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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 212 daysPrice drop · $990,000 off (-19.8%)

    2485 FIRE ROUTE 51

    ·North Kawartha, ON··

    • 4 beds
    North Kawartha real estate›X11949747
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    This stunning 4-season cottage on Jack Lake, just north of Apsley, combines luxury, comfort, and natural beauty. Completed in spring 2023, this waterfront retreat offers exceptional amenities and breathtaking views. The open-concept living, dining, and kitchen area features vaulted ceilings and large windows that flood the interior with natural light while showcasing the stunning lake views. Step outside to an expansive deck that overlooks the backyard perfect for entertaining or relaxing. With 2+2 bedrooms and 4 bathrooms, there's ample space for family and guests. The primary bedroom is a peaceful escape, while additional bedrooms offer flexibility. Outside, enjoy a private dock fordirect lake access, a lakeside firepit, and a covered patio with a fireplace for year-round enjoyment. A 3-car garage with attic space provides convenient storage. Whether for weekends or full-time living, this cottage offers an exceptional lakeside lifestyle.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 25, 2026Price reducedCurrentReduced$4,000,000−$990,000 (19.8%)X11949747This page
    Mar 24, 2026Previously listedExt$3,800,000 —X12913850View
    Jan 30, 2025ListedCurrentFor sale$4,990,000 —X11949747This page
    May 30, 2024Previously listedExp$4,990,000 —X8387130View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 2485 FIRE ROUTE 51
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $19,651
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $808
    0.24% mill rate · ON
    The market

    How this home sits in the North Kawartha market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The North Kawartha market right now

    Average sold price, days on market, and closed-transaction count for North Kawartha — sourced from MLS®.

    • Avg sold price
      $855,592
      Last 30 days
    • Median sold price
      $577,500
      Middle of the market
    • Days on market
      40 d
      Avg from list to close
    • Closed last 30d
      36
      MLS® transactions
    Full North Kawartha market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 2485 FIRE ROUTE 51 — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 2485 FIRE ROUTE 51 and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 2485 FIRE ROUTE 51 listed for?

      2485 FIRE ROUTE 51 is listed at $4,000,000 on the MLS® (listing X11949747). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 2485 FIRE ROUTE 51 have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 3500-5000 sqft
  3. Detached
  4. Built 0-5
  5. Asking
    $4,000,000
    $0 / sqft · MLS® X11949747
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,009,599
    $928,831Confidence range$1,090,366
    Asking vs estimate
    ↑↑well-above
    +$2,990,401
    (+296.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in North Kawartha sell in about 40 days — this one has been listed 212 days.

    Avg sold price
    $855,592
    Median sold
    $577,500
    Avg days on market
    40
    Recently sold
    36
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    The open-concept living, dining, and kitchen area features vaulted ceilings and large windows that flood the interior with natural light while showcasing the stunning lake views.
  7. Step outside to an expansive deck that overlooks the backyard perfect for entertaining or relaxing.
  8. Outside, enjoy a private dock fordirect lake access, a lakeside firepit, and a covered patio with a fireplace for year-round enjoyment.
  9. A 3-car garage with attic space provides convenient storage.
  10. Ask Zara a follow-up
    Septic
  11. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    3
    Parking spaces
    13
    Driveway
    Private
  12. Interior

    5
    Basement
    Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Main Level
  13. Exterior & construction

    5
    Exterior
    Stucco (Plaster), Wood
    Roof
    Asphalt Shingle, Metal
    Foundation
    Concrete
    Waterfront
    Y
    Pool
    None
  14. Lot & land

    2
    Year built
    0-5
    Zoning
    RR-313
  15. Listing & possession

    3
    Occupancy
    ANYTIME
    Property style
    Bungalow
    Property class
    Detached
  16. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Bedroom 2
      Walk-In Closet(s)
      13.5 × 11.9 ft
    • Kitchen
      12.6 × 30.8 ft
    • Living Room
      Overlooks Backyard
      17.5 × 8.4 ft
    • Primary Bedroom
      walk-in closet(s) · 6 pc bath
      16.7 × 14.3 ft
    • Foyer
      10.3 × 7.0 ft

    Lower level

    6 rooms
    • Bedroom 3
      13.5 × 22.3 ft
    • Office
      13.0 × 14.6 ft
    • Bedroom 4
      16.7 × 13.6 ft
    • Kitchen
      17.1 × 13.3 ft
    • Family Room
      W/O To Patio
      16.8 × 20.6 ft
    • Utility Room
      18.3 × 8.2 ft
    Combined estimate
    $20,459
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $19,651
    /mo
    based on the purchase price of $4,000,000
    $800,000 cash
    $3,200,000 financed
    $2,695,240 total interest
    Monthly payment$19,651/ month
    Principal54%$3,200,000
    Interest46%$2,695,240

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    or send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in North Kawartha

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 5661 Highway 28
      Sold
      Sign in for price
      5661 Highway 28
      Detached
    • 754 Loucks Lake Wao
      Sold
      Sign in for price
      754 Loucks Lake Wao
      Detached
    • 342 Jack Lake Road
      Sold
      Sign in for price
      342 Jack Lake Road
      Detached
    • 287 Doc Evans Road
      Sold
      Sign in for price
      287 Doc Evans Road
      Detached
    • 89 Hill Crest Road
      Sold
      Sign in for price
      89 Hill Crest Road
      Detached
    • 25 Garden Island
      Sold
      Sign in for price
      25 Garden Island
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    2485 FIRE ROUTE 51This home4 / 535,005,000$4,000,000ask———
    5661 Highway 283 / 21,100—
    754 Loucks Lake Wao3 / 1700—
    Sold prices are hidden under TRREB rules. to reveal them.

    More detacheds in North Kawartha

    Active listings within ±20% of this asking price.

    • 135 Fire 10e Route
      $3,999,999
      135 Fire 10e Route
      Detached 3 4
    • 2946 Stony Lake, Quarry Island
      $3,200,000
      2946 Stony Lake, Quarry Island
      Detached 4 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of RE/MAX REALTY SPECIALISTS INC. · displayed on Summitly per MLS® data-share rules

    2485 FIRE ROUTE 51 is a 4-bedroom, 5-bath, 3500-5000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 2485 FIRE ROUTE 51 built?

    2485 FIRE ROUTE 51 was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 2485 FIRE ROUTE 51?

    The 'Property tax' tab in the History section shows the most recent annual tax for 2485 FIRE ROUTE 51 plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 2485 FIRE ROUTE 51?

    The affordability calculator on this page shows an estimated monthly mortgage for $4,000,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 2485 FIRE ROUTE 51 been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 2485 FIRE ROUTE 51 with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 2485 FIRE ROUTE 51 in?

    2485 FIRE ROUTE 51 is in North Kawartha, North Kawartha. The 'Neighbourhood' section below links to the live North Kawartha real estate hub with average sold price, days on market, and current inventory.

  26. Is North Kawartha a good place to live?

    North Kawartha is one of ON's actively-tracked Summitly markets. The full North Kawartha real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 342 Jack Lake Road
    3 / 2
    1,500
    —
    287 Doc Evans Road4 / 11,100—
    89 Hill Crest Road3 / 21,100—
    25 Garden Island3 / 1700—