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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 214 daysPrice drop · $70,000 off (-7.8%)

    22 Francis Street

    Lindsay·Kawartha Lakes, ON·K9V 3R6·Near Francis St and Cambridge St N

    Kawartha Lakes real estate›X12006523
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
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      Time TBD
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      Date TBD
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    • Open house
      Date TBD
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    Overview

    What this listing tells us

    Property description

    Presenting 22 Francis Street in Lindsay. This is a landmark white brick home built in 1856 is truly one of the most elegant homes in Lindsay making it a perfect family or executive home, or a bit of both! It's exceptionally curb appeal is perfection to behold. As you approach the front door you'll be welcomed by one of the most beautiful verandahs in Lindsay. The wow factor is immediate as you enter beautiful foyer and front hall welcomes you into the home. The main floor has wonderfully large sunny principal rooms and 11 foot ceilings! In the living room you'll find plenty of space for all your guests and also becomes a cozy place to curl up by the natural gas fireplace to watch a movie or read a book. A large formal dining room sits adjacent to the kitchen. The home features 5 bedrooms, and 4 bathrooms, and two staircases, one formal grand staircase and another convenient serving/staff staircase to the rear of the home. The main floor laundry room features a walkout to a spacious sun/mud room to the back deck and backyard. The family room has features an additional enclosed sunroom porch on the west side of the building and with the two bedroom suite above the family room with its own entry and staircase, presents an opportunity to create a self-contained in law suite! Sitting atop a large corner lot, this stately home is in the sought after North Ward location. New furnace boiler system in 2024. The basement, despite the age of the home has surprisingly high ceilings, and large deep windows. Did we mention the brick detached garage, the circular driveway, and second driveway accessing the separate west entrance to the home? How about the beautiful mature trees? Cozy warm in winter and cool in summer with the addition of wall mount air conditioning. All this and perfectly situated just a few minutes walk to Alexandra School, Ross Memorial Hospital and all downtown amenities. This is your opportunity to own one of the most notable, unique homes in Lindsay.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 20, 2026Price reducedCurrentReduced$825,000−$70,000 (7.8%)X12006523This page
    Jun 15, 2026SoldSold$687,500−$62,500 (8.3%)X13001656View
    Apr 15, 2026Previously listedSld$750,000 —X13001656View
    Mar 23, 2026Previously listedTer$750,000 —X12908684View
    Feb 9, 2026Previously listedTer$750,000 —X12771256View
    Oct 14, 2025Previously listedExp$799,900 —X12460238View
    Mar 7, 2025ListedCurrentFor sale$895,000 —X12006523This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Radiant
      Air conditioning
      Wall Unit(s)
      Fireplaces
      3
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 22 Francis Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Level
    • Library
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,053
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $537
    0.78% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $672,004
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      333
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 22 Francis Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

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    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 22 Francis Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 22 Francis Street listed for?

      22 Francis Street is listed at $825,000 on the MLS® (listing X12006523). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 22 Francis Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 beds
  2. 4 baths
  3. 3000-3500 sqft
  4. Detached
  5. Built 100+
  6. < .50 ac lot
  7. Asking
    $825,000
    $0 / sqft · MLS® X12006523
    Chat Zara
  8. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $913,925
    $840,811Confidence range$987,039
    Asking vs estimate
    ↓below
    −$88,925
    (-9.7%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 43 days — this one has been listed 214 days.

    Avg sold price
    $672,004
    Median sold
    $625,000
    Avg days on market
    43
    Recently sold
    333
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • In the living room you'll find plenty of space for all your guests and also becomes a cozy place to curl up by the natural gas fireplace to watch a movie or read a book.
    • A large formal dining room sits adjacent to the kitchen.
    • The main floor laundry room features a walkout to a spacious sun/mud room to the back deck and backyard.
    • Sitting atop a large corner lot, this stately home is in the sought after North Ward location.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  9. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    11
    Driveway
    Circular Drive, Front Yard Parking, Private, Private Double
  10. Interior

    6
    Basement
    Full, Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    11
    Laundry level
    Main Level
    Elevator
    N
  11. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  12. Lot & land

    2
    Year built
    100+
    Zoning
    R2
  13. Listing & possession

    4
    Possession
    2025-05-30T00:00:00.000-00:00
    Occupancy
    May be some flexibility.
    Property style
    2-Storey
    Property class
    Detached
  14. Room-by-room · 19 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    10 rooms
    • Family Room
      fireplace insert · w/o to sunroom · staircase
      15.9 × 16.4 ft
    • Sunroom
      W/O To Yard
      6.6 × 9.8 ft
    • Kitchen
      b/i appliances · stainless steel appl · eat-in kitchen
      13.6 × 11.0 ft
    • Bathroom
      2 Pc Bath
      4.9 × 4.9 ft
    • Mud Room
      W/O To Deck
      6.6 × 9.8 ft
    • Living Room
      gas fireplace · hardwood floor · crown moulding
      14.2 × 27.2 ft
    • Dining Room
      fireplace · hardwood floor · crown moulding
      13.6 × 14.8 ft
    • Laundry
      W/O To Sunroom
      4.9 × 6.6 ft
    • Sunroom
      Walk-Out
      6.6 × 9.8 ft
    • Foyer
      breezeway · hardwood floor · crown moulding
      7.0 × 27.2 ft

    Second level

    9 rooms
    • Bedroom 3
      Hardwood Floor
      14.0 × 10.7 ft
    • Bathroom
      3 Pc Ensuite
      5.6 × 5.0 ft
    • Bathroom
      2 Pc Ensuite
      4.4 × 9.6 ft
    • Bathroom
      4 Pc Bath
      6.2 × 9.9 ft
    • Bedroom 5
      11.9 × 7.5 ft
    • Bedroom 5
      7.0 × 12.0 ft
    • Primary Bedroom
      hardwood floor · 2 pc ensuite
      13.2 × 6.6 ft
    • Bedroom 2
      Hardwood Floor
      13.8 × 12.3 ft
    • Bedroom 4
      3 Pc Ensuite
      15.9 × 11.7 ft
  15. Sloping
  16. Wooded/Treed
  17. Combined estimate
    $4,590
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,053
    /mo
    based on the purchase price of $825,000
    $165,000 cash
    $660,000 financed
    $555,893 total interest
    Monthly payment$4,053/ month
    Principal54%$660,000
    Interest46%$555,893

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 53 Hancock Crescent
      Sold
      Sign in for price
      53 Hancock Crescent
      Detached
    • 22 Francis Street
      Sold
      Sign in for price
      22 Francis Street
      Detached
    • 141 Sandy Point Road
      Sold
      Sign in for price
      141 Sandy Point Road
      Detached
    • 16 Leisure Lane
      Sold
      Sign in for price
      16 Leisure Lane
      Detached
    • 1320 Heights Road
      Sold
      Sign in for price
      1320 Heights Road
      Detached
    • 103 Shadow Lake 2 Road
      Sold
      Sign in for price
      103 Shadow Lake 2 Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    22 Francis StreetThis home5 / 430,003,500$825,000ask———
    53 Hancock Crescent4 / 32,000—
    22 Francis Street5 / 42,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 197 Hillside Drive
      $775,000
      197 Hillside Drive
      Detached 4 2
    • 4 Clover Court
      $979,000
      4 Clover Court
      Detached 7 5
    • 22 Elgin Street
      $759,900
      22 Elgin Street
      Detached 4 3
    • 67 Hazel Street
      $729,800
      67 Hazel Street
      Detached 4 3
    • 26 Walker Street
      $899,900
      26 Walker Street
      Detached 5 3
    • 85 Nevison Drive
      $825,000
      85 Nevison Drive
      Detached 4 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  18. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  19. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  20. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  21. Public listing courtesy of AFFINITY GROUP PINNACLE REALTY LTD. · displayed on Summitly per MLS® data-share rules

    22 Francis Street is a 5-bedroom, 4-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  22. When was 22 Francis Street built?

    22 Francis Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  23. What is the property tax for 22 Francis Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 22 Francis Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  24. How much would the monthly mortgage be on 22 Francis Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $825,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  25. Has 22 Francis Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 22 Francis Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  26. What neighbourhood is 22 Francis Street in?

    22 Francis Street is in Lindsay, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  27. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  28. 141 Sandy Point Road
    4 / 4
    3,000
    —
    16 Leisure Lane5 / 32,000—
    1320 Heights Road4 / 21,500—
    103 Shadow Lake 2 Road4 / 1700—