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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 6 days ago

    239 Royal Street

    Waterloo, ON·N2J 2J1·Near Margaret Ave

    • 3 beds
    • 2 baths
    Waterloo real estate›X12142807
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 239 Royal St. Discover this charming bungalow located in a highly desirable Waterloo neighbourhood. This well-maintained home has had several updates that bring out its charm. The main floor boasts three bright bedrooms and a beautiful newly renovated four-piece bathroom. Natural light floods the open-concept living and dining area through a generous window. The cozy, updated kitchen, featuring soft-close cabinets, a Peka magic corner, Solatube and a gas stove, overlooks a fenced in backyard. Main floor is carpet free with engineered hardwood throughout the living room, hall and bedrooms. Partially finished basement offers a spacious recreation room, cozy gas fireplace and an additional three-piece bathroom. A convenient side entrance adds potential for an in-law suite. Situated on a picturesque, tree-lined street in a family-friendly area, this home is just moments from parks, trails, shops, and the Expressway.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 1, 2026Previously listedNew$3,350 —X13508656View
    May 11, 2025ListedCurrentFor sale$679,900 —X12142807This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 239 Royal Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,340
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $322
    0.57% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $755,833
      Last 30 days
    • Median sold price
      $711,000
      Middle of the market
    • Days on market
      28 d
      Avg from list to close
    • Closed last 30d
      312
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 239 Royal Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 239 Royal Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 239 Royal Street listed for?

      239 Royal Street is listed at $679,900 on the MLS® (listing X12142807). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 239 Royal Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 700-1100 sqft
  2. Detached
  3. Asking
    $679,900
    $0 / sqft · MLS® X12142807
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $755,833
    $695,366Confidence range$816,300
    Asking vs estimate
    ↓below
    −$75,933
    (-10.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 28 days — this one has been listed 6 days.

    Avg sold price
    $755,833
    Median sold
    $711,000
    Avg days on market
    28
    Recently sold
    312
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    The main floor boasts three bright bedrooms and a beautiful newly renovated four-piece bathroom.
  5. The cozy, updated kitchen, featuring soft-close cabinets, a Peka magic corner, Solatube and a gas stove, overlooks a fenced in backyard.
  6. Main floor is carpet free with engineered hardwood throughout the living room, hall and bedrooms.
  7. Partially finished basement offers a spacious recreation room, cozy gas fireplace and an additional three-piece bathroom.
  8. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  9. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private
  10. Interior

    4
    Basement
    Full, Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    1
  11. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  12. Listing & possession

    3
    Occupancy
    60-89 Days
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 2 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    2 rooms
    • Primary Bedroom
      9.5 × 11.9 ft
    • Bedroom 2
      12.1 × 8.3 ft
    Combined estimate
    $3,662
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,340
    /mo
    based on the purchase price of $679,900
    $135,980 cash
    $543,920 financed
    $458,123 total interest
    Monthly payment$3,340/ month
    Principal54%$543,920
    Interest46%$458,123

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 164 Bridge Street
      Sold
      Sign in for price
      164 Bridge Street
      Detached
    • 459 BELGREEN Way
      Sold
      Sign in for price
      459 BELGREEN Way
      Detached
    • 682 Glen Forrest Boulevard
      Sold
      Sign in for price
      682 Glen Forrest Boulevard
      Detached
    • 194 Cedarbrae Avenue
      Sold
      Sign in for price
      194 Cedarbrae Avenue
      Detached
    • 67 Longwood Drive
      Sold
      Sign in for price
      67 Longwood Drive
      Detached
    • 560 Penny Lane
      Sold
      Sign in for price
      560 Penny Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    239 Royal StreetThis home3 / 27,001,100$679,900ask———
    164 Bridge Street3 / 21,100—
    459 BELGREEN Way3 / 41,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Waterloo

    Active listings within ±20% of this asking price.

    • 704 Jacob Lane
      $720,000
      704 Jacob Lane
      Detached 3 2
    • 175 Woodville Place
      $689,900
      175 Woodville Place
      Detached 3 2
    • 261 Newport Place
      $650,000
      261 Newport Place
      Detached 3 2
    • 98 Roger Street
      $699,900
      98 Roger Street
      Detached 4 2
    • 277 Canterbury Drive
      $699,900
      277 Canterbury Drive
      Detached 4 3
    • 97 Blythwood Road
      $673,000
      97 Blythwood Road
      Detached 5 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of ROYAL LEPAGE CROWN REALTY SERVICES · displayed on Summitly per MLS® data-share rules

    239 Royal Street is a 3-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 239 Royal Street built?

    The year built for 239 Royal Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 239 Royal Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 239 Royal Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 239 Royal Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $679,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 239 Royal Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 239 Royal Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 239 Royal Street in?

    239 Royal Street is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  23. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 682 Glen Forrest Boulevard
    3 / 2
    1,100
    —
    194 Cedarbrae Avenue3 / 21,100—
    67 Longwood Drive3 / 31,500—
    560 Penny Lane3 / 31,100—