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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    22 Elgin Street

    Lindsay·Kawartha Lakes, ON·K9V 3W1·Near William St N and Elgin St W

    • 4 beds
    Kawartha Lakes real estate›X13455794
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Nestled in the heart of Lindsay, this timeless all-brick Heritage home blends historic charm with thoughtful modern updates. Offering 4 spacious bedrooms and 3 bathrooms, this beautifully decorated residence showcases character, warmth, and exceptional natural light throughout. Ten new windows enhance efficiency while highlighting stunning architectural features, including soaring ceilings and impressive palatial windows.The elegant dining room is a true showpiece, complete with a gas fireplace, dramatic ceiling height, and expansive windows that create an inviting setting for entertaining. The living room features a built-in library and oversized windows that flood the space with warm southwest light.Upstairs, you'll find four generously sized bedrooms, including a charming primary suite with oak flooring, a newly updated 2-piece ensuite, and a built-in closet. Comfort is enhanced year-round with a new heat pump providing efficient heating and cooling, while the hot water radiant system remains the primary heat source, complemented by two fireplaces.The updated eat-in kitchen offers its own fireplace and multiple dining options, with seamless access to outdoor living. Step out to the rear deck-perfect for alfresco dining-or relax on the newly finished lower deck overlooking the backyard retreat.Outside, the fully fenced yard is truly exceptional, featuring an inground pool, charming pool house, and a garden shed. Thoughtful upgrades include a new back deck railing and well-designed lounging areas, creating the perfect space for entertaining or relaxing on warm summer days.At the front of the home, a covered porch complete with a classic porch swing and cozy conversation area provides a peaceful place to unwind.A rare opportunity to own a stunning Heritage home offering exceptional indoor and outdoor living in a truly special setting.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 17, 2026ListedCurrentFor sale$759,900 —X13455794This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Heat Pump
      Air conditioning
      Other
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 22 Elgin Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Hospital
    • Library
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,733
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $371
    0.59% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $677,799
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      329
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 22 Elgin Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 22 Elgin Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 22 Elgin Street listed for?

      22 Elgin Street is listed at $759,900 on the MLS® (listing X13455794). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 22 Elgin Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2000-2500 sqft
  3. Detached
  4. Built 100+
  5. Asking
    $759,900
    $0 / sqft · MLS® X13455794
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $799,803
    $735,819Confidence range$863,787
    Asking vs estimate
    ≈in-line
    −$39,903
    (-5.0%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 43 days — this one has been listed 2 days.

    Avg sold price
    $677,799
    Median sold
    $625,000
    Avg days on market
    43
    Recently sold
    329
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Offering 4 spacious bedrooms and 3 bathrooms, this beautifully decorated residence showcases character, warmth, and exceptional natural light throughout.
    Ask Zara a follow-up
    Sewer
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    Private
  8. Interior

    4
    Basement
    Crawl Space, Partial Basement, Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    5
  9. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    Inground
  10. Lot & land

    1
    Year built
    100+
  11. Listing & possession

    4
    Possession
    2026-08-06T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  12. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Den
      combined w/dining · gas fireplace
      18.4 × 11.1 ft
    • Kitchen
      b/i dishwasher · centre island · eat-in kitchen
      12.8 × 12.3 ft
    • Bathroom
      3 pc bath · west view
      5.1 × 8.7 ft
    • Dining Room
      hardwood floor · gas fireplace
      18.4 × 11.1 ft
    • Living Room
      hardwood floor · b/i bookcase · overlooks frontyard
      10.1 × 18.2 ft

    Second level

    6 rooms
    • Bedroom 4
      west view · hardwood floor
      9.7 × 9.2 ft
    • Bathroom
      2 Pc Bath
      0.0 × 0.0 ft
    • Bathroom
      3 Pc Bath
      0.0 × 0.0 ft
    • Bedroom 2
      hardwood floor · walk-in closet(s) · east view
      11.9 × 18.4 ft
    • Bedroom 3
      hardwood floor · west view
      10.0 × 12.2 ft
    • Primary Bedroom
      hardwood floor · b/i closet · 2 pc ensuite
      18.5 × 21.2 ft

    Basement level

    1 room
    • Laundry
      B/I Shelves
      29.3 × 20.5 ft
  13. Place Of Worship
  14. Public Transit
  15. Combined estimate
    $4,104
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,733
    /mo
    based on the purchase price of $759,900
    $151,980 cash
    $607,920 financed
    $512,028 total interest
    Monthly payment$3,733/ month
    Principal54%$607,920
    Interest46%$512,028

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 2790 Highway 35 Highway
      Sold
      Sign in for price
      2790 Highway 35 Highway
      Detached
    • 50 Trent Canal Road
      Sold
      Sign in for price
      50 Trent Canal Road
      Detached
    • 83 Peel Street
      Sold
      Sign in for price
      83 Peel Street
      Detached
    • 57 Crooked Court
      Sold
      Sign in for price
      57 Crooked Court
      Detached
    • 22 Francis Street
      Sold
      Sign in for price
      22 Francis Street
      Detached
    • 141 Sandy Point Road
      Sold
      Sign in for price
      141 Sandy Point Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    22 Elgin StreetThis home4 / 320,002,500$759,900ask———
    2790 Highway 35 Highway3 / 2700—
    50 Trent Canal Road3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 29 Songbird Crescent
      $799,990
      29 Songbird Crescent
      Detached 3 4
    • 329 Avery Point Road
      $669,900
      329 Avery Point Road
      Detached 3 2
    • 197 Hillside Drive
      $775,000
      197 Hillside Drive
      Detached 4 2
    • 58 Verna Drive
      $679,900
      58 Verna Drive
      Detached 3 2
    • 24 Princes' Street
      $719,000
      24 Princes' Street
      Detached 3 2
    • 36 Wakeford Road
      $799,500
      36 Wakeford Road
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of COLDWELL BANKER - R.M.R. Real Estate · displayed on Summitly per MLS® data-share rules

    22 Elgin Street is a 4-bedroom, 3-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 22 Elgin Street built?

    22 Elgin Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 22 Elgin Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 22 Elgin Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 22 Elgin Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $759,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 22 Elgin Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 22 Elgin Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 22 Elgin Street in?

    22 Elgin Street is in Lindsay, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  25. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 83 Peel Street
    3 / 2
    1,500
    —
    57 Crooked Court3 / 1700—
    22 Francis Street5 / 42,500—
    141 Sandy Point Road4 / 43,000—