sign in for price
      453 Shoreline Avenue
      Detached
    • 140 Hea Road
      Sold
      Sign in for price
      140 Hea Road
      Detached
    • 724 Gould Street
      Sold
      Sign in for price
      724 Gould Street
      Detached
    • 12 Isabella Street
      Sold
      Sign in for price
      12 Isabella Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    496 Berford Lake RoadThis home2 / 27,001,100$419,900ask———
    2 2nd Avenue3 / 31,500—
    90 Mapleport Crescent3 / 21,500—
    453 Shoreline Avenue3 / 21,500—
    140 Hea Road2 / 11,100—
    724 Gould Street3 / 21,500—
    12 Isabella Street3 / 1700—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in South Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 206 First Street
      $375,000
      206 First Street
      Detached 3 1
    • 533 Second Avenue
      $449,900
      533 Second Avenue
      Detached 4 2
    • 15 Burton Crescent
      $429,900
      15 Burton Crescent
      Detached 3 1
    • 20 RIVERSIDE Place
      $398,000
      20 RIVERSIDE Place
      Detached 2 1
    • 130 Crooked Hill Road
      $399,999
      130 Crooked Hill Road
      Detached 2 1
    • 36 Barrie Avenue
      $489,000
      36 Barrie Avenue
      Detached 3 1
    Buy with Coldwell Banker Summit Realty

    We'll get you into 496 Berford Lake Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    • AI-first listing data

      Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

    • One team, no handoffs

      Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

    • Showings on YOUR schedule

      Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

    • Mortgage that closes

      Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

    Public listing courtesy of RE/MAX Grey Bruce Realty Inc. · displayed on Summitly per MLS® data-share rules
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 496 Berford Lake Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 496 Berford Lake Road listed for?

      496 Berford Lake Road is listed at $419,900 on the MLS® (listing X13609732). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 496 Berford Lake Road have?

      496 Berford Lake Road is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

    • When was 496 Berford Lake Road built?

      The year built for 496 Berford Lake Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

    • What is the property tax for 496 Berford Lake Road?

      The 'Property tax' tab in the History section shows the most recent annual tax for 496 Berford Lake Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

    • How much would the monthly mortgage be on 496 Berford Lake Road?

      The affordability calculator on this page shows an estimated monthly mortgage for $419,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

    • Has 496 Berford Lake Road been sold before?

      The 'Listing history' tab above lists every previous MLS® listing of 496 Berford Lake Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

    • What neighbourhood is 496 Berford Lake Road in?

      496 Berford Lake Road is in South Bruce Peninsula, South Bruce Peninsula. The 'Neighbourhood' section below links to the live South Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

    • Is South Bruce Peninsula a good place to live?

      South Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full South Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.