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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

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For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 7 days

    Unit 105 — 94 Francis Street

    Fenelon Falls·Kawartha Lakes, ON··

    • 2 beds
    Kawartha Lakes real estate›X13583852
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Ready for low-maintenance living? This well-maintained 1 bedroom plus den, 1 bathroom main floor condo offers approximately 750 square feet of bright, open-concept living in a quiet, well-maintained building. This is the perfect unit for a single person or couple looking for a comfortable home with the option of having a small pet. The spacious primary bedroom features a walk-in closet and convenient semi-ensuite access to the bathroom, while the den provides the perfect space for a home office, guest room, or hobby area. The open-concept kitchen and living area are filled with natural light. Step through the walkout to your large private balcony with direct access to the street level, surrounded by beautiful perennial gardens maintained by the building, creating a peaceful and inviting outdoor space to enjoy. Additional features include updated in-suite laundry, one underground parking space, and a private storage locker. Ideally located just steps from the public beach and the Victoria Rail Trail, perfect for walking and cycling, and only a short stroll to the shops, restaurants, and amenities of downtown Fenelon Falls. Condo fees include heat (propane), water, sewer, underground parking, storage locker, annual window cleaning, and garbage removal, making this an affordable and carefree place to call home.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 20, 2026ListedCurrentFor sale$399,900 —X13583852This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Air conditioning
      Central Air
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 105 — 94 Francis Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Lake/Pond
    • Level
    • Library
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,965
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $224
    0.67% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $695,858
      Last 30 days
    • Median sold price
      $627,450
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      386
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 105 — 94 Francis Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 105 — 94 Francis Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 105 — 94 Francis Street listed for?

      Unit 105 — 94 Francis Street is listed at $399,900 on the MLS® (listing X13583852). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 105 — 94 Francis Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 800-899 sqft
  3. Condo Apartment
  4. Asking
    $399,900
    $0 / sqft · MLS® X13583852
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $507,976
    $467,338Confidence range$548,614
    Asking vs estimate
    ↓below
    −$108,076
    (-21.3%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 39 days — this one has been listed 7 days.

    Avg sold price
    $695,858
    Median sold
    $627,450
    Avg days on market
    39
    Recently sold
    386
    See comparable sales
    • The spacious primary bedroom features a walk-in closet and convenient semi-ensuite access to the bathroom, while the den provides the perfect space for a home office, guest room, or hobby area.
    • The open-concept kitchen and living area are filled with natural light.
    • Additional features include updated in-suite laundry, one underground parking space, and a private storage locker.
    • Condo fees include heat (propane), water, sewer, underground parking, storage locker, annual window cleaning, and garbage removal, making this an affordable and carefree place to call home.
    Ask Zara a follow-up

    Parking & garage

    3
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    1
  6. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    6
  7. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Patio
    Open
    Balcony
    Open
  8. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Apartment
    Property class
    Condo Apartment
  9. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Living Room
      Combined w/Dining
      15.7 × 15.7 ft
    • Bathroom
      8.5 × 6.0 ft
    • Primary Bedroom
      10.9 × 11.3 ft
    • Kitchen
      11.2 × 12.1 ft
    • Laundry
      7.9 × 5.1 ft
    • Den
      10.0 × 7.8 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $700
    per month
    Maintenance fee includes
    • Heat
    • Water
    • Parking
    • Property tax
    Building details
    • Unit5
    • Storeys (building)first
    • ExposureEast
    • LockerOwned
    • Parking typePrivate
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corpVictoria
    • Corp #28
    • Property managerBay Shore Prop Manager
  10. Place Of Worship
  11. School Bus Route
  12. Combined estimate
    $2,189
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,965
    /mo
    based on the purchase price of $399,900
    $79,980 cash
    $319,920 financed
    $269,457 total interest
    Monthly payment$1,965/ month
    Principal54%$319,920
    Interest46%$269,457

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo apartments that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 51 Rivermill Boulevard
      Sold
      Sign in for price
      51 Rivermill Boulevard
      Condo Apartment
    • 107 Rita Crescent
      Sold
      Sign in for price
      107 Rita Crescent
      Condo Apartment
    • 4 Heritage Way
      Sold
      Sign in for price
      4 Heritage Way
      Condo Apartment
    • 51 Rivermill Boulevard
      Sold
      Sign in for price
      51 Rivermill Boulevard
      Condo Apartment
    • 1 Heritage Way
      Sold
      Sign in for price
      1 Heritage Way
      Condo Apartment
    • 4 Heritage Way
      Sold
      Sign in for price
      4 Heritage Way
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 105 — 94 Francis StreetThis home2 / 1800,899$399,900ask———
    51 Rivermill Boulevard2 / 21,200—
    107 Rita Crescent2 / 1900—
    Sold prices are hidden under TRREB rules. to reveal them.

    More condo apartments in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 25 King Street
      $429,000
      25 King Street
      Condo Apartment 2 2
    • 50 Rivermill Boulevard
      $444,900
      50 Rivermill Boulevard
      Condo Apartment 2 2
    • 25 King Street
      $429,000
      25 King Street
      Condo Apartment 2 2
    • 25 King Street
      $379,900
      25 King Street
      Condo Apartment 1 1
    • 94 Francis Street
      $474,900
      94 Francis Street
      Condo Apartment 2 2
    • 94 Francis Street
      $479,000
      94 Francis Street
      Condo Apartment 1 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of AFFINITY GROUP PINNACLE REALTY LTD. · displayed on Summitly per MLS® data-share rules

    Unit 105 — 94 Francis Street is a 2-bedroom, 1-bath, 800-899 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was Unit 105 — 94 Francis Street built?

    The year built for Unit 105 — 94 Francis Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for Unit 105 — 94 Francis Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 105 — 94 Francis Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on Unit 105 — 94 Francis Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $399,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has Unit 105 — 94 Francis Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 105 — 94 Francis Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is Unit 105 — 94 Francis Street in?

    Unit 105 — 94 Francis Street is in Fenelon Falls, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  22. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 4 Heritage Way
    2 / 2
    1,000
    —
    51 Rivermill Boulevard3 / 21,600—
    1 Heritage Way1 / 1800—
    4 Heritage Way2 / 21,200—